Analyst-Risk Management H/F

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders. 

The France CRO function is part of the Int’l CRO team, within Global Risk and Compliance (GRC). It is responsible for identifying and overseeing risk across all processes.

How will you make an impact in this role?

The Analyst, Risk Governance and Frameworks, France, within the GRC organization, is responsible for supporting the establishment of the second line of defense governance structure, risk framework and risk policy library for France. We are seeking an experienced risk professional to be a part of this exciting journey.  The incumbent will design, implement, oversee and keep updated the risk governance structure, risk framework and risk policy library for our French businesses.

• 3-5 years of leadership experience in risk management, compliance, treasury, controllership, or a similar role; 
• Strong analytical skills and business acumen with a risk-reward control perspective; and the ability to balance commercial objectives with sound risk management;
• Strong understanding of French market regulatory requirements and the payments industry;
• Experience in interacting with regulators and familiarity with France’s regulatory landscape and requirements;
• Demonstrated ability to successfully manage multiple priorities under pressure;
• Fluency in French & English (verbal and written);
• Advanced degree in business, economics, engineering, or a related field; professional certifications such as FRM, CFA, are valued;

People Skills:

• Excellent relationship and influencing skills with the ability to build productive relationships across teams and levels of seniority; including senior leaders, board of directors, regulators, and stakeholders;
• Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
• Ability to communicate oversight findings to colleagues, business partners, and senior leaders;
• Strong verbal and written communication skills.

Non-considerations for sponsorship:  

Employment eligibility to work with American Express in France is required as the company will not pursue visa sponsorship for these positions.  

• Support the Risk Governance Framework and the Risk Governance Committee structure;

• Support ILE IRM policies and Risk Governance Framework and support localized ILE deployment and execution of AXP 2^nd Line frameworks;

• Support the Risk Appetite Framework and ensure adherence to ILE Risk Appetite through challenge of Risk Appetite statements, metrics, limits and management action plans;

• Build and maintain relationships with Enterprise teams to ensure that ILE input to Enterprise risk policies and frameworks is sought and reflected;

• Contribute to ensuring that ILE frameworks and policies are embedded and adhered to and that risk is governed in accordance with the ILE Risk Governance Framework;

• Contribute to ensuring that Governance Committees are appropriately structured, staffed and operate in accordance with their Terms of Reference;

• Support successful escalation of risks to BRC, Board and IRMC, and ensure that risks escalated are adequately resolved;

• Support the oversight of remediation of priority issues, operational risk events and regulatory action plans linked to Risk Committee escalations;