Full-Time
Manager Software Engineering
ACI Worldwide
1,001-5,000 employees
Real-time electronic payments software provider
No salary listed
Pune, Maharashtra, India
In Person
 Engineering Management (1) |
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- Bachelor's degree in Computer Science, Software Engineering, or related technical field required
- Equivalent experience (8+ years software engineering) may substitute for degree
- 10+ years of software engineering experience with demonstrated technical proficiency
- 4+ years of people management experience leading engineering teams
- Proven track record delivering complex software features from concept to production
- Experience working in agile environments (Scrum, Kanban)
- Experience with full software development lifecycle including design, development, testing, and quality assurance (implied)
- Lead, mentor, and develop a team of 10 -15 software engineers across various experience levels
- Conduct regular 1-on-1s focused on career development, feedback, and goal progress
- Set clear performance expectations and deliver constructive feedback through ongoing coaching
- Manage performance improvement plans and make difficult personnel decisions when necessary
- Create individual development plans aligned with career aspirations and business needs
- Facilitate team dynamics, resolve conflicts, and build cohesive, high-performing teams
- Drive recruitment efforts including sourcing, interviewing, and hiring top engineering talent
- Onboard new team members with structured ramp-up plans and mentorship assignments
- Foster inclusive team culture where all members feel valued and empowered to contribute
- Recognize and celebrate team achievements and individual contributions
- Ensure on-time delivery of high-quality software features aligned with product roadmaps
- Break down complex initiatives into manageable work items with clear acceptance criteria
- Facilitate sprint planning, daily standups, retrospectives, and other agile ceremonies
- Remove blockers and dependencies that impede team progress
- Monitor work-in-progress and team velocity to maintain sustainable delivery pace
- Balance feature development with technical debt reduction and platform improvements
- Coordinate with other engineering teams to manage dependencies and integration points
- Drive root cause analysis for production incidents and implement preventive measures
- Participate in on-call rotation and ensure team maintains operational excellence
- Track and communicate progress, risks, and blockers to leadership and stakeholders
- Establish and enforce code quality standards through reviews and best practices
- Guide technical design decisions and architectural approaches for team's domain
- Promote test-driven development and comprehensive automated testing strategies
- Champion DevOps practices including CI/CD, infrastructure as code, and observability
- Ensure security best practices are embedded in development lifecycle
- Drive adoption of AI-powered development tools to enhance team productivity
- Evaluate and integrate AI capabilities into products where appropriate
- Establish guidelines for responsible AI usage and model evaluation
- Drive technical debt visibility and advocate for dedicated time to address it
- Stay current with technology trends including AI/ML advancements and evaluate new tools and frameworks
- Contribute code to critical features and technical spikes (20-30% time)
- Mentor engineers on technical skills, design patterns, AI integration, and problem-solving approaches
- Foster engineering craftsmanship through code reviews, pair programming, and knowledge sharing
- Strong proficiency in one or more programming languages (Java, C#, Python, JavaScript/TypeScript, Go)
- Experience with web application frameworks (Spring Boot, .NET Core, React, Angular, Node.js)
- Working knowledge of microservices architecture and RESTful API design
- Understanding of databases (SQL: PostgreSQL, MySQL; NoSQL: MongoDB, DynamoDB)
- Familiarity with message queuing systems (Kafka, RabbitMQ, SQS)
- Experience with containerization and orchestration (Docker, Kubernetes)
- Knowledge of cloud services (AWS EC2, Lambda, S3, RDS; Azure equivalents)
- Partner with Product Management on feature definition, scope, and acceptance criteria
- Work with Technical Program Managers on capacity planning and portfolio execution
- Collaborate with Architecture team on technical standards and design reviews
- Engage with QA/Test teams to ensure comprehensive testing strategies
- Communicate team progress, risks, and achievements to Director and stakeholders
- Translate business requirements into technical solutions and explain technical constraints to non-technical audiences
- Facilitate cross-team collaboration and knowledge transfer
- Represent team in engineering leadership forums and initiatives
- Build strong working relationships across engineering, product, and business teams
- Drive continuous improvement through retrospectives and actionable experiments
- Monitor and improve team metrics including velocity, cycle time, and quality indicators
- Implement and track DORA metrics (deployment frequency, lead time, MTTR, change failure rate)
- Identify process bottlenecks and implement improvements to engineering workflows
- Leverage tools and automation to improve team productivity and efficiency
- Participate in post-mortems and drive implementation of corrective actions
- Contribute to engineering-wide initiatives for tooling, processes, and standards
- Use data to inform decisions and demonstrate team impact
- Represent role as Mgr Software Engineering in Pune
ACI Worldwide provides real-time electronic payment and banking software for banks, financial institutions, processors, and merchants. Its offerings include mission-critical software and SaaS solutions that enable processing of electronic payments, settlement, and related treasury functions. The products work as licensed software or cloud-based services, with ongoing maintenance and transaction-based fees for cloud offerings; customers interact with the systems to initiate, route, and settle payments in real time, across various channels and payment networks. Compared with peers, ACI differentiates itself through a broad, global portfolio of payment engines and services, support for multiple payment rails, and a mix of on-premises and cloud-based deployment with pricing tied to usage. Its goal is to help customers move money quickly, securely, and reliably at scale, enabling institutions and businesses to run real-time payment workflows and digital banking operations worldwide.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Coral Gables, Florida
Founded
1975
Simplify's Take
What believers are saying
- Real-time payments revenue surges 20% driving 7-9% overall 2026 growth.
