Sunflower Bank

Offers personal, business, mortgage financial services

Mortgage Loan Officer

Retail & Commercial BankingConfirmed live in the last 24 hours

Full-timeTroy, MI, USANo salary listedIn-person

About the Job

Requirements

Must currently be licensed to originate mortgage loans in the State of Michigan.
Must have sales experience.

Responsibilities

Provide sales support and communicate with customers, processors, and management from loan pre-qualification through loan closing.
Complete mortgage applications using the GMC loan product system, including initial mortgage policy and government regulations.
Maintain all Loan Officer licenses in good standing in the states where authorized to conduct business and perform services.
Pre-qualify potential borrowers according to policies, procedures, and applicable law; collect and analyze applicants’ financial information and assess their financial circumstances to determine whether the applicant and property qualify for a particular loan.
Assist potential borrowers in identifying and securing a mortgage loan appropriate to their financial circumstances.
Make inquiries about verified and documented applicant information, including income, assets, investments, debt, credit history, prior bankruptcies, judgments, liens, and property characteristics.
Advise potential borrowers about the risks and benefits of loan alternatives, including options and variables; obtain and present loan options for each type of transaction the borrower is interested in, such as fixed-rate and adjustable-rate loans.
Maintain knowledge of changes in market conditions, loan products and variations, and compliance.
Meet ongoing deadlines related to loan originations.
Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state and federal laws and regulations.
Perform other duties as assigned.

Job Description

Each Guardian Mortgage Loan Officer brings happiness and security to our clients by matching them to financially successful home mortgage loans in a timely, accurate and complaint manner.

Provide sales support and strong communication to customers, processors, and management from loan pre-qualification to loan closing.
Complete mortgage applications using GMC loan product system, including initial Mortgage policy and government regulations.
Maintain in good standing all Loan Officer Licenses in State(s) for which Loan Officer is authorized to conduct business and performs services.
Pre-Qualify potential borrowers according to policies and procedures and applicable law, collect and analyze each applicant’s financial information and assess financial circumstances to determine whether applicant and property qualify for a particular loan.
Assist potential borrowers in identifying and securing a mortgage loan appropriate for individual financial circumstances.
Make inquiries of verified and documented information with respect to applicant’s income, assets, investments, debt, credit history, prior bankruptcies, judgments, and liens, as well as characteristics of the property.
Advise potential borrowers of risks/benefits of loan alternatives, including options & variables. Obtain and present loan options for each type of loan transaction the potential borrower has expressed interest (e.g., a fixed-rate loan, adjustable rate loan, etc.).
Maintain high level knowledge of changes in market conditions, loan products & variations, and compliance.
Consistently hit ongoing deadlines regarding loan originations, etc.
Meet rules, obligations, timelines, and deadlines to comply with company policy, contracts, investor guidelines, lending programs, and state/federal law and regulation.
Other duties as assigned.

Qualifications

Must be currently licensed to originate mortgage loans in the State of Michigan

Sales Experience

Must be highly motivated with a strong work ethic

Additional Information

To apply for this position, please submit a current resume and other materials to:

edleclair @ gmc-inc.com

About the Company

Sunflower Bank

Offers personal, business, mortgage financial services

Sunflower Bank provides a full range of personal, business, and wealth management financial services, including Guardian Mortgage for home loans. Its products work through relationship-focused banking delivered via a regional structure with local expertise; Guardian Mortgage originates residential mortgages while other offerings handle everyday banking and lending with advisory support. It differentiates itself by emphasizing long-term relationships and deep community roots across the Sunflower Bank, First National 1870, and Guardian Mortgage brands. Its goal is to create possibilities in customers’ lives and communities by offering practical financial solutions with steady, local support.

Company size: 1,001-5,000
Company stage: Not listed
Total funding: Not listed
Headquarters: Denver, CO
Founded: 1892

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