A

Aviva

Provides savings, retirement, and insurance solutions

Retail Underwriting Ops Leader - Home, Auto/Lifestyle

Full-TimeUpdated on 10/23/2026
$70k - $90k+ Bonus
Senior
Bachelor's
Calgary, AB, Canada
HybridHybrid; minimum three days per week in the Calgary office. Travel may be required a few times per year.
InsuranceUnderwriting

About the job

Requirements
  • A college or university degree, CIP designation, or equivalent combination of education and insurance experience is required.
  • A minimum of seven years of underwriting experience in Home and Auto insurance is required.
  • Previous leadership experience with demonstrated success coaching, developing, motivating, and managing employee performance is required.
  • Experience in a property and casualty operational environment is required; contact centre or high-volume underwriting experience is preferred.
  • Broad knowledge and understanding of Personal Lines insurance and underwriting is required.
  • Ability to make sound underwriting decisions while balancing customer experience, broker relationships, risk acceptability, and business profitability is required.
  • Ability to lead and support change initiatives, engage stakeholders, and help employees navigate change is required.
  • Strong written and verbal communication skills and the ability to build effective relationships and drive results through collaboration are required.
  • Problem-solving and decision-making capabilities, including resolving business, broker, and customer concerns, are required.
  • Experience managing team capacity and resources to meet current and future business demands is required.
  • Ability to use data, performance results, and operational insights to support decisions and identify improvement opportunities is required.
  • Ability and willingness to work within the hybrid model, including at least three days per week in the Calgary office, is required.
  • Flexibility to support changing operational and business needs is required.
Responsibilities
  • Lead, coach, and develop a team of Retail Underwriters supporting Home, Auto, and Recreational insurance products.
  • Foster a collaborative, inclusive, and engaged team environment through a consistent leadership presence virtually and in the Calgary office at least three days each week.
  • Drive strategies related to broker service, customer satisfaction, underwriting quality, risk acceptability, and profitability.
  • Coach, counsel, and develop team members to achieve strong individual and team performance while maintaining underwriting standards.
  • Provide performance coaching, feedback, recognition, and development opportunities.
  • Evaluate employee performance and complete performance reviews for assigned team members.
  • Ensure adherence to underwriting guidelines and practices to build and maintain a profitable book of business.
  • Communicate changes to underwriting practices, business priorities, and operational workflows.
  • Identify opportunities to improve the broker and customer journey, underwriting processes, and business outcomes.
  • Lead and support change initiatives within the team and broader underwriting function, helping employees adapt to change.
  • Develop and strengthen broker relationships while supporting business growth and service excellence.
  • Collaborate with cross-functional partners and underwriting leaders to ensure consistent and effective underwriting practices.
  • Analyze workload and business-volume trends, forecast capacity requirements, and optimize resource allocation to support service expectations.
  • Develop contingency plans for changing workloads, business volumes, and staffing levels.
  • Monitor key performance indicators, underwriting quality, and team performance; use data and operational insights to identify trends and improve results.
  • Participate in recruitment, talent development, and salary review and recommendation processes.
  • Travel a few times per year as needed to support business needs, collaboration, and team initiatives.
Desired Qualifications
  • Completion of, or progress toward, a CIP designation is preferred.
  • Experience across multiple provinces is an asset.
  • Experience with Recreational/Lifestyle products is a strong asset.
  • Experience in a contact centre or high-volume underwriting environment is preferred.

About the company

Aviva is a financial services group that provides savings, retirement, and insurance products to individuals, families, and businesses mainly in the UK, Canada, and Ireland. Its products help people manage long-term financial security through life insurance, pensions, and investment options. The company earns money from insurance premiums, investment income, and fees for asset management, and its offerings span protections, savings accounts, retirement plans, and investment services. Aviva differentiates itself by integrating a strong focus on sustainability and responsible investing (such as its Electric Vehicle Salary Sacrifice Scheme and venture capital investments in emerging tech) and by prioritizing diversity and inclusion in its workforce. Its goal is to help clients secure their financial futures while growing its business through a broad, diversified portfolio of financial products and services.

Company Size

10,001+

Company Stage

IPO

Headquarters

London, United Kingdom

Founded

1990

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Simplify Jobs

Simplify's Take

What believers are saying

  • Direct Line PCW launch on September 3, 2026 broadens home-insurance distribution immediately.
  • Aviva launched MGA hybrid fronting on September 7, 2026, chasing faster specialty growth.
  • DisasterCare’s May 1, 2026 acquisition strengthens claims handling and speeds property recovery.

