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Wells Fargo

Diversified financial services: banking, lending, investments

Mortgage Retail Sales Consultant

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeVirginia Beach, VA, USAIn-person

About the Job

Requirements

  • At least 2 years of Mortgage Retail Sales experience, or equivalent demonstrated through work experience, training, military experience, or education.
  • Basic Microsoft Office skills.
  • Experience with retail residential mortgage, including purchase fundings over the past 12 months referred primarily from established local or external sources.
  • Experience educating clients on various mortgage programs.
  • Experience in the mortgage industry.
  • Knowledge and understanding of sales prospecting and generating referrals.
  • Experience developing and cultivating professional relationships.
  • Reliable transportation.
  • Ability to work nights, weekends, and/or holidays as needed or scheduled.
  • Must obtain SAFE registration at employment and meet Loan Originator qualification requirements, including applicable financial responsibility, character, general financial fitness, criminal background, and ongoing regulatory screening requirements.

Responsibilities

  • Solicit residential mortgages from various sources.
  • Produce high-quality, compliant loans and provide customer service.
  • Build relationships with realtors, builders, financial professionals, bank stores, past customers, and other non-traditional sources.
  • Maintain visibility for Wells Fargo Home Mortgage in the marketplace and stay informed of mortgage industry trends and developments in the assigned market.
  • Present recommendations for producing loans and exercise independent judgment while developing understanding of and adherence to Mortgage Retail Sales policies, procedures, compliance requirements, and loan-generation practices.
  • Understand real estate appraisals, title reports, and real estate transactions.
  • Receive customer applications, quote rates and points, complete follow-up activities related to registration lock-in, and analyze and offer mortgage loan products based on client needs.
  • Review and analyze low- to moderately-complex financial and credit data, matching customer needs with an appropriate loan program and level of risk.
  • Inform prospective and existing customers about Wells Fargo Home Mortgage programs, rates, policies, underwriting requirements, and loan procedures; maintain client satisfaction and quality through timely, proactive customer communication.
  • Pursue Wells Fargo training offerings to increase knowledge of company products, policies, procedures, and underwriting requirements.
  • Comply with the S.A.F.E. Mortgage Licensing Act of 2008 and related regulations as a condition of ongoing employment.
  • Meet Consumer Financial Protection Bureau Loan Originator requirements and comply with Wells Fargo policies.
  • Support applicable risk programs by following policies and procedures, fulfilling risk and compliance obligations, escalating and remediating issues, and making sound risk decisions.

Desired Qualifications

  • Excellent verbal, written, and interpersonal communication skills.
  • Bilingual speaking proficiency in Spanish and English.
  • Customer service experience.

About the Company

Wells Fargo

Diversified financial services: banking, lending, investments

Wells Fargo offers a broad set of financial services, including banking, mortgages, investing, credit cards, and wealth and business banking, to individuals, small businesses, and large corporations. Its products combine everyday banking with lending, investment products, and advisory services, accessible through branches, ATMs, and online or mobile platforms. The company earns mainly from interest on loans, banking fees, and commissions on investment products, supported by a large network and secure technology. Its goal is to help customers manage, preserve, and grow their money through trusted, accessible, and comprehensive financial solutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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