Software Engineer 3 - Payment Processing

Job Description:

At Bank of America, we are guided by a common purpose to help make financial lives better through the power of every connection. We do this by driving Responsible Growth and delivering for our clients, teammates, communities and shareholders every day.

Being a Great Place to Work is core to how we drive Responsible Growth. This includes our commitment to being an inclusive workplace, attracting and developing exceptional talent, supporting our teammates’ physical, emotional, and financial wellness, recognizing and rewarding performance, and how we make an impact in the communities we serve.

Bank of America is committed to an in-office culture with specific requirements for office-based attendance and which allows for an appropriate level of flexibility for our teammates and businesses based on role-specific considerations.

At Bank of America, you can build a successful career with opportunities to learn, grow, and make an impact. Join us!

 

Job Description:
This job is responsible for developing and delivering complex requirements to accomplish business goals. Key responsibilities of the job include ensuring that software is developed to meet functional, non-functional and compliance requirements, and solutions are well designed with maintainability/ease of integration and testing built-in from the outset. Job expectations include a strong knowledge of development and testing practices common to the industry and design and architectural patterns.

Responsibilities:

• Codes solutions and unit test to deliver a requirement/story per the defined acceptance criteria and compliance requirements
• Designs, develops, and modifies architecture components, application interfaces, and solution enablers while ensuring principal architecture integrity is maintained
• Mentors other software engineers and coach team on Continuous Integration and Continuous Development (CI-CD) practices and automating tool stack
• Executes story refinement, definition of requirements, and estimating work necessary to realize a story through the delivery lifecycle
• Performs spike/proof of concept as necessary to mitigate risk or implement new ideas
• Automates manual release activities
• Designs, develops, and maintains automated test suites (integration, regression, performance)
• Design and build high‑performance batch and real‑time processing solutions using Spring Boot and Spring Batch
• Develop and consume RESTful and SOAP-based services in high‑availability, high‑volume environments
• Ensure solutions adhere to security, resiliency, performance, and regulatory requirements
• Partner with product owners to onboard and refine new functional and non‑functional requirements
• Apply sound architectural and design patterns while maintaining enterprise architecture standards
• Perform and lead code reviews, enforcing quality, security, and performance best practices
• Design and maintain automated test suites (unit, integration, regression, and performance)
• Actively participate in Agile ceremonies, contributing to sprint planning, estimation, and execution

Required Qualifications:

• 10+ years of progressive experience in enterprise software development
• Strong proficiency in Java, with deep hands‑on experience in:
  • Spring Boot
  • Spring Batch
  • RESTful API development
• Solid experience working with Oracle databases (SQL, performance tuning, schema design)
• Hands‑on experience building systems for high‑throughput, low‑latency environments, preferably in the payments domain
• Strong understanding of Agile development methodologies
• Proficient with Git/GitHub or similar source control tools

Desired Qualifications:

• Experience designing and building solutions in AWS or other cloud platforms
• Demonstrated success modernizing legacy platforms for cloud scalability and resiliency
• Exposure to or hands-on experience with AI/ML solutions, including:
  • Intelligent automation
  • Data-driven decisioning
  • Predictive or anomaly detection systems
• Knowledge of DevOps practices, CI/CD pipelines, and infrastructure-as-code concepts
• Prior experience in payments, banking, or financial services technology

Skills:

• Application Development
• Automation
• Influence
• Solution Design
• Technical Strategy Development
• Architecture
• Business Acumen
• DevOps Practices
• Result Orientation
• Solution Delivery Process
• Analytical Thinking
• Collaboration
• Data Management
• Risk Management
• Test Engineering

Shift:

1st shift (United States of America)

Hours Per Week: 

40