Mortgage Loan Originator
Lake Michigan Credit Union
Mortgage Loan Originator
Lake Michigan Credit Union
Member-owned financial co-op providing loans
Primary Location: Southeast Michigan Market
Employee Status: Full Time Commission
Remote: Hybrid
% of Travel for the Position: 25%
Who we are:
At LMCU, you'll find more than just a job - discover a fulfilling career where your contributions truly matter. Join our talented team at Lake Michigan Credit Union and discover the difference an employer who puts people first can make in your career and life.
About this position:
LMCU is building our talent pipeline for future Mortgage Loan Originator positions. If you're passionate about helping members achieve their homeownership goals and have experience in mortgage lending or sales, we'd love to hear from you! While we may not have an immediate opening, we're collecting resumes from qualified candidates to contact when positions become available.
What you’ll do:
Review and evaluate information on mortgage loan documents to determine if buyer, property, and loan conditions meet bank and regulatory standards. Assemble documents in loan file, including acceptance or denial, and return file to mortgage clerk. Establish terms and conditions of an approved loan and review with member.
Market the Credit Union’s mortgage lending program to companies and individuals within the real estate community.
Evaluate acceptability of loan on secondary mortgage markets.
Cross sell other Credit Union services.
Responsible for adhering to and complying with all applicable federal and state laws, regulations and guidance, adhering to Bank policies and procedures, and completing required training.
Keeps informed of current trends in mortgage lending and market factors affecting mortgage lending.
What You’ll Bring:
Three to five years of sales or related experience. Prior experience working in the Mortgage industry is a plus.
Ability to maintain an active registration with the National Mortgage Licensing System (NMLS) is required.
Excellent written and verbal communication skills.
What you’ll get:
All Employees: weekly pay and retirement savings options.
Full Time Employees: comprehensive health coverage including medical (with prescription), dental, vision, HSA match, paid parental leave, and tuition reimbursement.
To see a full list of our benefit offerings, check out this helpful guide!
Have additional questions about the role? Email the Talent Acquisition Team at: [email protected].
If you lack access to the internet or require an accommodation in the application process, please send your resume via mail to 5664 Prairie Creek Drive, Caledonia, MI 49316.
Member-owned financial co-op providing loans
Lake Michigan Credit Union (LMCU) is a member-owned financial cooperative that offers personal and business banking services. It provides checking and savings accounts, credit cards, and loan products such as mortgages, home equity loans, and auto loans, with an emphasis on low mortgage rates and low down payment options. Members access services through physical branches and online banking, with revenue primarily from interest on loans and related financial fees. Unlike traditional banks, LMCU is owned by its members, which can enable more favorable rates and terms. The company serves communities in Michigan and Florida, combining local presence with digital banking to support everyday financial needs. Its goal is to deliver affordable, accessible financial services to its members while growing a stable, member-driven financial cooperative.
Explore more opportunities at Lake Michigan Credit Union