Full-Time

Software Architect

Posted on 10/31/2025

Hometap

Hometap

201-500 employees

Lump-sum home equity via shared appreciation

Compensation Overview

$190k - $200k/yr

+ Equity + Work-from-home stipend

Boston, MA, USA

Remote

Category
Software Engineering (1)
Required Skills
Python
AWS
Django
Requirements
  • 2+ years of experience as a Software Architect, with a strong track record designing and scaling complex systems
  • 7+ years of professional software development experience, with deep expertise in Python (Django experience preferred)
  • Effective interpersonal and communication skills (written, verbal, and listening), with the ability to build positive working relationships across multiple functions and levels within the organization.
  • Comprehensive knowledge of modern cloud infrastructure development and tech stacks
  • Experience designing and writing high-quality application code using emerging technologies and frameworks primarily targeting cloud-based ecosystems (AWS Preferred)
Responsibilities
  • Collaborate with Hometap’s business stakeholders and technical team to determine functional and non-functional requirements for new features or applications
  • Craft, propose, and document architecture designs, and implement systems to fulfill business initiatives
  • Advise on coding and design practices that enable resilient, maintainable systems, drawing on modern Python principles where applicable
  • Define and estimate required work, provide advice on system designs, track dependencies, report progress, highlight blockers, and validate that architecture guidelines are followed
  • Design and develop proof-of-concept implementations of new technology or design recommendations
  • Evaluate, guide, and recommend architecture patterns, implementation approaches, and other platform and/or tooling choices
  • Oversee the progress of the development team to ensure consistency with initial design
  • Lead software development projects, and perform design and code reviews
Desired Qualifications
  • None, since after filtering the text for non-trivial items, the job posting does not list any “desirable” or “preferred” qualifications.

Hometap provides homeowners with upfront cash in exchange for a share of their future home value. It offers up to $600,000 in equity with no monthly payments or debt; repayment happens through shared appreciation when the home is sold or when the homeowner buys back Hometap’s share. Unlike debt-based products, it takes equity ownership in the future value, aligning Hometap’s earnings with how the home’s value changes. The goal is to give homeowners a simple, transparent, debt-free way to unlock home equity to reach goals like paying off debt, funding education, funding improvements, or starting a small business.

Company Size

201-500

Company Stage

Growth Equity (Venture Capital)

Total Funding

$984M

Headquarters

Boston, Massachusetts

Founded

2017

Simplify Jobs

Simplify's Take

What believers are saying

  • Raised $50M from Gallatin Point Capital to expand homeowner products in 16 states.
  • Deployed over $2.3B serving 22,000 homeowners amid high borrowing rates.
  • Closed $278M securitization in 2024 and $300M in 2025 for scalable funding.

What critics are saying

  • Massachusetts AG lawsuit filed February 2025 deems products illegal reverse mortgages.
  • New Jersey class action filed February 2026 alleges predatory high-risk loans.
  • Point and Unison erode customers with superior pricing and wider availability.

What makes Hometap unique

  • Hometap provides debt-free home equity investments up to $600,000 without monthly payments.
  • Homeowners receive lump sum for future home value share upon sale or buyback.
  • Operates in 17 states including California, Florida, and New York since 2017.

Help us improve and share your feedback! Did you find this helpful?

Benefits

401k plan with match

Commuter benefits

Healthcare coverage

Flexible work schedule

Paid parental leave

Unlimited PTO

Learning & development

Generous share package

Growth & Insights and Company News

Headcount

6 month growth

4%

1 year growth

2%

2 year growth

3%
HousingWire
Dec 9th, 2025
Hometap secures $50M to expand homeowner solutions

Hometap secures $50M to expand homeowner solutions. Boston-based fintech Hometap announced on Tuesday that it has raised $50 million in funding led by affiliates of Gallatin Point Capital. Per a release, Hometap, which operates in 16 states and Washington, D.C., will use the funds to "accelerate the adoption of its homeowner-first products that help homeowners address life's challenges and opportunities without adding to their monthly expenses."

FinancialContent
Dec 9th, 2025
Hometap raises $50M from Gallatin Point to expand home equity investment solutions

Hometap, a Boston-based fintech company, has secured $50 million in funding led by affiliates of Gallatin Point Capital. The investment will help expand the company's home equity financing solutions. Founded in 2017, Hometap offers home equity investments that provide homeowners with cash in exchange for a percentage of their home's future value, without requiring monthly payments. Since inception, the company has deployed over $2.3 billion in home equity investments, serving more than 22,000 homeowners across the US. The funding comes as homeowners face rising costs and elevated borrowing rates, driving demand for alternative financing options. Hometap plans to use the capital to invest in tools, technology and education whilst broadening its suite of homeowner-focused products beyond its core offering.

PYMNTS
Apr 16th, 2025
How Payments Innovation Underpins All-Weather Businesses And Resilient Supply Chains

In times of uncertainty, cash flow isn’t just king; it can be the entire royal court. For decades, payments have been the underappreciated plumbing of commerce, something viewed as essential but rarely strategic. Today, that paradigm has shifted dramatically. Against a backdrop where economic volatility has become the norm rather than the exception, “all-weather” businesses [] The post How Payments Innovation Underpins All-Weather Businesses and Resilient Supply Chains appeared first on PYMNTS.com.

PYMNTS
Feb 25th, 2025
3 Ways Cfos Balance The Capital Stack To Drive Growth

How businesses manage their working capital can be the difference between surviving and thriving. With today’s interest rates fluctuating and supply chains rocked by uncertainty, forward-thinking chief financial officers are keeping their eyes on the ultimate operational prize of balancing their working capital stack, which can include cash, inventory, receivables and payables, by maintaining liquidity, profitability and stability. Too much cash on hand? Businesses could be losing out on investment and innovation opportunities. Too little? Firms might be heading for a liquidity crisis. It’s a delicate dance, and only the most agile CFOs can keep the rhythm

Ballard Spahr
Feb 24th, 2025
Massachusetts AG sues Hometap, saying company offers illegal home equity investments that really are reverse mortgages

Massachusetts AG sues Hometap, saying company offers illegal home equity investments that really are reverse mortgages.

INACTIVE