Full-Time
Digital Software Engineer Senior Analyst
Citi
10,001+ employees
Global financial services including banking, investment
No salary listed
Jacksonville, FL, USA
Hybrid
Bachelor's
 Software Engineering (1) |
|---|
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- Bachelor’s degree in computer engineering or related fields in STEM or comparable work experience
- 5-8 years of Full stack mobile Development and Testing experience in a fast-paced environment
- Familiarity with Behavior-Driven Development (BDD) test automation using Selenium with Cucumber framework
- Working knowledge of JIRA, Zephyr, Confluence SharePoint, Microsoft Teams and Microsoft Office suite
- Self-motivated and ready to take ownership
- Excellent written, oral communication and interpersonal skills
- Turn tech stack and application design into code on multiple development platforms (e.g. Angular, Java spring boot services)
- Ability to use AI tools like Copilot for code generation, refactoring, and debugging
- Develop and maintain BDD automated and manual scripts in a code repository. Execute them and maintain test results in a test management tool for further reporting and establishing traceability. Create Jenkins jobs and plug in to CI-CD pipeline.
- Experience using AI tools accelerate unit tests, API scaffolding, Angular components, and Spring Boot boilerplate
- Actively participate in the entire software development cycle involving development, integration and E2E testing in a CI/CD environment (RTC, Jenkins). Automate and enable shift left
- Accountable for development, design, construction, testing and implementation and write secure, stable, testable and maintainable code
- Continuously build, maintain documentation for your features and develop SME – Subject Matter Expertise in specific areas covering end to end flows, from digital to downstream to external partners
- Analyze root causes for application issues and performance concerns. Collaborate within the scrum team, across other impacted downstream or upstream entities and external partners to solve the issues. Triage, track and report defects followed by prioritization, fix and closure
- Adhere to SDLC control processes. Suggest and implement continuous improvements
- Apart from functional validations to meet the acceptance criteria, validate Responsive Web Design and validate ADA Accessibility using screen readers such as NVDA, Voiceover and Talkback, code scan using Axe, perform CCA and be comfortable with other ADA tools and processes
- Review metrics and proactively seek out new and improved ways for visibility ensuring your program stays on track or excels in meeting the organization objectives
- Work in a fast-paced environment involving onshore offshore teams
- Preferable to have experience with cloud-based development platforms such as OpenShift
Citi provides financial services including consumer banking, credit, investment banking, and wealth management to individuals, corporations, and governments. The company operates by earning interest on loans and collecting fees for managing investments, processing trades, and facilitating cross-border transactions through its digital platforms. Unlike many local banks, Citi maintains a physical and digital presence in over 160 countries, allowing it to serve as a single partner for clients with global financial needs. Its goal is to drive growth and profitability for its clients and shareholders while supporting environmental and social sustainability initiatives.
Company Size
10,001+
Company Stage
IPO
Headquarters
New York City, New York
Founded
1812
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Simplify's Take
What believers are saying
- July 14, 2026 revenue hit $24.8 billion, Citi’s best quarter in a decade.
- Services posted record quarterly revenue and over 30% returns, driven by cross-border transactions.
- August 13, 2026 Kard acquisition targets 70 million cardmembers with personalized rewards.
What critics are saying
- Fed and OCC consent orders still restrict Citi, despite February 2026 hopes for year-end closure.
- Citi logged $800 million of severance through mid-2026, signaling expensive restructuring continues.
- If remediation slips again, regulators can block acquisitions, replace managers, and crush valuation.
What makes Citi unique
- Citi’s 160-country network uniquely powers cross-border payments and treasury services for multinationals.
- Jane Fraser’s five-business reorganization simplified Citi around Services, Markets, Banking, Wealth, and U.S. Consumer Cards.
- Citi trained 4,000 AI stewards and reached nearly 90% employee AI usage.
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Benefits
Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Disability Insurance
401(k) Retirement Plan
401(k) Company Match
Wellness Program
Paid Vacation
Paid Sick Leave
Paid Holidays
Company News
Wall Street's largest banks are investing billions in AI, though questions persist about returns on these massive expenditures. JPMorgan leads with a nearly $20 billion annual technology budget, claiming its $2 billion AI investment has already matched costs in savings. The bank tracks how its engineers use AI tools and has deployed its proprietary platform to over 200,000 employees. Goldman Sachs spent $6 billion on technology this year, whilst announcing AI-driven efficiency measures that will slow hiring and reduce some roles. Citigroup takes a bottom-up approach with 4,000 employees trained as AI stewards, reporting nearly 90% staff usage of AI tools. Wells Fargo and Bank of America are also deploying AI across operations, from wealth advisory to code development. Morgan Stanley's partnership with OpenAI saved developers over 280,000 hours in the first half of last year. Despite widespread adoption, JPMorgan CEO Jamie Dimon noted banks don't "uniquely benefit from AI" since everyone now uses it.
Citi's US Consumer Cards business has agreed to acquire Kard Financial, a commerce media and rewards platform that helps banks and fintechs deliver personalised offers through verified transaction data and merchant-funded rewards. The acquisition aims to combine Citi's scale and payments expertise with Kard's machine learning-powered technology and merchant relationships to enhance customer engagement and create new opportunities for brands to reach consumers. Kard operates a platform that connects financial institutions and merchants through a network of leading fintechs, banks and neobanks. The company's founder and chief executive, Ben Mackinnon, said the deal would allow Kard to extend its services to Citi's 70 million cardmembers. Transaction terms were not disclosed. The deal is subject to customary closing conditions.
Citi analyst Jamesmichael Sherman-Lewis maintained a "Neutral" rating on Wix.com but raised his price target to $72, implying nearly 10% upside. The stock is down 34% year-to-date despite reporting $1.96 billion in annual recurring revenue, up 15% year-over-year. Sherman-Lewis expects Wix's AI-enabled Base44 platform to reach approximately 60% gross margin in the second half of 2026, driven by the new Base1 model and cost optimisations. Improved unit economics should allow greater investment flexibility whilst maintaining higher returns. The analyst believes stronger Base44 economics can support renewed growth, making the current price-to-sales multiple of less than 2x attractive. Wall Street consensus remains "Moderate Buy" with a mean price target of $79, suggesting 20% upside from current levels.
InKind, a specialized finance platform founded by Johann Moonesinghe, secured $414 million in a financing round led by Citi and Cross River. Designed to help
Citi analyst Atif Malik cut Micron Technology's price target 18% to $1,150 from $1,400 whilst maintaining a Buy rating, warning that DRAM and NAND pricing cycles may be nearing their peak. The firm reduced fiscal 2027 and 2028 earnings estimates by 1% and 2% respectively, expecting gross margins to retreat from the mid-80% range toward the mid-70% range next year as pricing power moderates. Micron posted fiscal third-quarter revenue of $41.46 billion, up from $9.30 billion a year earlier. Management expects fourth-quarter revenue near $50 billion. Malik cited Chinese competition and capacity additions in NAND and DRAM markets as the biggest risk. However, roughly 40% of Micron's DRAM bits are covered by long-term pricing agreements, providing some protection.