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Bank of Montreal

Runs Canadian and US banks for people and firms

Market Executive - Emerging Middle Market, Director

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeLa Jolla, San Diego, CA, USAIn-person

About the Job

Requirements

  • At least 10 years of relevant experience in relationship management, account management, or portfolio management in a corporate or similar segmented banking environment with sales metrics is preferred.
  • A bachelor's degree is required; Business Administration, Finance, and Accounting are preferred. Another related discipline or commensurate work experience is considered.
  • For a credit-qualifiable role, credit qualifications and associated credit knowledge and skills must meet the applicable credit portfolio requirements and qualification standards.
  • Advanced proficiency in project management and change management.
  • Expert proficiency in product knowledge, regulatory compliance, deal structuring, portfolio management, credit risk assessment, customer service, stakeholder management, negotiation, and customer relationship building.
  • Experience calling on companies generating $10 million to $100 million in revenue and established relationships with customers, centers of influence, and key stakeholders in the relevant geographies are desired.

Responsibilities

  • Lead a team of relationship managers in the Emerging Middle Market Group, including recruiting, developing, and coaching the team to manage critical middle-market relationships, gain market share, and drive client satisfaction.
  • Drive overall market-share growth within the area of responsibility by leveraging an existing client network and acquiring new clients directly.
  • Facilitate bank growth through business development and management of key client relationships, maintaining a significant revenue-generation record from sales and syndications.
  • Act as an escalation point for complex client issues, resolving conflicts through strategic problem-solving and maintaining client relationships.
  • Lead structuring of high-value, complex deals and credit approvals, aligning them with client needs.
  • Oversee credit approvals and coordinate pricing, advocating for clients while aligning with bank objectives.
  • Negotiate high-value, complex transactions and credit approvals, structuring deals to meet client needs.
  • Manage high-value client portfolios to drive cross-selling, retention, and profitability.
  • Implement cross-selling initiatives, engage clients, and convert opportunities into revenue-generating sales.
  • Lead market coverage strategies to expand portfolios, identify opportunities, and align with business goals.
  • Represent the bank at industry forums and conferences, using insights on trends, competition, and emerging products to inform strategic decisions.
  • Engage senior leadership and cross-functional teams to align strategies, address client needs, and develop holistic business solutions.
  • Report to bank leadership on team performance, client satisfaction, market trends, and strategic initiatives, providing insights that inform corporate strategy.
  • Provide strategic advice on loan products, options, rates, terms, and collateral requirements, tailoring solutions to client needs and business objectives.
  • Build and maintain long-term relationships with high-value and strategic clients, advising them on financial solutions and providing service and partnership.
  • Structure deals, secure credit approvals, negotiate high-value transactions, and identify cross-selling opportunities.
  • Analyze market trends, client-industry developments, and competitive positioning to inform client-solution strategies and improve client satisfaction.
  • Work with internal teams and stakeholders to define products, solutions, and strategies suited to client needs.
  • Identify share-of-wallet opportunities.
  • Use analysis tools to grow a portfolio that exceeds return-on-equity thresholds and proactively evaluate client returns.
  • Ensure compliance with regulatory requirements, internal controls, and policies across relationship-management activities, mitigating risk and maintaining service standards.
  • Operate at a group- or enterprise-wide level and serve as a specialist resource to senior leaders and stakeholders.
  • Address unique or ambiguous situations and complex, non-routine problems using expertise and creative problem-solving.
  • Implement changes in response to shifting trends.
  • Take measured risks while applying the Risk Management Framework and Risk Culture, making informed decisions within approved risk appetite that align with business strategy, protect assets, and comply with applicable policies, laws, and regulations.
  • Perform other broader work or accountabilities as assigned.

About the Company

Bank of Montreal

Runs Canadian and US banks for people and firms

Bank of Montreal, known as BMO, runs a Canadian bank and a large American bank, serving households and businesses on both sides of the border. Until the Bank of Canada opened in 1935, it acted as the Canadian government's banker. People use its branches and apps for accounts, mortgages, credit cards, and investments, while companies borrow from it and turn to its BMO Capital Markets arm to raise money and trade securities. BMO makes money on the gap between the interest it charges on loans and pays on deposits, plus fees from managing wealth and advising on deals. Bank of Montreal was founded in 1817 as Canada's first bank, and it keeps its legal head office in Montreal and its executive offices in Toronto, Canada.

Company size
10,001+
Company stage
IPO
Headquarters
Toronto, Canada
Founded
1817

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