Full-Time

Senior Staff Software Engineer

Confirmed live in the last 24 hours

EarnIn

EarnIn

201-500 employees

Provides early wage access without fees

Fintech

Compensation Overview

$228.8k - $341kAnnually

+ Equity + Benefits

Senior

Remote in USA

Category
Backend Engineering
Full-Stack Engineering
Software Engineering
Requirements
  • Bachelor's, Master’s, or PhD in computer science, computer engineering, or a related technical discipline or equivalent industry experience.
  • 10+ years of development experience in backend or full-stack software development
  • Software development experience in modern programming languages
  • Familiarity with clean architecture approach and software craftsmanship
  • Excellent written and verbal communication skills.
  • Ability to thrive in a fast-paced, dynamic, result-driven environment
Responsibilities
  • Make a meaningful impact in the lives of our community members.
  • Drive the design & implementation of new features - break down complex problems into their bare essentials, translate this complexity into elegant design, and create high-quality, clean code.
  • Collaborate and mentor other senior engineers while providing thoughtful guidance using code, design, and architecture reviews.
  • Contribute to defining technical direction, planning the roadmap, escalating issues, and synthesizing feedback to ensure team success.
  • Estimate and manage team project timelines and risks.
  • Care passionately about producing high-quality, efficient designs and code.
  • Participate in hiring and onboarding for new team members.
  • Lead cross-team engineering initiatives.
  • Apply new technologies and industry standards.

Earnin allows individuals to access their earned wages before payday without any fees or interest. Users can cash out a portion of their earnings, and the app features a "Balance Shield" to help maintain their bank account balance. Unlike traditional financial institutions, Earnin operates on a model where users choose how much to pay for the service, fostering a community-driven culture. The goal is to create a fairer financial system that prioritizes accessibility and mutual support.

Company Stage

Series C

Total Funding

$184.9M

Headquarters

Palo Alto, California

Founded

2012

Growth & Insights
Headcount

6 month growth

8%

1 year growth

22%

2 year growth

59%
Simplify Jobs

Simplify's Take

What believers are saying

  • Growing demand for Earned Wage Access services boosts Earnin's market potential.
  • Increased preference for transparent, no-fee financial services aligns with Earnin's model.
  • Mobile banking rise offers Earnin opportunities to expand its user base.

What critics are saying

  • Regulatory scrutiny could lead to legal challenges and financial penalties for Earnin.
  • Perception of services as 'predatory' loans may harm Earnin's reputation.
  • Reliance on voluntary contributions may impact Earnin's financial stability.

What makes EarnIn unique

  • Earnin offers fee-free, interest-free access to wages, unlike traditional payday lenders.
  • Users choose their payment amount, fostering a community-driven financial model.
  • Earnin's Balance Shield feature provides automatic deposits for low bank balances.

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Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.