Description

Summary:

The Business Banking Underwriter II is responsible for underwriting Business Banking loans to determine credit worthiness and compliance with Bank lending policy.

Duties and Responsibilities:

Supports Business Banking production by maintaining an individual pipeline of work.
Reviews all financial and credit application information to make sound credit decisions. Credits would typically include those with moderate complexity and customer exposure up to $2,500M.
Utilizes single approval authority up to $2MM.
Appropriately assess risk profile of borrower.
Tasks as needed to support the line of business and job family
Performs other duties as assigned.

Basic Qualifications:

Bachelors degree
3+years’ experience with business or commercial underwriting in a centralized lending environment

Preferred Qualifications:

Bachelors degree in Business related field
Ability to underwrite credit exposures in excess of $1MM
Proficient use of Microsoft Office and other internet resources
Excellence in customer service, highly motivated, focused and goal oriented
Excellent written and verbal communication skills, including grammar and demeanor
Strong organizational skills with attention to detail, planning and follow-up
Ability to work independently on multiple tasks without compromising quality

Exempt Status: (Yes= not eligible for overtime pay) (No= eligible for overtime pay)

Yes

Applications Accepted Through:

12/07/2026

Huntington expects to accept applications through at least the date above, and may continue to accept applications until the position is filled.

Workplace Type:

Office

Our Approach to Office Workplace Type

Certain positions outside our branch network may be eligible for a flexible work arrangement. We’re combining the best of both worlds: in-office and work from home. Our approach enables our teams to deepen connections, maintain a strong community, and do their best work. Remote roles will also have the opportunity to come together in our offices for moments that matter. Specific work arrangements will be provided by the hiring team.

Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses. Applicants must be currently authorized to work in the United States on a full-time basis.

Compensation Range:

The compensation range represents the anticipatedlow and high end of the base compensation range for this position. Actual compensation will vary based on various factors including but not limited to location, experience, and education.  Colleagues in this position are also eligible to participate in an applicable incentive compensation plan.  In addition, Huntington provides a variety of benefits to colleagues, including health insurance coverage, wellness program, life and disability insurance, retirement savings plan, paid leave programs, paid holidays and paid time off (PTO).

Huntington is an Equal Opportunity Employer.

Tobacco-Free Hiring Practice: Visit Huntington's Career Web Site for more details.

Note to Agency Recruiters: Huntington will not pay a fee for any placement resulting from the receipt of an unsolicited resume. All unsolicited resumes sent to any Huntington colleagues, directly or indirectly, will be considered Huntington property. Recruiting agencies must have a valid, written and fully executed Master Service Agreement and Statement of Work for consideration.

About the company

Huntington National Bank offers a broad set of financial services for individuals and businesses, including personal banking (checking, savings, credit cards, mortgages) and business banking for small to mid-sized firms and nonprofits, plus wealth management and insurance. Its products work through a mix of loans, mortgages, investment advisory, and card services, with customer access via branches, ATMs, and online/mobile banking. The bank differentiates itself by emphasizing long-term relationships and a comprehensive suite of personal, commercial, and wealth-management products supported by both physical locations and digital platforms. Its goal is to be a trusted, full-service financial partner that helps clients manage money, grow assets, and protect their financial well-being over time.

Company Size

10,001+

Company Stage

IPO

Headquarters

Columbus, Ohio

Founded

1866

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Simplify's Take

What believers are saying

Q2 2026 net income rose 36% year over year to $727 million.
Average loans jumped 42% and deposits rose 37% year over year.
Fee income surged 67% year over year, strengthening noninterest revenue diversification.

What critics are saying

Net interest margin hit 3.21% in Q2 2026; deposit costs still squeeze earnings.
NPAs reached $1.6 billion in June 2026, driven by Cadence and CRE stress.
2027 outlook cuts on Wall Street signal slowing post-integration upside and valuation pressure.

What makes Huntington Bancshares unique

Cadence conversion completed June 2026, proving integration execution after a huge acquisition.
Brant Standridge now runs revenue businesses after leading Cadence and Veritex integrations.
Charlotte expansion to four floors signals sustained Southeast growth and hiring momentum.

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Benefits

Health Insurance
Wellness Program
Life Insurance
Disability Insurance
Paid Vacation
Paid Sick Leave
Paid Holidays
Hybrid Work Options
Flexible Work Hours

Company News

MarketScreener

Oct 27th, 2026

Slide Insurance doubles its credit facility to $1.07B with Huntington-led deal

Slide Insurance Holdings, a Tampa-based insurer listed on Nasdaq, has signed a new $1.07 billion credit facility with a syndicate of financial institutions led by Huntington National Bank. It replaces the company's existing $530.4 million agreement. Borrowings initially accrue interest at 3.00%, a 25 basis point improvement on the prior agreement. Slide may use the funds for general corporate purposes, including refinancing existing debt and supporting growth initiatives. "The size of the expanded facility is a testament to the strength of Slide's business model and our balance sheet," said chief financial officer Andy Omiridis.

TokenPost

Oct 22nd, 2026

Huntington's third-quarter common income falls to $680 million.

