Full-Time

Product Developer

Product Development

Posted on 9/26/2025

Citi

Citi

10,001+ employees

Global financial services including banking, investment

No salary listed

Mumbai, Maharashtra, India

In Person

Category
Product (1)
Required Skills
Agile
QlikView
Tableau
Data Analysis
Requirements
  • 2-5 years relevant experience
  • Intellectual curiosity, analytical and conceptual thinker with ability to operate in 'white space'. Proactively seeks and develops new opportunities
  • Attention to detail and process/analytic mindset
  • Ability to build networks and relationships internally and externally
  • Familiarity with product development methodologies
  • Direct experience in end-to-end project delivery, preferably in product development, and knowledge of various analytical tools including Qlikview, Tableau, Access
  • Comfortable with performing data investigations that require a high degree of accuracy with tight timescales
  • Ability to create business analysis, troubleshoot data quality issues, and conduct exploratory and descriptive analysis of business datasets
  • Ability to structure and break down problems, develop solutions, and to drive to results
  • Process Management knowledge with a propensity for detail and comprehensiveness of content
  • Ability to collaborate and clearly communicate with team members of an organization
  • Project Management skills with experience leading large cross functional initiatives
  • Generation of reports and presentations for management
Responsibilities
  • Review and validate vendor deliverables to ensure alignment with business objectives
  • Lead the creation of financial spreading templates that meet diverse business needs across different industries
  • Develop and document comprehensive business and technical requirements in partnership with Credit Users and Technology partners
  • Ensure templates and data models are scalable and maintainable
  • Manage project timelines, milestones, and dependencies to ensure on-time delivery
  • Creates a product vision aligned to business priorities and corresponding road-map to delivery
  • Facilitate Agile ceremonies (e.g. sprint planning, backlog grooming, etc.) and sever as product owner in a cross-functional Agile team.
  • Develops plans, prioritizes, coordinates design and delivery of products or features to product release, and serves as product ambassador within user community. Track development progress and adjust priorities as needed based on business feedback and resource capacity.
  • Works in close co-ordination with Technology, Business Managers and other stakeholders to fulfill the delivery objectives
  • Manages and implements a wide variety of products and solutions
  • Provide Level 1 and 2 user support during testing, rollout and postproduction support. Develop training materials, user guides and onboarding documentation
  • The Product Developer is a developing professional role that is responsible for activities related to the development or new products and/or features and functionality of products including developing business cases, requirements definition (BRDs), product enhancements innovation, feature and functionality definition based on market and industry research and trends and client needs
  • This role manages the end-to-end lifecycle of product development and will also scope product releases, agreeing to and tracking business priorities, incorporating regulatory and compliance requirements and investment tracking
  • Creates a product vision aligned to business priorities and corresponding road-map to delivery
  • Follows market, industry and client trends to own field and adapts them for application Citi’s products and solutions platforms
  • Conceptualizes, plans, prioritizes, coordinates design and delivery of products or features to product release, and serves as product ambassador within user community
  • Works in close co-ordination other team members to fulfill the delivery objectives
  • Partners and implements a wide variety of products and solutions
  • Assists in identification of solutions ranging across data analytics, reporting, CRM, Trade Workflows and trade processing
  • Assists in the delivery of significant direct business results and authoritative advice regarding product development that necessitates a degree of responsibility over technical strategy
  • Partners with senior team members to define and implement solutions
  • Creates project plans, business and technical requirements documents for product execution
  • Has direct interaction with business managers, technology, and sales to understand their long term vision, discuss industry trends, and incorporate them into the product & solutions strategy
  • Focuses on controls and governance, including performing Need-to-Know based security and access reviews, Access Approvals, controls testing and documentation
  • Appropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency.

Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.

Company Size

10,001+

Company Stage

IPO

Headquarters

New York City, New York

Founded

1812

Simplify Jobs

Simplify's Take

What believers are saying

  • Investment banking fees rose 12% YoY in Q1 2026, fueled by AI-driven M&A acceleration.
  • Hired 60 managing directors from 20 rivals, boosting banking revenues 15% to $1.8bn in Q1 2026.
  • $30bn share buyback signals confidence, targeting 14-15% ROTE by 2031 post-restructuring.

What critics are saying

  • JPMorgan erodes Citi's #5 investment banking rank, diverting mandates within 12-24 months.
  • Investor backlash to 2031 ROTE target causes share underperformance versus Bank of America in 6-12 months.
  • Stripe captures cross-border volumes as Citi's tech lags low-cost alternatives in 24-36 months.

