V

Viva.com

Cloud-based neobank offering payment processing

Regulatory Lawyer - Banking

Full-TimeUpdated
No salary listed
Senior
Bachelor's, Master's
Athens, Greece
In PersonOn-site in Athens, Greece.
LegalLegal Counsel & Legal Support

About the job

Requirements
  • At least 5 years of overall experience in legal or regulatory functions, including 3 or more years in a senior role within a credit institution, law firm, or consulting firm.
  • A university degree in Law.
  • A deep understanding of Greek and European Union financial services regulations, particularly banking frameworks and supervision, including CRR, CRD, and DORA.
  • Familiarity with artificial intelligence tools in legal and compliance practice, such as AI-based legal research, contract review automation, and document management platforms.
  • Fluency in English.
  • Project management and problem-solving skills, with the ability to work independently and collaboratively.
Responsibilities
  • Provide regulatory compliance advice to senior management, business and product owners, and other company stakeholders.
  • Ensure the company captures and monitors relevant legal and regulatory developments, identifies resulting legal risks, and trains involved personnel.
  • Liaise with external legal advisers and local regulatory and supervisory authorities.
  • Liaise with internal control functions, ensure alignment, and schedule meetings as necessary.
  • Draft or review company policies and procedures and support their rollout.
  • Support and develop the company’s control systems to prevent or address violations of legal guidelines and internal policies.
  • Prepare reports for the Board of Directors and company committees on regulatory and legal matters.
  • Conduct regulatory and legal risk assessments.
Desired Qualifications
  • Direct exposure to financial services regulators is highly valued.
  • A master’s degree in European Banking/Payments Regulation, Risk Management, or a related field is a strong advantage.

About the company

Viva Wallet provides cloud-based payment processing and banking services for merchants across 24 countries, including online gateways, POS terminals, and business accounts with local IBANs and corporate debit cards. Its platform on Microsoft Azure supports 30+ payment methods and features like Tap to Pay on iPhone/Tap on Phone and a Smart Checkout that localizes language, currency, and payment options to improve conversions. A key differentiator is the 0% commission model for merchants who use both card acceptance and Viva Wallet’s corporate debit card, plus its licensed European neobank status and merchant cash‑advance capability. The company aims to simplify cross-border payments for merchants and expand its European footprint in payments, banking services, and mobile card acceptance.

Company Size

501-1,000

Company Stage

Acquired

Total Funding

$178.5M

Headquarters

Athens, Greece

Founded

2010

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Simplify Jobs

Simplify's Take

What believers are saying

  • May 14, 2026 expansion added Estonia, Latvia, Lithuania, Slovakia, and Slovenia.
  • July 22, 2026 Wero added 57 million users to Viva.com's checkout options.
  • Fiskaltrust gives Viva.com fiscalisation software, winning ERP and POS vendor integrations.

What critics are saying

  • J.P. Morgan sued Viva in September 2026, seeking €916 million and control leverage.
  • The valuation war blocks management, distracts engineers, and threatens a forced sale.
  • A court-triggered ownership shift would fracture founder control and end Viva's independence.

What makes Viva.com unique

  • Viva.com combines payments, banking, and financing on one regulated European platform.
  • Its Tap on Phone and Tap to Pay coverage spans 29 countries by May 2026.
  • Wero integration and 400-plus partners deepen local payment acceptance across Europe.

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Benefits

  • Health Insurance
  • Performance Bonus
  • Professional Development Budget
  • Wellness Program

Growth & Insights and Company News

6 month growth

0%

1 year growth

0%

2 year growth

-2%
Yahoo Finance
Jul 23rd, 2026
Viva.com joins European Payments Initiative to integrate Wero wallet across 29 markets

Viva.com has joined the European Payments Initiative (EPI), integrating the Wero digital wallet into its payments and banking platform. The integration will initially launch in Belgium, France and Germany, with additional countries to follow as Wero expands. Viva.com operates as a pan-European banking infrastructure across 29 markets, providing services including card acceptance and payment gateways for businesses. Wero will join more than 40 payment methods available through its platform. The Wero digital wallet supports instant account-to-account transfers and reportedly has more than 57 million users across Europe. Viva.com also plans to support Wero's expansion into NFC-based in-store acceptance when available. Earlier this year, Global Payments' Worldpay business joined EPI as a principal member.

Coindoo
Jul 22nd, 2025
UK Court Blocks JPMorgan's $1.1B Viva Bid

A UK court has blocked JPMorgan Chase's $1.1 billion lawsuit against Greek fintech Viva Wallet. The dispute arose from JPMorgan's 2022 acquisition of a 48.5% stake in Viva, with an option to buy the remaining shares if Viva's valuation fell below €5 billion by July 30, 2025. JPMorgan alleged Viva obstructed growth to maintain its valuation above the threshold, but the court halted the bank's efforts to trigger the buyout option.

Viva.com
Feb 19th, 2025
Viva.com Acquires Majority Stake in Fiskaltrust - viva.com

Viva.com Acquires Majority Stake in Fiskaltrust to Become the First in Europe to Offer Payments & Banking Solution, Integrated with Fiscalisation Services.

BilKuj
Jan 9th, 2025
JPMorgan Takes Legal Action Against Viva Wallet In Ongoing Valuation Dispute

JPMorgan Chase & Co. (NYSE: JPM) has filed two lawsuits against Greece's Viva Wallet, escalating a long-standing legal battle over the fintech company's valuation.

Greek City Times
Jan 8th, 2025
JP Morgan Sues Viva Wallet in Ongoing Dispute Over Valuation

JP Morgan sues Viva Wallet in ongoing dispute over valuation.