Full-Time

Financial Systems Analyst 2

Hyperion Applications

Posted on 9/9/2025

Bread Financial

Bread Financial

501-1,000 employees

Co-brand and private-label credit provider

Compensation Overview

$87.9k - $159.2k/yr

+ Annual Incentive Bonus

Plano, TX, USA

Hybrid

3 to 4 days per month are required in office if within 60 miles of a posted Bread Financial location.

Category
Finance & Banking (2)
,
Required Skills
Power BI
Financial analysis
QlikView
Tableau
Data Analysis
Requirements
  • High School Diploma or GED
  • 5+ years of experience supporting Business Intelligence applications like Oracle Essbase, SmartView, OneStream, QlikView, Tableau, CXO, Power BI, Power Pivot.
Responsibilities
  • Serve as the primary point of contact for daily production support of Essbase Cubes, resolving issues and addressing inquiries from Retail and other departments to minimize operational impact. Provide expert Essbase system functionality knowledge and communicate effectively with both technical and non-technical stakeholders.
  • Maintain accurate metadata, tables, ETL maps, and security configurations for Essbase financial systems, ensuring data integrity and compliance. Manage security reviews and change requests, including timely removal of terminated employee access.
  • Develop, deliver, and maintain training materials for Essbase financial system end-users. Update and manage the team's SharePoint site with current training resources and documentation. Lead or support Business Intelligence development projects, including project documentation, scheduling meetings, and providing status updates throughout the project lifecycle.
  • Develop and execute test plans and detailed test scripts to verify financial calculations and system changes, providing comprehensive documentation of test results for production migration. Analyze financial data to identify trends, draw conclusions, and ensure data accuracy.
Desired Qualifications
  • Bachelor’s Degree in Finance, Accounting, Business, MIS, IT, Data Analytics, or Data Governance.
  • 6+ years of experience supporting Business Intelligence applications like Oracle Essbase, SmartView, OneStream, QlikView, Tableau, CXO, Power BI, Power Pivot.

Bread Financial provides co-brand and private label credit card programs for retailers, managing risk, origination, and funding for these accounts. It issues and services store-branded or co-branded cards through its platform and earns revenue mainly from interest and fees, including late fees, with a meaningful share from subprime borrowers. After rebranding from Alliance Data Systems, it operates as a tech-forward lender focused on data-driven risk management and scalable financing for a limited set of retail partners, which creates concentration risk. Its goal is to help retailers attract and retain customers through tailored financing and loyalty-enabled credit products while navigating regulatory and cost changes that affect fee structures.

Company Size

501-1,000

Company Stage

IPO

Headquarters

Columbus, Ohio

Founded

1986

Simplify Jobs

Simplify's Take

What believers are saying

  • Raymour & Flanigan private label program launches late 2025, expanding high-ticket furniture financing.
  • Mahesh Sharma's 2025 appointment accelerates AI-driven risk management and customer personalization.
  • Q1 2026 net interest margin hit 19.3%, beating estimates and targeting over 20% ROTCE.

What critics are saying

  • CFPB caps $41 late fees at $8, slashing over 20% of subprime revenue in 2026.
  • Synchrony Financial steals market share via Amazon and Walmart co-brand deals by mid-2027.
  • Rising subprime delinquencies spike credit losses, eroding margins within 6-12 months.

What makes Bread Financial unique

  • Bread Financial specializes in private label credit cards for subprime consumers with data-driven personalization.
  • Offers Bread Pay installment loans integrated into Ford and Leica partnerships launched in 2025.
  • Powers 33 million unique customers generating $33 billion annual sales through retail co-brand programs.

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Benefits

Health Insurance

Dental Insurance

Vision Insurance

Life Insurance

Disability Insurance

401(k) Retirement Plan

Parental Leave

Paid Holidays

Flexible Work Hours

Paid Sick Leave

Employee Stock Purchase Plan

Performance Bonus

Company News

NerdWallet
Mar 12th, 2026
Ford launches new credit card with Bread Financial.

Ford launches new credit card with Bread Financial. Many or all of the products on this page are from partners who compensate NerdWallet, Inc when you click to or take an action on their website, but this does not influence its evaluations or ratings. Its opinions are its own. Lead Writer & Content Strategist Managing Editor Automaker Ford has partnered with Bread Financial to launch a new co-branded credit card. The $0-annual-fee Ford Rewards Visa Signature card is different from the FordPass Rewards Visa credit card, which was discontinued in May 2025. Compared to co-branded cards from other carmakers, the Ford Rewards Visa is one of the better ones. For starters, it's the rare card with two welcome offers: a $100 statement credit after spending $1,500 within 90 days of account opening, and 15,000 points (worth $75) when you make a single purchase within the same time frame. The Ford Rewards Visa also earns solid ongoing rewards on Ford purchases and in several everyday categories: * Up to 16 points per $1 spent on Ford.com and eligible Ford dealership service purchases. (Cardholders get 6 points for spending with the Ford Rewards Visa and 10 points for being a Ford Rewards member; more on that below.) * 6 points per $1 spent on grocery stores, restaurants, gas, EV charging, auto insurance, tolls and parking. * 2 points per $1 spent on all other purchases. There's no cap on the amount of points you can earn, but points expire after 18 months of account inactivity. The value of one point may vary depending on the redemption option. They can be redeemed for Ford service, Ford accessories, Ford parts, Ford connected services, and toward the purchase or lease of a new or Certified Blue Advantage used vehicle at any participating Ford dealership. Most credit cards simply need to be activated in order to start earning rewards. The Ford Rewards Visa adds another step. To earn rewards, cardholders must join the Ford Rewards loyalty program and activate a rewards account within 60 days of qualifying activity on the Ford Rewards Visa. New members can join Ford Rewards online at FordRewards.com or in the Ford app. The Ford Rewards Visa also gives cardholders the ability to pay off certain purchases over time through Bread's installment loan program, Bread Pay. However, this option may be financially risky depending on the terms of the loan that you qualify for. The loan term can be a short as three months while the interest rate can be as high as nearly 35%, as of this writing. Article sources NerdWallet writers are subject matter authorities who use primary, trustworthy sources to inform their work, including peer-reviewed studies, government websites, academic research and interviews with industry experts. All content is fact-checked for accuracy, timeliness and relevance. You can learn more about NerdWallet's high standards for journalism by reading its editorial guidelines. Back to top Find the right credit card for you. Whether you want to pay less interest or earn more rewards, the right card's out there. Just answer a few questions and NerdWallet, Inc'll narrow the search for you.

