Business Deposits Data Analyst

At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed.  We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.

Job Description

We are seeking a data analyst to support our Business Deposits product team. This role partners with risk and product stakeholders to shape data-driven strategies and develop recommendations that balance risk avoidance with exceptional customer experience. 
 

Key Responsibilities: 

Lead big data and analytics projects by gathering, integrating, and analyzing large volumes of data from multiple sources. 

Identify trends and patterns in complex datasets to answer key business questions and inform strategic discussions. 

Develop actionable insights and recommendations, and present findings in a clear, compelling format to drive data-informed decision-making. 

Collaborate across teams to provide a holistic view of analysis and ensure alignment with business goals. 

Monitor the impact of implemented recommendations and adjust strategies as needed. 

Ensure all data handling and sharing practices comply with company standards. 

Basic Qualifications: 

• Bachelor's degree in a related field, or equivalent work experience 
• Six to eight years of statistical and/or data analytics experience  

Preferred Skills/Experience: 

• Prior experience with banking / fintech products (especially deposits) and corresponding risk functions 
• Experience with business analysis tools and techniques such as cohort analysis, churn / retention, pricing sensitivity etc. 
• Experience in descriptive and quantitative analyses, advanced analytics leveraging a broad scope of statistical methodologies, modeling 
• Working knowledge of analytics and statistical software such as SQL, R, Python, Excel, SAS etc. to perform analysis and interpret data  
• Proficiency working with Jira, Confluence, Power BI for visualization  
• Demonstrated project management skills  
• Excellent interpersonal, verbal and written communication and storytelling skills to synthesize complex data into meaningful insights and influence strategy. 
• Proven ability to manage multiple projects independently and meet deadlines. 
• Experience working with cross-functional teams in a collaborative environment. 
• Comfortable navigating ambiguity and shaping solutions in a dynamic environment. 

The role offers a hybrid/flexible schedule, which means there's an in-office expectation of 3 or more days per week and the flexibility to work outside the office location for the other days. 

If there’s anything we can do to accommodate a disability during any portion of the application or hiring process, please refer to our disability accommodations for applicants.

Benefits: 

Our approach to benefits and total rewards considers our team members’ whole selves and what may be needed to thrive in and outside work. That's why our benefits are designed to help you and your family boost your health, protect your financial security and give you peace of mind. Our benefits include the following (some may vary based on role, location or hours):

• Healthcare (medical, dental, vision)

• Basic term and optional term life insurance

• Short-term and long-term disability

• Pregnancy disability and parental leave

• 401(k) and employer-funded retirement plan

• Paid vacation (from two to five weeks depending on salary grade and tenure)

• Up to 11 paid holiday opportunities

• Adoption assistance

• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

U.S. Bank is an equal opportunity employer. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, and other factors protected under applicable law.

E-Verify

U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role. In addition to salary, U.S. Bank offers a comprehensive benefits package, including incentive and recognition programs, equity stock purchase 401(k) contribution and pension (all benefits are subject to eligibility requirements). Pay Range: $119,765.00 - $140,900.00

U.S. Bank will consider qualified applicants with arrest or conviction records for employment. U.S. Bank conducts background checks consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act as well as the San Francisco Fair Chance Ordinance. U.S. Bank is subject to, and conducts background checks consistent with the requirements of Section 19 of the Federal Deposit Insurance Act (FDIA). In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.

Applicants must be able to comply with U.S. Bank policies and procedures including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.

Posting may be closed earlier due to high volume of applicants.