Full-Time
Posted on 5/9/2026
Cloud banking platform for loan origination
No salary listed
Dubai - United Arab Emirates
In Person
nCino provides cloud-based banking software for financial institutions through a SaaS platform. Its Bank Operating System combines loan origination, customer relationship management, and regulatory compliance into one integrated workflow accessible via subscription, with additional revenue from implementation and support services. The company expanded its capabilities by acquiring SimpleNexus to enhance its mobile mortgage technology. Its goal is to help banks operate more efficiently, cut costs, and deliver better service, while growing market share through product expansion and ecosystem enhancements.
Company Size
1,001-5,000
Company Stage
IPO
Headquarters
Wilmington, North Carolina
Founded
2012
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Remote Work Options
Professional Development Budget
Flexible Work Hours
nCino offering new scholarship for CFCC tech, business students. Updated: Apr. 30, 2026 at 7:59 AM PDT WILMINGTON, N.C. (WECT) - nCino is now offering new scholarships for students in partnership with the Cape Fear Community College Foundation. According to the company, the "Curious Minds, Bold Ideas Scholarship" will provide funds to Cape Fear Community College (CFCC) students pursuing degrees in business, technology and related fields, including: * Accounting and Finance * Business Administration * Business Analytics * Information Technology * Information Technology (Artificial Intelligence) * Cyber Security It will be distributed yearly as individual $1,000 awards to up to ten CFCC students. Scholarship recipients are picked through a blind review process, and must keep a cumulative GPA of 3.0 or higher and demonstrate financial need to be eligible. "These scholarships will help remove financial barriers and create opportunities for students pursuing careers in business and technology, fields that are experiencing significant growth and are vital to the continued success of our region's economy," Jim Morton, CFCC president, said.
nCino reported fourth-quarter results above Wall Street expectations, with revenue of $149.7 million beating estimates by 1.3% and adjusted earnings per share of $0.37 exceeding forecasts by 72.2%. The banking software company's annual contract value grew 17% year-on-year. CEO Sean Desmond attributed the performance to robust adoption of AI-powered features and the company's platform pricing model. Management highlighted expanding commitments from existing customers and momentum in both US and international markets. During the earnings call, analysts questioned whether AI orchestration could erode nCino's competitive advantage. Desmond responded that compliance requirements and data integration challenges position the company well. The firm also discussed customer response to platform pricing and provided updates on its Sandbox and DocFox acquisitions, with DocFox's onboarding solution entering broader commercialisation.
Morgan Stanley has raised its price target on nCino (NASDAQ:NCNO) to $23 from $21, maintaining an Overweight rating. The upgrade follows stronger-than-expected traction in pricing and Banking Advisor attach rates, which the firm believes could support growth acceleration into FY27 and beyond. On 31st March 2026, nCino reported fourth-quarter earnings per share of 37 cents, beating the 21-cent consensus estimate, though revenue of $141.37 million fell short of the $147.41 million consensus. CEO Sean Desmond cited record bookings and strong demand for AI-driven solutions. Barclays also raised its price target to $22 from $21, whilst Piper Sandler upgraded the stock to Overweight from Neutral with a $22 price target, highlighting improved execution and clearer growth visibility.
Banking software provider nCino reported better-than-expected fourth-quarter revenue of $149.7 million, up 5.9% year on year, beating analyst estimates by 1.3%. The company's non-GAAP profit of $0.37 per share exceeded consensus by 72.2%. Management attributed the strong performance to robust adoption of AI-powered features, with over 170 customers purchasing AI intelligence units and usage increasing 25-fold in credit review functions since October. The company's platform pricing model now accounts for 38% of annual contract value, supporting larger multiyear deals. nCino guided first-quarter revenue of $155.5 million at the midpoint, 1.6% above analyst expectations. The company appointed Keith Kettell as chief revenue officer to consolidate global sales operations. Nearly 500 financial institutions have authorised nCino to process their data for benchmarking and AI-driven products.
nCino stock surged 10% on Wednesday after the software company reported fourth-quarter results that exceeded Wall Street expectations. The company posted adjusted earnings per share of $0.37, beating analyst estimates by $0.16, whilst revenue reached $149.67 million, surpassing forecasts by $2.26 million. Subscription sales accounted for 88% of total revenue, up from 86% in the prior-year period. Annual contract value increased 17% year over year. For fiscal 2027, nCino projects revenue between $639 million and $643 million, with subscription revenue of $569 million to $573 million. The company expects adjusted operating income to jump from $129.4 million to between $165 million and $170 million, as it continues adding new customers and expanding spending from existing clients.