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Wells Fargo

Diversified financial services: banking, lending, investments

Business Banker

Retail & Commercial BankingConfirmed live in the last 24 hours
Full-timeWoodbridge Township, NJ, USA

About the Job

Requirements

  • At least 2 years of financial services, sales, or customer service experience, or equivalent experience, training, military experience, or education.
  • Bilingual Spanish is required.
  • Must complete Loan Originator registration at the time of employment and meet applicable Consumer Financial Protection Bureau qualification requirements, including financial responsibility, character, general financial fitness, and criminal background standards.
  • Must meet ongoing regulatory requirements, including additional screening if necessary.

Responsibilities

  • Manage and grow a portfolio of low- to moderately-complex business clients, typically with $500,000 to $2 million in annual sales, owning the full client journey from onboarding through relationship growth and new-client acquisition.
  • Offer financial solutions and digital services to business clients using available tools and provide tailored recommendations.
  • Analyze clients’ operations, priorities, goals, and financial needs to provide recommendations aligned with their objectives and applicable policies and procedures.
  • Advise clients on business accounts, credit, treasury services, and digital tools.
  • Prospect and network with external and internal partners to generate referrals and grow the small-business customer base; collaborate with internal banking channels to support business owners and develop the full client relationship.
  • Partner with Relationship Managers and Lending Officers on complex structures and align with underwriting policies and risk guidelines.
  • Assess customer needs and refer customers interested in dwelling-secured products to a SAFE team member; do not take applications or offer or negotiate terms for dwelling-secured transactions.
  • Fulfill applicable risk-program, policy, compliance, monitoring, escalation, remediation, and risk-decision responsibilities.

Desired Qualifications

  • At least 2 years of in-branch business banking experience.
  • At least 1 year of experience managing a dedicated book of small-business customers across an assigned territory.
  • Ability to proactively source, acquire, build, and maintain customer and colleague relationships.
  • Experience using business acumen to provide financial-services consultation to business customers.
  • Knowledge of bank lending programs, credit policies, and specialty products.
  • Ability to meet team objectives while maintaining individual performance.
  • Ability to manage expectations and follow up with customers and Wells Fargo partners.
  • Customer-service experience handling complex transactions across multiple systems.
  • Knowledge of retail compliance controls, risk management, and loss prevention.
  • Ability to educate customers about technology and mobile banking options.
  • Experience mentoring and peer-coaching others.

About the Company

Wells Fargo

Diversified financial services: banking, lending, investments

Wells Fargo offers a broad set of financial services, including banking, mortgages, investing, credit cards, and wealth and business banking, to individuals, small businesses, and large corporations. Its products combine everyday banking with lending, investment products, and advisory services, accessible through branches, ATMs, and online or mobile platforms. The company earns mainly from interest on loans, banking fees, and commissions on investment products, supported by a large network and secure technology. Its goal is to help customers manage, preserve, and grow their money through trusted, accessible, and comprehensive financial solutions.

Company size
10,001+
Company stage
IPO
Headquarters
San Francisco, CA
Founded
1851

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