A bachelor's degree in finance, business, or a related field is required.
At least 5 years of experience in mortgage underwriting is required.
Strong knowledge of mortgage lending regulations and guidelines is required.
Strong analytical and decision-making skills are required.
Proficiency in underwriting software and Microsoft Office Suite is required.
Effective communication skills are required.
The ability to stand and walk for 4 hours straight or up to a full 8-hour day, sit for extended periods, kneel and bend at the waist, walk up and down stairs, walk on unlevel terrain, use hands to finger, handle or feel, reach with hands and arms, and talk and hear is required.
The ability to lift or move up to 25 pounds is required.
Close, distance, color, and peripheral vision are required.
Responsibilities
Evaluate and approve loan applications based on company standards and regulatory guidelines.
Review and analyze loan applications and supporting documentation.
Assess borrower creditworthiness and risk.
Ensure loans meet company and regulatory guidelines.
Communicate underwriting decisions and conditions to Loan Officers and Processors.
Collaborate with other departments to resolve loan issues.
Maintain up-to-date knowledge of industry regulations and company policies.
Overview
Position Purpose: The Underwriter must believe in, practice, and initiate all Green Brick Partners values set forth in an acronym we call HOME. They must be Honest, Objective, Mature and Efficient in how they approach their role at Green Brick Partners.
Green Brick Mortgage is seeking an experienced Underwriter to join our team in Plano, TX. As an Underwriter, you will evaluate and approve loan applications based on company standards and regulatory guidelines, ensuring the quality and profitability of the loans.
Responsibilities
• Review and analyze loan applications and supporting documentation.• Assess borrower creditworthiness and risk.• Ensure loans meet company and regulatory guidelines.• Communicate underwriting decisions and conditions to Loan Officers and Processors.• Collaborate with other departments to resolve loan issues.• Maintain up-to-date knowledge of industry regulations and company policies.
Supervision of Others: N/A
Authority/Budget/Decision Making/Discretion and Independent Judgment Ability: Utilizes discretion, judgment, and high-level analytical skills to interpret complex situations.
Qualifications
Education:• Bachelor’s degree in finance, business, or related field.
Competencies: • Strong knowledge of mortgage lending regulations and guidelines.• Excellent analytical and decision-making skills.• Proficiency in underwriting software and Microsoft Office Suite.• Effective communication skills.
Experience:• Minimum 5 years of experience in mortgage underwriting.
What We Offer:• Competitive salary and performance-based bonuses.• Comprehensive benefits package including health, dental, and vision insurance.• Retirement savings plan with company match.• Opportunities for professional development and career advancement.• A supportive and collaborative work environment.
Physical Requirements: Ability to stand and walk for 4 hours straight or up to a full 8-hour day; sit for extended periods; kneel and bend at the waist; walk up and down stairs; walk on unlevel terrain; use hands to finger, handle or feel; reach with hands and arms; talk and hear. Ability to lift and/or move up to 25 pounds. Specific vision ability required by this job include close vision, distance vision, color vision and peripheral vision.
Location: Remote-TX
Nothing in this position description restricts management’s right to assign or reassign duties and responsibilities to this job at any time.