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Exeter Finance

Subprime auto loan origination and servicing

Vice President Pricing & Analytics

Full-Time
$155.9k - $226k/yr
Expert
Bachelor's
Irving, TX, USA
In Person
Finance & BankingRisk Management

About the job

Requirements
  • At least 10 years of experience in analytics, business strategy, credit risk, originations, financial services, or a related field.
  • At least 3 years of progressive leadership experience managing analytics, strategy, or business intelligence teams.
  • Demonstrated success influencing business decisions through data-driven insights and leading cross-functional initiatives.
  • Strong analytical, problem-solving, and strategic-thinking skills, including the ability to lead complex analytical initiatives and develop high-performing teams.
  • Knowledge of credit risk, pricing strategy, originations analytics, and predictive modeling concepts, including the ability to interpret model outputs and translate results into business recommendations.
  • Experience with business intelligence and data analysis tools such as SQL, Power BI, Tableau, or similar platforms.
  • Excellent communication and presentation skills, with the ability to influence senior leaders and stakeholders.
  • Ability to manage multiple priorities and deliver results in a fast-paced environment.
Responsibilities
  • Lead analytics and strategy initiatives focused on originations performance, credit quality, profitability, and risk management.
  • Analyze origination performance, market trends, competitor activity, and credit performance to identify opportunities and risks, and recommend strategic actions.
  • Develop recommendations related to credit policy, pricing, fraud mitigation, and stipulation strategies based on analysis of origination performance, business results, and market conditions.
  • Provide data-driven recommendations to senior leadership regarding credit, pricing, fraud, and origination strategies.
  • Collaborate with modeling and data science teams to evaluate and interpret predictive models and analytical tools, and provide business context.
  • Lead cross-functional implementation of strategy changes by partnering with Information Technology, Operations, and business stakeholders.
  • Oversee business reporting, performance analytics, and management insights to support effective decision-making and strategic planning.
  • Monitor strategy outcomes and recommend adjustments based on performance results and changing market conditions.
  • Lead, coach, and develop managers and analytics teams while fostering a culture of accountability and continuous improvement.
  • Ensure compliance with company policies, regulatory requirements, and risk management standards.
Desired Qualifications
  • A bachelor's degree in Business, Finance, Economics, Statistics, Analytics, Mathematics, or a related field is preferred.

About the company

Exeter Finance provides subprime auto financing through a nationwide network of franchised and independent dealers, and it does not lend directly to consumers. It underwrites, purchases, services, and securitizes the retail installment contracts originated by its dealer partners, using a centralized, technology-driven platform for underwriting, risk management, and loan servicing; customers can manage their accounts online 24/7. The company differentiates itself through its scale in the subprime segment, extensive dealer relationships, and backing from private equity firms Blackstone and Warburg Pincus that support its growth and credit facilities. Its goal is to offer reliable funding and servicing for subprime auto loans, helping buyers who don’t qualify for prime lending while building a large, securitized loan portfolio and dealer ecosystem.

Company Size

1,001-5,000

Company Stage

N/A

Total Funding

N/A

Headquarters

Irving, Texas

Founded

2006

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Simplify's Take

What believers are saying

  • Pagaya's December 2023 integration expands originations without adding Exeter's incremental credit risk.
  • Revelio shows Exeter headcount reached 1,904 in March 2026, despite industry volatility.
  • Warburg's reported $2.5 billion-plus sale interest validates Exeter's portfolio scale and cash generation.

What critics are saying

  • Desty v. Exeter Finance and 2026 hidden-fee claims attack payment and repossession practices.
  • Warburg Pincus began a March 2026 sale process, signaling limited strategic visibility.
  • A regulatory finding on fees or repossession could choke securitizations and destroy dealer trust.

What makes Exeter Finance unique

  • Exeter Finance underwrites, services, and securitizes subprime auto contracts from 13,000 dealers.
  • Pagaya partnership added AI credit decisioning and real-time funding across Exeter's dealer network.
  • Warburg-backed centralized underwriting gives Exeter faster approvals than branch-heavy auto lenders.

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Benefits

  • Flexible Work Hours
  • Hybrid Work Options
  • Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

14%

1 year growth

14%

2 year growth

14%
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