Financial Crimes Compliance Investigator

Job Description

The FCC Investigator is responsible for executing investigations related to anti-money laundering, counter financing of terrorism, and OFAC investigations playing a critical function in the execution of Texas Capital’s responsibilities to monitor and report suspicious activities. The FCC Investigator compiles evidence and documentation in compliance with BSA/AML procedures and regulatory requirements. This role requires strong investigative, writing, and analytical skills. This role requires the ability to work independently to perform an assessment of any matter received from any source, conduct sufficient research and/or review to determine whether escalation is warranted. The FCC Investigator is also responsible for filing Suspicious Activity Reports (SAR) as required by BSA/AML regulatory requirements

Responsibilities

• Maintain a well-informed and all-inclusive knowledge of current money laundering and terrorist financing behaviors, issues, criminal typologies, industry best practices, regulations, and developing trends
• Collaborate with business units to analyze trends in suspicious activity
• Liaise with Legal, Compliance, IT and other key stakeholders and partners with respect to technology projects and other initiatives impacting the FIU
• Assist in developing proactive initiatives
• Analyze and synthesize data and prepare presentation and reports for various governance and risk committees
• Ensure that all analysis is completed in a timely and efficient manner, while maintaining the highest standards for regulatory and compliance requirements
• Timely provide requested information to regulators and Internal Auditors:
• Track and report Key Risk Indicators (KRIs)
• Complete Quality Checks (QCs) of alert reviews, investigations, and SARs
• Research, analyze, and investigate high risk customer/commercial account behavior for potential money laundering or terrorist financing related risks in accordance with Bank policies and procedures
• Ensure efficient identification and monitoring of suspicious activities and transactions
• Perform enhanced due diligence on high-risk individuals and businesses
• Flexible to perform other functions as requested by management

Qualifications

• Bachelor’s degree (preferred in Finance, Accounting, Business, or Analytics, Computer Science); or equivalent combination of education, training, experience
• Minimum 5 years of work experience in financial crimes compliance and risk management or a related field
• Ability to self-direct and manage competing priorities on concurrent large, complex projects, initiatives and 
  deliverables
• Strong technical proficiency in the use of MS Office products for reporting, data analytics, and presentations

• Have advance knowledge of AML/BSA laws and regulations relative money laundering and terrorist financing
• Have experience creating presentations and deliverables for senior stakeholders
• Have experience and ability to create reports from large datasets of raw data
• Have excellent written and verbal communications skills, attention to detail and strong time management skills
• Possess strong analytical thinking and critical reasoning skills
• Have excellent interpersonal skills and ability to work effectively with colleagues across regions and Business Units
• Have the ability to effectively handle a fast-paced environment and successfully meet established deadline requirements
• Be self-motivated, well organized, and have the ability to work independently
• Certification as an Anti-Money Laundering Specialist by ACAMs or equivalent AML Certification / license – or certification within first 12 months of employment
• Excellent organizational, time management and project management skills

The duties listed above are the essential functions, or fundamental duties within the job classification.  The essential functions of individual positions within the classification may differ. Texas Capital Bank may assign reasonably related additional duties to individual employees consistent with standard departmental policy.Texas Capital is an Equal Opportunity Employer.