Full-Time
Experienced Software Engineer
Risk Engineering
Confirmed live in the last 24 hours
Plaid
1,001-5,000 employees
Connects financial accounts to apps securely
Compensation Overview
$182.5k - $297kAnnually
Senior
Remote in USA
- 6+ years of experience with extensive experience in software engineering with a proven track record of shipping successful projects.
- Experience in the Fraud & Risk Engineering domain with hands-on experience building end to end risk solutions.
- Excellent coding, testing and system design skills.
- Excellent analytical and problem solving skills.
- Experience working with product, design, data science and ML.
- [Nice to have] Experience in productionizing ML models.
- [Nice to have] Experience in shipping 0 to 1 projects.
- [Nice to have] Experience in data intensive systems, graph data models.
- Responsible for ensuring success in our mission to protect Plaid’s products, consumers, and the broader ecosystem against fraud and abuse. You will lead and directly contribute to the critical fraud domain, driving multi-quarter, cross-team, and cross-service technical projects.
- Gain extensive collaboration opportunities with cross-functional leaders across the company—including Risk, Security, Legal, GTM, and Beacon—helping to influence product strategies and directions across all Plaid products.
- Work to automate how operations teams review and respond to new or ongoing attacks.
Plaid simplifies financial data management for individuals and businesses by connecting various financial accounts to apps and services. Its main product is a set of APIs that allow developers to integrate financial data into their applications, enabling users to track spending, initiate payments, and access financial services all in one place. Plaid serves a wide range of clients, including app developers and financial institutions, and is used by popular apps like LendingTree and Square. Unlike many competitors, Plaid focuses on providing a comprehensive suite of APIs that cover various financial use cases, ensuring secure and seamless data sharing. The company's goal is to empower clients to offer better financial services to their users through reliable and scalable data integration.
Company Stage
Series D
Total Funding
$714.3M
Headquarters
San Francisco, California
Founded
2013
6 month growth
↑ 7%1 year growth
↑ 13%2 year growth
↓ -2%
Simplify's Take
What believers are saying
- Plaid's recent partnerships and product expansions, such as the Consumer Report for credit underwriting, indicate a strong growth trajectory and diversification of revenue streams.
- The company's significant customer base, including major players like Venmo, SoFi, and Citi, reflects its market leadership and potential for continued expansion.
- Investment from high-profile firms like Goldman Sachs and the appointment of experienced leaders like Jen Taylor signal robust financial health and strategic direction.
What critics are saying
- The competitive fintech landscape, with giants like Visa and emerging startups, poses a constant threat to Plaid's market share.
- Regulatory scrutiny and compliance requirements in different regions could slow down Plaid's global expansion efforts.
What makes Plaid unique
- Plaid's robust API suite offers unparalleled integration capabilities, enabling seamless financial data sharing across a wide range of applications, unlike many competitors who offer more limited or specialized solutions.
- The company's strong focus on security and compliance, including AML and OFAC checks, sets it apart in the fintech landscape where data protection is paramount.
- Plaid's ability to serve a diverse clientele, from individual consumers to large enterprises, showcases its versatile platform, distinguishing it from competitors who may focus on narrower market segments.
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Benefits
We've got you covered: From medical, life, and 401ks, we’re here to support your physical, mental, and financial wellbeing.
Everyone is an owner: We want everyone to feel ownership over their work - literally, which is why we offer equity to full-time Plaids.
Vacation your way: We want to make sure you have time to meet your personal needs with unlimited PTO and two weeks of synchronous, company-wide vacation.
Grow your skills: Every Plaid is in control of their career development with our learning stipends, tools, and trainings.