Huntington's third-quarter common income falls to $680 million. Total revenue slipped to $2.791 billion, while diluted EPS held at 33 cents and net interest margin rose four basis points. Published Oct 22, 2026, 7:03 PM EDT Huntington Bancshares Incorporated reported lower third-quarter income and revenue as average loan balances contracted, while its net interest margin widened and diluted earnings per share held steady. Income applicable to common shareholders was $680 million for the quarter ended Sept. 30, down from $686 million in the quarter ended June 30. Total revenue declined to $2.791 billion from $2.837 billion over the same comparison, a decrease of $46 million. Noninterest income fell 8% to $722 million, reflecting lower capital markets fees and unfavorable equity valuation adjustments. Net interest income rose 1% to $2.069 billion. The fully taxable-equivalent net interest margin increased four basis points to 3.25%, supported by higher yields on investment securities and modestly lower funding costs. Average loans and leases decreased 0.4% to $188.449 billion. Lower commercial real estate and consumer balances drove the decline, partly offset by growth in commercial and industrial loans. Average deposits rose $413 million to $223.816 billion. Diluted earnings per share remained at 33 cents. Adjusted EPS, a non-GAAP measure that excludes items Huntington classifies as notable, fell to 38 cents from 39 cents in the prior quarter. Huntington had revised its 2026 outlook on Sept. 16. It lowered its projected net interest income growth to about 35%, from a previous range of 39% to 43%, and its implied revenue growth forecast to about 34%, from about 37%. The bank also trimmed its average loan growth outlook to about 36%, from a range of 36% to 37%, and average deposit growth to about 33%, from 33% to 34%. The outlook update cited lower-than-expected loan volume, commercial real estate and residential loan paydowns, lower auto production and pressure from deposit costs amid sustained high short-term rates. The Oct. 22 earnings release included no new numerical guidance for 2026. "Huntington delivered a solid quarter, reflecting disciplined execution and continued business momentum across the franchise," Chairman and CEO Steve Steinour said. Headquartered in Columbus, Ohio, Huntington is a regional bank holding company with $288 billion in assets and about 1,400 branches across 21 states. John Kim. John Kim reports on the digital-asset business for TokenPost. Send corrections or tips to [email protected].

PR Newswire

Oct 22nd, 2026

Huntington reports Q3 net interest income of $2.05B as Veritex and Cadence deals deliver synergies

Huntington Bancshares Incorporated reported third-quarter 2026 results, with net interest income of $2,052 million, up from $1,506 million in the same quarter a year earlier. Return on average assets was 1.01%, against 1.02% in the second quarter and 1.19% a year ago. Chairman and chief executive officer Steve Steinour called it "a solid quarter." He said the Columbus, Ohio, bank is seeing growing benefits from its partnerships with Veritex and Cadence, and is meeting its cost and revenue synergy targets. The provision for income taxes was $172 million, compared with $165 million in the second quarter. The effective tax rate rose to 19.3% from 18.4%, mainly because of higher non-deductible expenses. Huntington has $288 billion in assets and about 1,400 branches in 21 states.

MarketScreener

Oct 21st, 2026

Westrock Coffee Completes Upsized $600 Million Five-Year Credit Facility Refinancing

New facilities provide approximately $270 million of liquidity at closing; oversubscribed syndication allowed the facilities to be upsizedTransaction Highlights Upsized facility: $600 million of new...

Renascence

Oct 20th, 2026

Huntington Bank partners Google Cloud on AI small business platform.

Huntington Bank partners Google Cloud on AI small business platform. The Huntington National Bank has unveiled an AI-powered operating system for small businesses built on Google Cloud's Gemini Enterprise, as reported by Finextra. Rollout timing, pricing and scope remain unconfirmed in the reporting reviewed. What happened. The Huntington National Bank has unveiled an AI-powered operating system for small businesses, built on Google Cloud's Gemini Enterprise platform. The partnership was reported by Finextra under the headline "Huntington Bank partners Google Cloud for AI-powered small business operating system." The launch places a generative AI platform at the centre of a bank's small business offer, rather than as a standalone feature. The reporting Renascence reviewed does not yet specify rollout timing, pricing, or which functions the system covers, so the scope of the release should be confirmed against the bank's and Google Cloud's own announcements. Why it matters. The word "operating system" signals ambition. It suggests an orchestration layer that connects everyday business tasks, rather than a chatbot or a single assistant bolted onto an existing app. For banks, that is a meaningful shift in the operating model: the product becomes a workflow environment, and the bank's role moves closer to that of a daily business partner. For leaders in digital transformation, the more useful question is how such a platform changes the way the bank itself is organised. Connecting AI to customer-facing services usually requires clean data, clear decision rights and new service standards. Those internal changes often matter more to the customer than the interface. The renascence take. Most coverage of launches like this will focus on the AI capability. The more consequential design choice is the small business customer's workload, which rarely arrives in neat, bank-shaped categories. Owners move between payments, payroll, supplier questions and compliance in the same hour, and an operating system only earns its place if it reduces that switching cost. The real test is whether small business owners stop noticing the platform and simply get their work done. Operators should map the top ten tasks a customer completes each week and measure how many steps the AI removes, not how many features it adds. If the system only answers questions, it is a help desk; if it completes tasks, it is an operating system. Renascence's view is that trust will depend on transparency about what the AI does on the customer's behalf, and that is a design problem as much as a technology one. This briefing was written by its Newsdesk, synthesising reporting from the outlets below. Follow the links for the original coverage. Questions Renascence get on this topic. The Huntington National Bank unveiled an AI-powered operating system for small businesses, built on Google Cloud's Gemini Enterprise platform. The partnership was reported by Finextra. More in Banking Stay ahead of CX Get the signal, not the noise. The stories shaping customer experience - plus the Journal and Experience Loom - in your inbox.

Huntington Bancshares

Business Banking Underwriter 2

About the job