What makes Citi unique

  • Citi leads global cross-border payments, enabling near-instant transfers to Mastercard debit cards across 65 origination countries.
  • Citi expanded TTS non-interest revenue 98% YoY to $1.1bn in Q4 2024 via US dollar clearing growth.
  • Citi operates in 160 countries, serving 200 million accounts with unmatched global network scale.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

401(k) Company Match

Wellness Program

Paid Vacation

Paid Sick Leave

Paid Holidays

Company News

Yahoo Finance
Apr 14th, 2026
Banks report strong profits but warn of rising energy prices hitting consumers

America's largest banks reported strong first-quarter profits driven by robust investment banking activity and a resilient economy, though executives warned about mounting risks from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a profit of $16.49 billion, up 13% year-on-year, whilst Wells Fargo earned $5.25 billion and Citigroup reported $5.79 billion. Investment banking fees surged, with JPMorgan seeing a 30% jump and Citigroup a 12% increase in advisory fees, fuelled by market volatility and corporate dealmaking. However, JPMorgan CEO Jamie Dimon cautioned about "an increasingly complex set of risks", including wars, energy prices and trade tensions. Wells Fargo noted customers allocating more spending to petrol whilst cutting discretionary purchases, signalling potential downstream economic impacts from elevated oil prices.

The Associated Press
Apr 14th, 2026
Banks report strong Q1 profits but warn rising energy prices threaten consumer spending

America's largest banks reported strong first-quarter profits driven by investment banking activity and a resilient economy, but executives warned about emerging economic headwinds from rising energy prices and geopolitical uncertainty. JPMorgan Chase posted a 13% profit increase to $16.49 billion, with investment banking fees jumping 30%. Wells Fargo earned $5.25 billion whilst Citigroup reported $5.79 billion in profits. The gains came amid market volatility and increased merger activity. However, JPMorgan CEO Jamie Dimon cited "an increasingly complex set of risks" including wars, energy prices and trade tensions. Wells Fargo's CFO noted consumers allocating more spending towards petrol whilst reducing discretionary purchases. Dimon warned that higher oil prices' impact "will likely take some time to materialise" if they persist.

Yahoo Finance
Apr 14th, 2026
Citi stock poised to jump as Wall Street loves the name, says Jim Cramer

Citigroup has raised interest among investors, with Jim Cramer highlighting strong market sentiment towards the stock. Following earnings, Cramer noted that Citigroup is "love, love, love by everybody on Wall Street" and expects the stock to jump higher. The bank delivered solid quarterly results, with 8% revenue growth and 35% earnings per share increase, excluding one-time charges. Net interest income rose 14%, beating expectations. However, results were mixed across divisions, with services, banking and fixed income performing well, whilst equity trading and personal banking fell short. Trading at a significant discount to peers despite rising 66% last year, Citigroup remains attractive. CEO Jane Fraser indicated the bank's transformation efforts are over 80% complete, though questions remain about future growth once self-help measures conclude.

Yahoo Finance
Apr 14th, 2026
Citi beats Q1 profit estimates with $5.8B net income as dealmaking surges 14%

Citigroup beat first-quarter profit estimates on Tuesday, reporting net income of $5.8 billion, or $3.06 per diluted share, compared to $4.1 billion in the prior-year period. The result exceeded analysts' estimate of $2.63 per share. Revenue rose 14% whilst net income grew 42%, driven by strong dealmaking activity. Investment banking fees increased 19% to $1.3 billion, with growth in advisory and equity capital markets. Services revenue climbed 17%, and markets crossed $7 billion in revenue. Global investment banking revenue reached $28.2 billion in the first quarter, the highest since 2021. Chief executive Jane Fraser attributed the performance to softer regulation under President Trump and the AI boom. The bank remains on track to deliver its 10-11% return on tangible common equity target.

Structured Retail Products
Apr 13th, 2026
MerQube secures Series C funding from 7RIDGE and Deutsche Börse to scale derivatives-linked ETF platform

MerQube, a US-based index provider specialising in rules-based and derivatives-enabled strategies, has closed a Series C funding round led by 7RIDGE and Deutsche Börse Group. Existing investors including Allianz Life Ventures, Citi, Intel Capital, J.P. Morgan, Laurion Capital Management and UBS also participated, though the funding amount was not disclosed. The company plans to use the investment to scale its technology platform and expand in derivatives-linked ETF and structured product markets. MerQube focuses on providing customised index solutions and data-driven strategies for institutional clients.

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