- Global card transactions projected to reach 1.1 trillion by 2029.
- Payment Components acquisition enhances AI-powered Open Banking orchestration.
What critics are saying
- Fiserv erodes US bank share via MoneyLion acquisition and RTP bundling.
- PCI DSS 5.0 enforcement in July 2026 exposes legacy software vulnerabilities.
- Lynk open-source project commoditizes ACI Connetic APIs starting April 2026.
What makes ACI Worldwide unique
- ACI Connetic connects eight US networks including RTP, FedNow, and Zelle.
- ACI powers Colombia's Bre-B, processing 500 million transactions in five months.
- ACI integrates J.P. Morgan Kinexys blockchain for global account verification.
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Benefits
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Remote Work Options
Flexible Work Hours
Company News
Colombia's Bre-B hits more than 500 million transactions as ACI Worldwide and Banco de la República take the stage at Fintech Americas 2026. WHY THIS MATTERS: Colombia's Bre-B system is a new benchmark for real-time payments in Latin America, establishing a critical foundation for greater financial inclusion across the region. Processing half a billion transactions and registering over 100 million keys in its first five months is a feat of national-scale financial market infrastructure that validates the central bank's approach to public-private collaboration. This adoption rate is not just a statistical milestone; it signifies a massive shift in consumer and business behavior, proving that interoperable instant payment systems - when properly implemented - are immediately sticky. This success offers a direct roadmap for other emerging economies looking to modernize their payment rails and drive transactions away from cash. For global fintechs and financial institutions, Bre-B's trajectory signals that the next competitive frontier in LatAm lies in building services on top of these high-velocity, low-cost rails, particularly as the focus now shifts toward seamless cross-border capabilities. Colombia's real-time payments transformation is accelerating at remarkable speed. In just five months, Bre-B has processed more than 500 million transactions and registered over 100 million payment keys, firmly establishing the scheme as one of the most rapidly scaled real-time payment systems in Latin America. For this achievement, ACI has been named the winner of this year's Central Banking Financial Market Infrastructure Services - Retail Award. The awards judges highlighted the collaborative nature of the scheme, the implementation in record time, and ACI's flexibility in addressing design challenges to deliver the Bre-B implementation on schedule, ensuring a highly successful launch. These milestone results will be in the spotlight at Fintech Americas Miami 2026, where Mauricio Fernández, real-time payments lead, Latin America, ACI Worldwide, and Ana Carolina Ramírez Pineda, deputy director of retail payments, Banco de la República, will share insights into Bre-B's rapid rise and outline what comes next for the national scheme. Powered by ACI Worldwide (NASDAQ: ACIW) and operated by Banco de la República, Bre-B is redefining how Colombians send money, pay merchants, and engage with digital financial services. Its early performance reflects both the scale and inclusivity of Colombia's new real-time payments infrastructure, representing one of the strongest national real-time deployments anywhere in the world. A New Foundation for Colombia's Real-Time Economy Launched to modernize the country's payment infrastructure and expand financial inclusion, Bre-B enables instantaneous, interoperable transfers across all participating financial institutions. Built on ACI's Digital Central Infrastructure, the scheme is already reshaping how consumers, merchants, government entities, and utilities conduct transactions. It also represents a regional first: a nationally coordinated real-time payments scheme jointly developed by the central bank, regulators, commercial banks, and technology partners, setting a new standard for collaborative digital payments innovation in Latin America. ACI Worldwide: Powering Colombia's National Real-Time Scheme As Banco de la República's technology partner, ACI Worldwide provides the addressing directory, 24/7 clearing and settlement engine, and interoperability services that underpin Bre-B's reliability and scale. "Bre-B's first five months demonstrate what coordinated leadership and modern infrastructure can achieve at national scale," said Mauricio Fernández, real-time payments lead, Latin America, ACI Worldwide. "Colombia is now one of the region's most advanced real-time payments markets. We are proud to support Banco de la República in building a system that strengthens financial inclusion and sets a new benchmark for Latin America." "Bre-B has fundamentally transformed how Colombians transact, creating faster, more transparent, and more inclusive financial services," said Ana Carolina Ramírez Pineda, deputy director of retail payments, Banco de la República. "The first five months highlight the