Full-Time

Senior Program Manager

Compliance

Posted on 8/9/2025

January

January

51-200 employees

Tech-enabled debt collection platform with ML

Compensation Overview

$100k - $150k/yr

New York, NY, USA

In Person

Category
Business & Strategy (1)
Requirements
  • Minimum 2 years of experience in strategy/operations/business operations, or a related role identifying complex problems and implementing effective, scalable solutions at a high-growth, regulated technology company.
  • A process-first mindset, with the ability to identify inefficiencies, understand system connections, and optimize workflows for scalability.
  • Proven organizational and project management skills and the ability to execute under pressure.
  • Detail-oriented with a proactive, solution-oriented mindset
  • Excellent written and verbal communication skills — able to explain concepts clearly to both internal and external stakeholders.
  • Balances execution with continuous improvement.
  • Exceptional collaboration skills in working with other teams to get to the root of an issue and come to a solution.
Responsibilities
  • Project manage external audits end-to-end.
  • Conduct root cause analysis and internal investigations of compliance issues, gathering stakeholder input to recommend and implement corrective action plans.
  • Analyze and report on internal QA programs to identify key areas for remediation and risk mitigation.
  • Maintain and update company Policies & Procedures, ensuring alignment with new compliance requirements as we grow.
  • Support key aspects of the vendor management program, including vendor audits and risk assessments.
  • Identify opportunities to streamline and automate existing compliance operational processes.
  • Develop and deliver training to employees on compliance procedures and regulatory topics.
Desired Qualifications
  • Experience with SQL or compliance automation tools
  • Understanding of AI-driven compliance frameworks
  • Familiarity with regulatory audit processes in financial services
  • Experience designing and maintaining dashboards (Sigma)
  • Basic understanding of data warehousing concepts (ETL/ELT, schemas)
  • Cross-functional partnership with Engineering or Data teams to improve systems for monitoring compliance KPIs

January is a debt collection platform that serves creditors (banks and financial institutions) and borrowers (individuals or businesses who owe money). It uses a tech-enabled approach to improve debt recovery by applying machine learning to optimize collection strategies while prioritizing compliant, respectful interactions. The platform automates adherence to federal, state, and local regulations and increases recovery rates for creditors, reducing legal and reputational risk. Its key differentiator is combining data-driven autorecovery optimization with a personalized, human-centric approach, treating borrowers with dignity instead of treating them as numbers. The business earns revenue by charging creditors for using the platform, based on the improved recovery outcomes and lower risk. The goal is to raise recovery rates, lower risk, and set a higher standard for ethical debt collection in the financial services industry.

Company Size

51-200

Company Stage

Series B

Total Funding

$28M

Headquarters

New York City, New York

Founded

2016

Simplify Jobs

Simplify's Take

What believers are saying

  • January serviced $10B+ debt, handling more accounts than top-10 banks excluding them.
  • January quadrupled revenues and clients post-Series A, raising $12M Series B in 2023.
  • January earns 4.8/5 Google stars and BBB accreditation since July 2019 for trust.

What critics are saying

  • Relief.app enables borrowers to settle debts independently, eroding January's recoveries.
  • TrueAccord's digital AI recovers 40%+ above averages, stealing bank clients from January.
  • Creditors adopt in-house AI from FIS and Experian, obsoleting January within 18-36 months.

What makes January unique

  • January's AI platform outperforms agencies by 30% in recoveries with hyper-personalization.
  • January guarantees compliance via incentive-aligned software and full interaction records.
  • January achieves 92% payment plan completion, 120x more efficient than traditional methods.

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Benefits

Hybrid and remote work policy

Pet-friendly offices

Unlimited PTO

Flexible work hours

Generous New Parent Leave

Equity

Annual learning and development stipend

401k

Gym membership reimbursement

Medical, dental, and vision

Commuter benefits

Fun team events

Growth & Insights and Company News

Headcount

6 month growth

1%

1 year growth

2%

2 year growth

2%
Holland FinTech
Dec 6th, 2023
Weekly Funding Highlights - 6 December 2023

January Technologies, Inc. has secured $12m in Series B financing in a funding round led by IA Ventures.

FinSMEs
Dec 4th, 2023
January Closes $12M Series B Funding

January Technologies, a NYC-based fintech company humanizing debt collection, raised $12M in Series B funding

Cision
Nov 29th, 2023
Fairplay Partners With January To Redefine Fairness In Collections

"By joining forces, we can further our goal of making the financial system work more effectively and humanely for both borrowers and lenders."—Jake Cahan, January founder and CEO. .

TechCrunch
Mar 30th, 2022
January raises $10M to be a ‘tech-enabled debt collector’

January is a tech-enabled debt collections agency

INACTIVE