What critics are saying

  • Direct Line integration still targets 2,300 role reductions through 2028, risking execution strain.
  • FCA scrutiny over Litani’s mini-tender remains active after Reuters’ July 15, 2026 report.
  • Canadian business-interruption and claims litigation can resurface, forcing reserves and management distraction.

What makes Aviva unique

  • Aviva owns Direct Line, combining direct, broker, and PCW distribution across 2026.
  • Aviva Premier targets larger mid-market risks, expanding beyond commoditized personal lines.
  • Aviva’s 100% control of India simplifies strategy and capital allocation after July 2026.

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Benefits

  • Health Insurance
  • 401(k) Retirement Plan
  • Performance Bonus
  • Paid Vacation
  • Hybrid Work Options
  • Parental Leave

Growth & Insights and Company News

6 month growth

-12%

1 year growth

-12%

2 year growth

-12%
Yahoo Finance
Oct 21st, 2026
Aviva and insureMO launch embedded insurance across Europe, starting in Norway

Aviva Insurance Ireland DAC and insureMO, a Singapore-based insurance platform provider, have partnered to offer embedded insurance across Aviva's European business. The product automatically gives customers accident, illness and travel cover based on their location, so they need not buy or manage several policies. The first rollout is live in Norway through distribution partner Kvikk Forsikring AS. Kvikk customers get day-to-day travel cover at home, and travel insurance activates automatically when they go abroad. Aviva says the platform lets it add products, partners and markets without major changes to its core systems. insureMO supplied product configuration, rating, policy administration, claims and customer servicing, working with MSG Global.

Business Insurance
Oct 14th, 2026
Aviva, Q Underwriting seal $265M partnership renewal.

Aviva, Q Underwriting seal $265M partnership renewal. U.K.-based Aviva plc and Q Underwriting Services Ltd. have extended their commercial motor partnership by five years in a deal worth around 200 million British pounds ($265 million) in gross written premium, Insurance Times reported. The partnership supports Q Underwriting's motor program, which covers specialist sectors including taxi fleet, truck and motor traders. October 14, 2026

Yahoo Finance
Oct 13th, 2026
Aviva looks fairly valued at $8.72 versus $8.80 fair value, but its 36.8x P/E raises concern

Aviva has appointed pension veteran Mark Thompson as chair of its UK Life and Pensions Independent Governance Committee. The move puts governance in focus for the insurer, whose shares last closed at £6.87. The stock is up 3.87% over 90 days and 8.18% in total shareholder return over one year. It fell 2.80% over 30 days and is up 0.59% this year. One popular valuation narrative puts fair value at about £6.93, making the shares roughly 1% undervalued. A separate model suggests £13.15. The price-to-earnings ratio of 36.8 is well above the peer average of 22.4. Risks include reliance on the mature UK market and the Direct Line integration.

Yahoo Finance
Oct 13th, 2026
Aviva names Mark Thompson chair of UK pensions governance committee at $26.2B insurer

Aviva has appointed Mark Thompson as chair of its UK Life and Pensions Independent Governance Committee. The committee oversees the value for money and governance of Aviva's workplace pensions for UK customers. Thompson has held senior roles across the UK retirement sector, with experience in investment and pension governance. Aviva is a £20.6b insurer offering insurance, retirement and wealth products in the UK, Ireland, Canada, India, and China. Workplace pensions and retirement savings are central to its growth story, so oversight of those schemes matters to investors. Heavy UK exposure and rising regulatory costs remain key risks, along with competition from insurers such as Legal & General and Phoenix.

Insurance Post
Oct 12th, 2026
Aviva names GCS MD and CEO for Syndicates.

Aviva names GCS MD and CEO for Syndicates. * * By Scott McGee * @SKPMcGee * 12 Oct 2026 * Indicative reading time: 1 minute Aviva has appointed Johan Slabbert as managing director of its Global Corporate & Specialty business, as well as CEO of its Syndicates business. Subject to regulatory approval, Slabbert will join Aviva from 1 December 2026, reporting to Jason Storah, Aviva's CEO of UK and Ireland General Insurance. He will lead Aviva's GCS business, overseeing Show password You may also like.