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Fintual

Online asset management and investing platform

Operations Engineer - Affiliations and Transfers, AFP Project

Business Analysis +1Posted on Nov 11
Full-timeSantiago, Santiago Metropolitan Region, ChileNo salary listed

About the Job

Requirements

  • At least 3 years of direct, hands-on experience in affiliation and/or transfer operations at a Chilean AFP.
  • Knowledge of affiliation channels, including collection-based affiliation, regularizations, and transfers.
  • Practical knowledge of transfers, including calendars, involved files and their contents, exchange systems, account transfers, exchanges, movement transfers, and validation.
  • Daily experience using pension-management systems used by Chilean AFPs.
  • Demonstrated ability to map and document complex processes clearly and in a structured manner.
  • Strong affinity for technology and willingness to work closely with software engineering teams.

Responsibilities

  • Supervise affiliation and transfer processes accurately and on time from the start of operations, directly operating systems for calendars, file sending and receipt, exchanges, rejections, and regularizations.
  • Serve as the internal reference for inter-AFP affiliation and/or transfers, providing knowledge of process stages, deadlines, information exchange, and exception handling to define how each process should operate.
  • Document operational flows, edge cases, and critical business rules so the engineering team can build reliable software.
  • Collaborate directly with the technology team in the design, validation, and testing of modern systems supporting AFP operations.
  • Track regulatory changes affecting processes, propose improvements and automation, and prioritize them.
  • Proactively identify operational risks in new developments and propose preventive controls based on industry experience.
  • Support the definition of functional tests and acceptance criteria for operational modules as they are released.
  • Participate in industry operational forums, including the transfers committee, other AFPs, and PreviRed, and support operational interactions with the Superintendency of Pensions.

Desired Qualifications

  • Experience with AFP.net by Sonda, CMH by PreviRed, or other core systems used in the pension industry.
  • Current knowledge of Chilean regulations, including DL 3.500, Law 21.735, the compendium, and Superintendency of Pensions circulars.
  • Previous participation in data-migration projects, implementation of new modules, or improvements to AFP operational systems.
  • Familiarity with agile methodologies such as Scrum and Kanban, or previous experience working within software-development teams.

About the Company

Fintual

Online asset management and investing platform

Fintual is a digital investment platform in Chile and Mexico that helps people invest in mutual funds, ETFs, and stocks. It works by letting users sign up online, choose investment options, and let the platform manage and rebalance their portfolios for them in exchange for a small fee. The product is designed to be simple and low-cost, with a focus on a smooth online experience rather than traditional banks. Compared with other banks and investment platforms, Fintual emphasizes a low, transparent fee structure and a fully digital user experience, making it easier for individuals—especially young professionals—to start and grow their savings. The company's goal is to provide accessible wealth management and investment opportunities to more people in Latin America through affordable, digital financial services.

Company size
Not listed
Company stage
Series B
Total funding
$39.1M
Headquarters
Providencia, Chile
Founded
Not listed

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