Executive Loan Officer
About the job
- At least 2 years of experience in mortgage lending or loan origination.
- A proven track record of exceeding goals as a loan closer.
- Deep knowledge of loan products, underwriting, and compliance.
- Strong communication skills and a client-first mindset.
- Exceptional follow-up, precision, and speed.
- Comfort working in a fast-paced, high-reward environment.
- Must be licensed or willing and able to obtain a license quickly.
- Engage with warm, qualified leads.
- Assess borrower needs and match them with appropriate loan products.
- Build and manage an active, growing pipeline.
- Own the loan process from the initial call through final closing.
- Collaborate with underwriting, closing, and compliance teams to maintain accurate, compliant deals.
- Stay current on industry trends, lending guidelines, and regulatory updates.
- Represent the brand professionally and communicate clearly with clients.
About the company
Independent Home Loans is a residential mortgage broker that provides home loan options across purchase, refinance, and reverse mortgages. It works through wholesale lending channels to access lender rates and offers products including Conventional, FHA, USDA, VA, QM and Non-QM. The company emphasizes direct access to underwriters and processors and uses technology to streamline the loan process for faster, easier closings. Unlike retail banks, it aims for lower rates and greater transparency by avoiding hidden fees and backend points, with a pricing model and service designed to be straightforward and fully disclosed. Its goal is to deliver affordable loans with clear terms and responsive service, backed by licenses to operate in multiple states including UT, CA, TX, WA, CO and FL.
Company Size
11-50
Company Stage
N/A
Total Funding
N/A
Headquarters
Australia
Founded
2020
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Simplify's Take
What believers are saying
- August 2026 lease expansion at The Galleria doubled Scottsdale office footprint.
- Michelle Hedger leads enterprise technology and AI, supporting underwriting and origination efficiency.
- Wide state licensing enables rapid market entry whenever mortgage volumes recover.
What critics are saying
- BBB logged 123 complaints in three years, signaling persistent servicing or sales friction.
- Federal Savings Bank sued Independence Home Loans in 2023, keeping litigation risk alive.
- StopIHLCalls alleges illegal telemarketing; repeated call-abuse claims can trigger regulator scrutiny.
What makes Independence Home Loans unique
- Scottsdale-based lender with nationwide licensing across 40-plus states, including California and Texas.
- Eric Katz’s leadership team includes compliance, technology, and military-veteran operators.
- March 2026 Irvine hiring and 253 LinkedIn employees show multi-market distribution reach.
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Benefits
- Flexible Work Hours