Yahoo Finance
Jan 29th, 2026
Bread Financial beats Q4 expectations with $2.07 per share earnings on $975M revenue

Bread Financial Holdings reported fourth-quarter profit of $53 million, or $1.16 per share. Adjusted earnings reached $2.07 per share, surpassing Wall Street expectations of 40 cents per share. The Columbus, Ohio-based company, which manages loyalty and rewards programmes for retailers, posted adjusted revenue of $975 million in the quarter, exceeding analyst forecasts of $940.9 million. For the full year, Bread Financial reported profit of $518 million on revenue of $3.85 billion. The company's shares have declined nearly 8% year-to-date but rose 8% over the past 12 months.

Elets BFSI
Jan 19th, 2026
Mahesh Sharma Joins Bread Financial as Head of Data and AI Engineering

Mahesh Sharma joins Bread Financial as Head of Data and AI Engineering. Mahesh Sharma has announced his move to Bread Financial, where he has taken on the role of Head of Data and AI Engineering, marking a new chapter after a 16 year career at Goldman Sachs. Sharma shared that his long tenure at Goldman Sachs played a defining role in shaping his professional journey. Over the years, he was part of multiple initiatives across data and technology, gaining deep experience in building large scale systems and working on complex financial and analytics driven use cases. He expressed gratitude for the opportunities, learning environment, and relationships built during his time at the global investment bank. At Bread Financial, Sharma will be responsible for leading advanced data and artificial intelligence initiatives, strengthening data infrastructure, and supporting the company's digital and analytics transformation agenda. His mandate includes modernising platforms and enabling AI driven capabilities to support business growth and innovation. The appointment comes at a time when financial services firms are increasingly investing in data engineering and artificial intelligence to enhance customer experience, risk management, and operational efficiency. Bread Financial's focus on expanding its digital capabilities aligns with the growing importance of data led decision making across the sector. Sharma said he is excited to collaborate with teams at Bread Financial and contribute to building next generation data and AI solutions. He also thanked his former colleagues at Goldman Sachs, noting that he remains inspired by the work accomplished there and looks forward to staying connected. The move underscores the continued demand for senior data and AI leadership as financial institutions accelerate efforts to embed advanced analytics and artificial intelligence at the core of their technology strategies. "Exciting news! Elets technomedia is now on WhatsApp Channels Subscribe today by clicking the link and stay updated with the latest insights!" Click here!

Cerebral-Overload
Nov 10th, 2025
Leica Camera Announces New Financing Option Through Bread Pay(R)

Leica Camera announces new financing option through Bread Pay(R). Leica Camera, the legendary brand known for precision engineering and timeless design, is proud to announce a new partnership with Bread Financial(R) to offer customers flexible financing options for the first time in the company's U.S. history. This partnership introduces Bread Pay(R), a simple and transparent way for customers to purchase products across all Leica categories and pay over time with manageable monthly payments. With this new option, customers can shop today and choose from a range of installment plans designed to fit their needs. The program is available both in-store and online at select Leica Stores in the United States and through LeicaCameraUSA.com. "Leica has always stood for more than just photography," said Mike Giannattasio, President of Leica Camera Inc. "It's about craftsmanship, heritage, and the pursuit of excellence. By introducing financing through Bread Pay(R), we're inviting even more creators and enthusiasts to experience Leica in a way that fits their lifestyle."

GlobeNewswire
Nov 6th, 2025
Bread Financial to Participate in the KBW Fintech Payments Conference

Bread Financial to participate in the KBW Fintech Payments Conference. COLUMBUS, Ohio, Nov. 06, 2025 (GLOBE NEWSWIRE) - Bread Financial(R) Holdings, Inc. (NYSE: BFH), a tech-forward financial services company that provides simple, personalized payment, lending and saving solutions to millions of U.S consumers, today announced the company's participation in the KBW Fintech Payments Conference on Thursday, November 13. EVP and Chief Financial Officer Perry Beberman will participate in a fireside chat. The fireside chat will take place at 10:10 a.m. ET and will be broadcast live here. The fireside chat can also be accessed through Bread Financial's investor relations website. A replay of the webcast will be available for 90 days following the event. About Bread Financial(R) Bread Financial(R)(NYSE: BFH) is a tech-forward financial services company that provides simple, personalized payment, lending, and saving solutions to millions of U.S consumers. Our payment solutions, including Bread Financial general purpose credit cards and savings products, empower our customers and their passions for a better life. Additionally, we deliver growth for some of the most recognized brands in travel & entertainment, health & beauty, jewelry and specialty apparel through our private label and co-brand credit cards and pay-over-time products providing choice and value to our shared customers. To learn more about Bread Financial, our global associates and our sustainability commitments, visit breadfinancial.com or follow us on Instagram and LinkedIn.

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