Heritage Financial Credit Union provides full-service banking to members across several counties, focusing on community growth. It operates as a not-for-profit cooperative, reinvesting earnings into members and the community rather than paying shareholders. Its products include checking, savings, loans, and online banking, all accessible to anyone who lives, works, worships, or studies in its service areas. Members’ deposits are insured by the NCUA up to $250,000. How it works: members open an account with as little as $0.01 and use standard banking services; earnings are returned through lower loan and account rates, member dividends, and community funding. How it differs: unlike for-profit banks, it reinvests profits into members and local programs, emphasizing personalized service and financial literacy. Goal: to empower financial growth for people and communities by delivering accessible banking, supporting local jobs, education, and philanthropy.
Company Size
51-200
Company Stage
Grant
Total Funding
$3.7M
Headquarters
Town of Wallkill, New York
Founded
1940
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Health Insurance
Dental Insurance
Vision Insurance
Life Insurance
Employee Assistance Program
Health Savings Account/Flexible Spending Account
Pet Insurance
Legal Services
401(k) Company Match
Educational Assistance
Paid Vacation
Paid Holidays
Heritage Financial selects Gemineye to develop a centralized, governed data program. 4 hours ago Gemineye's credit union expertise and customizable platform will help the credit union develop a trusted data model Sandwich, Mass (October 6th, 2026) - $800M, Hudson Valley, NY-based Heritage Financial (HFCU) has selected Gemineye to help them build a best-in-class, centralized data analytics program that can grow as they grow. With 14 branches in and around the Hudson Valley Region, HFCU is heavily invested in community efforts that make this unique region stronger. Heritage Financial found Gemineye's specific focus on credit unions and community banks - they do not work with any other industries as many competitors do - to be a big differentiator. Combined with Gemineye's emphasis on creating a single source of truth as part of their data foundation, and the platform's speed to value, the partnership made sense. "We chose Gemineye because they understood what we need from our data and why it matters. Giving employees faster access to reliable information will reduce manual work, strengthen decision-making, and help our teams better understand member needs and improve their experience," says Gregory Beckwith, Vice President of Innovation & Operations at Heritage Financial. "The Heritage Financial team conducted a rigorous partner search with a focus on immediate value and long-term scalability," says Maggie Chopp, Director of Business Development at Gemineye. "We are delighted to welcome them to the client group and eager to see their analytics capabilities take off." "This partnership gives Heritage the foundation to move forward with analytics, automation, and AI in practical ways that improve how we operate and serve our members," continues Beckwith. Gemineye is proud to welcome this competent and progressive credit union to their team. About Gemineye Finopotamus LLC provide deeply practical and usable data analytics solutions to community financial institutions. Its best-in-class data warehousing and contextual AI solutions lower the barrier to creating a data-driven culture and make success in analytics finally accessible. Finopotamus LLC is Gemineye - allowing you to drive the data and the journey. Hop in. Want to connect? Email Finopotamus LLC at [email protected] or call (508) 591-3303. Visit Finopotamus LLC at gemineye.com to learn more at your own pace. About Heritage Financial Heritage Financial Credit Union (HFCU) provides a safe, secure place for members to save their hard-earned money and offers affordable loans with competitive rates. In times of uncertainty caused by financial crisis and mistrust of larger banks, HFCU seeks to provide safety in community and a cooperative member base. They do not define financial success, but urge their members to affirm their own success. HFCU provides the necessary tools and resources to get you there. Together. Learn more about Heritage Financial at heritagefcu.com.
The company said Wednesday (Oct. 4) that Heritage Financial Credit Union, serving seven counties in New York, has partnered with Upstart to provide personal loans.
Heritage Financial Credit Union selects Upstart for personal lending.