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Fintual

Online asset management and investing platform

Software Engineer

Full-TimeUpdated on 10/15/2026
No salary listed
Mid
Mexico+1 moreMore locations: Chile
HybridTwo office days per week are required for those living within one hour of an office. Work from anywhere is limited to hours aligned within about one hour of Chile or Mexico, for defined periods.
Software EngineeringFull-Stack Engineering

About the job

Requirements
  • More than three years of formal programming experience in full-stack, front-end, or back-end development.
  • Strong programming ability and a strong interest in programming.
  • Algorithmic reasoning and the ability to solve complex, ambiguous problems, including learning what is needed along the way.
  • Willingness to learn and take on work outside one's usual area.
  • Ability to communicate precisely, transparently, honestly, and concisely.
  • Ability to understand English, write and program well in English, and comprehend English texts.
Responsibilities
  • Build software as part of the Devs team.
  • Complete a coding task to build a portfolio management module for a personal investment and trading app: implement a Portfolio class containing Stocks and allocated Stocks, and a rebalance method that identifies which Stocks to sell or buy to match the target allocation using each Stock's current price.
  • Document or comment on the coding task solution to explain the approach.
Desired Qualifications
  • Experience with Ruby on Rails, React or React Native, Django, Go, or Python.

About the company

Fintual is a digital investment platform in Chile and Mexico that helps people invest in mutual funds, ETFs, and stocks. It works by letting users sign up online, choose investment options, and let the platform manage and rebalance their portfolios for them in exchange for a small fee. The product is designed to be simple and low-cost, with a focus on a smooth online experience rather than traditional banks. Compared with other banks and investment platforms, Fintual emphasizes a low, transparent fee structure and a fully digital user experience, making it easier for individuals—especially young professionals—to start and grow their savings. The company's goal is to provide accessible wealth management and investment opportunities to more people in Latin America through affordable, digital financial services.

Company Size

N/A

Company Stage

Series B

Total Funding

$39.1M

Headquarters

Providencia, Chile

Founded

N/A

Simplify Jobs

Simplify's Take

What believers are saying

  • Fintual hit $1.8 billion AUM in February 2026, doubling within two years.
  • Mexico client base reached 25,000 users and $84 million AUM by 2026.
  • 2025 pension reform lowers entry barriers, enabling Fintual's AFP launch path.

What critics are saying

  • Mexico profitability remains unfinished while competitors fight for the same affluent savers.
  • Chile's AFP plan needs director approval and about $10,000 million in fresh capital.
  • New pension rules still leave index-definition and regulatory execution risk through 2027.

What makes Fintual unique

  • Chile's Fintual is already profitable, unlike Mexico's still-investing operation.
  • Fintual broadened Mexico access from 3,000 to 12,000+ stocks and ETFs in 2026.
  • Fintual is building an AFP platform, targeting Chile's 2027 pension reform opening.

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Benefits

  • Health Insurance
  • Stock Options
  • Paid Vacation
  • Parental Leave
  • Meal Benefits
  • Remote Work Options

Company News

Hyper LATAM
Nov 8th, 2023
Top Y Combinator Latin American Startups

The tech industry in Latin America is gaining international notice, particularly through Y Combinator's startup accelerator. This article offers a glimpse into the Latin American startups that have excelled within YC's program. From finance to education technology, these firms are actively influencing the region's economic trajectory and expanding their reach worldwide. We'll share the narratives of these companies, shedding light on their drives, innovations, and the persistent efforts that distinguish them in the tech sector.1. Rappi (Colombia)Founded in 2015 by three Colombian entrepreneurs, Rappi has become a significant player in the on-demand economy. The startup operates as a food delivery service and has expanded to become a super-app offering various services