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Santander

Global retail and commercial banking group

Head of Individual Strategy and Value Proposition

Corporate StrategyUpdated on Nov 10
Full-timeSantiago, Santiago Metropolitan Region, ChileNo salary listed

About the Job

Requirements

  • At least 8 years of experience in commercial strategy and defining value propositions, products, and pricing, with strong financial analysis capability.
  • Demonstrated experience leading projects, ideas, and multidisciplinary teams.
  • Professional degree in Commercial Engineering, Civil Engineering, Economics, or a related career.
  • Advanced English proficiency (B2).
  • Ability to interpret financial reports and budgets to support decision-making.
  • Proficiency with analysis tools and data handling.
  • Analytical ability with a commercial perspective.
  • Ability to lead multidisciplinary teams and projects.
  • Ability to work collaboratively and maintain a focus on results and customers.
  • Ability to resolve issues and act proactively.

Responsibilities

  • Map the individual-customer market and identify opportunities to solve problems and needs in order to maximize the income statement.
  • Develop the value proposition for the Individuals segment, from customer needs through products, services, and channels to promotion through different routes.
  • Specify the appropriate service model for each Individuals segment customer in collaboration with the Commercial Model team.
  • Establish the channels through which the value proposition will be offered, with a focus on digitalization.
  • Specify priorities for developing technology solutions that meet the needs of the Individuals segment.
  • Identify opportunities and carry out projects that support customer growth and profitability ambitions.
  • Ensure the incorporation of artificial intelligence into models and processes related to the segment.

Desired Qualifications

  • An MBA.

About the Company

Santander

Global retail and commercial banking group

Santander is a global bank focusing on retail and commercial banking in Europe and the Americas, serving individuals and SMEs with regional franchises and a broad consumer finance arm, plus a Corporate & Investment Banking division for multinational clients. It uses its Gravity cloud platform to migrate core banking and rapidly deploy digital services such as Openbank across markets, combining fintech-style agility with a bank's balance sheet. The bank differentiates itself by marrying a large retail footprint with global CIB capabilities under the One Santander verticals model to boost efficiency and cross-border revenue. Its goals include improving returns on tangible equity and financing the green economy through sustainable finance and renewable energy projects.

Company size
10,001+
Company stage
IPO
Headquarters
Boadilla del Monte, Spain
Founded
1902

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