power of interoperability and strong public-private collaboration. As we move into the next phase, continued partnership with ACI Worldwide will be essential in expanding innovation and exploring real-time cross-border opportunities." Looking Ahead: Real-Time Cross-Border Opportunities With domestic real-time payments firmly established, attention now turns to the cross-border dimension, particularly the high-volume corridor between the United States and Latin America. At Fintech Americas, ACI Worldwide will outline how domestic real-time schemes like Bre-B can interoperate with global real-time networks, positioning regional banks to compete in the fast-growing remittances and international payments space. Fintech Americas Miami 2026: ACI Worldwide and Banco de la República on Stage Bre-B will take center stage at Fintech Americas as ACI Worldwide and Banco de la República share their journey, insights, and lessons learned. Featured Session: Real-Time Payments and 24/7 Economies, The New Competitive Advantage in Latin America, Wednesday, March 25, 2:30 PM - 3:00 PM EDT * Mauricio Fernández, Real-Time Payments Lead, Latin America, ACI Worldwide * Ana Carolina Ramírez Pineda, Deputy Director of Retail Payments, Banco de la República Together, they will unpack Bre-B's governance model, operational rollout, adoption trajectory, and its wider economic impact. FF NEWS TAKE: The rapid scalability and adoption of Bre-B moves the needle significantly for the entire Latin American payment landscape. It confirms the region's readiness for large-scale real-time payments adoption, setting a high bar for speed and government-led execution. The most important area to watch next is the transition to real-time cross-border payments. Given the high-volume remittance corridor between the US and LatAm, Bre-B's future ability to interoperate with global networks like FedNow or Pix will determine if regional banks can successfully capture a greater share of the international payments and remittances market.
ACI Worldwide has launched ACI Connetic for Cards, a cloud-native card payments suite integrated within its unified payments platform. The solution combines issuing, acquiring and ATM capabilities with account-to-account payments and AI-driven fraud prevention on a single platform. ACI currently processes over 300 billion card transactions annually through its existing solutions. The new platform modernises these capabilities with enterprise-grade modular architecture supporting the full transaction lifecycle across all channels. Global card transactions reached 776 billion in 2024 and are projected to hit 1.1 trillion by 2029, according to the Nilson Report. ACI Connetic for Cards provides financial institutions with a modernisation pathway that maintains stability whilst enabling faster innovation. The cloud-native, API-first platform offers enhanced operational efficiency and greater resilience across payment ecosystems.
ACI Worldwide reported fourth-quarter earnings of $0.90 per share, missing the Zacks Consensus Estimate of $1.05 per share and falling short of $1.08 earned a year earlier. The earnings miss represents a 14.29% negative surprise. The electronic payments software company posted revenues of $481.6 million for the quarter ended December 2025, exceeding the Zacks Consensus Estimate by 2.82% and surpassing year-ago revenues of $453.04 million. The company has beaten consensus revenue estimates in four consecutive quarters. ACI Worldwide shares have declined 13.2% year-to-date, underperforming the S&P 500's 1.5% gain. The company currently holds a Zacks Rank of 4 (Sell), suggesting shares are expected to underperform the market near-term. Consensus estimates for the coming quarter stand at $0.34 per share on revenues of $402.2 million.
ACI Worldwide reported its second consecutive year of double-digit revenue growth, reaching $1.76 billion in 2025, driven by demand across its Payment Software and Biller segments. The company unified its Bank and Merchant businesses into a single Payment Software segment to improve operational efficiency. The firm validated its Connetic cloud-native platform strategy through signings with large European banks and is preparing to launch the card-based portion shortly. ACI has adopted an "AI-first" approach through its Velocity programme, focusing on engineering productivity and automated contract analysis. For 2026, ACI projects revenue growth of 7% to 9% on a constant currency basis, with 56% expected in the second half due to contract timing. The company appointed Kim deBeers to its board and maintains a net debt leverage ratio of 1.2x.
ACI Worldwide has acquired European fintech Payment Components to enhance ACI Connetic's payments orchestration capabilities. Payment Components, founded in Greece in 2014, provides AI-powered financial messaging and Open Banking solutions. The acquisition includes technology, intellectual property, and talent, aiming to integrate expanded messaging features into ACI Connetic. Financial details were not disclosed, and the acquisition is not expected to be financially material to ACI.