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Navan

Runs business travel and expense management

Fraud Strategy Decision Scientist

Risk ManagementConfirmed live in the last 24 hours
Full-timeDallas, TX, USANo salary listedIn-person

About the Job

Requirements

  • At least 7 years of experience in fraud strategy, fraud analytics, or financial crime risk management.
  • Experience designing and managing fraud rules, policies, and decision strategies in production environments.
  • Understanding of how machine learning models and features inform fraud decisions.
  • Proficiency in SQL and working knowledge of Python for analysis and strategy validation.
  • Experience with large-scale data platforms such as Snowflake, Databricks, or Spark.
  • Understanding of card payments, transaction flows, identity verification, and fraud typologies including account takeover, synthetic identity, first-party fraud, third-party fraud, and scams.
  • Ability to partner with Data Science, Engineering, Product, and Fraud Operations teams.
  • Ability to translate complex data into actionable strategy decisions.
  • Bachelor's degree in a quantitative or analytical field.

Responsibilities

  • Own and drive fraud strategy for key risk areas across travel and expense, balancing fraud loss reduction with customer experience.
  • Design and evolve fraud rules, thresholds, and decision workflows informed by data science models, machine learning features, and investigative insights.
  • Partner with Data Science teams to translate machine learning model outputs and features into effective, explainable fraud strategies.
  • Lead strategy development across onboarding, payments, expense submissions, and transaction monitoring.
  • Apply trend analysis, segmentation, clustering, and network analysis to identify emerging fraud patterns and control gaps.
  • Perform root-cause analysis and loss attribution, quantify financial impact, and prioritize strategy improvements.
  • Own strategy performance metrics, including fraud loss, approval rates, false positives, and customer friction.
  • Collaborate with Fraud Operations to ensure strategies are operationally executable and continuously optimized.
  • Partner with Engineering and Product to implement fraud strategies in real-time and batch decisioning systems.
  • Drive experimentation and A/B testing of rules, thresholds, and model-driven strategies.
  • Contribute to the long-term fraud strategy roadmap, including tooling, rule engines, model integration, and automation.
  • Support vendor evaluations and third-party data integrations to enhance detection signals.
  • Mentor junior fraud strategists and analysts, setting best practices for strategy design, documentation, and governance.

Desired Qualifications

  • Experience in fintech, payments, travel, or e-commerce environments.
  • Master's degree preferred.

About the Company

Navan

Runs business travel and expense management

Navan runs a business travel and expense platform for companies, combining trip booking with tools that let finance teams track and control employee spending. Travelers search flights, hotels, trains, and rental cars through its website or mobile app, while administrators set booking limits and approval rules. Its expense software captures receipts, categorizes purchases, reimburses employees, and sends records to accounting systems, keeping travel and finance work in the same service. The company earns usage fees from its travel and payments business alongside software subscriptions. Navan was founded in 2015 and is headquartered in Palo Alto, California.

Company size
1,001-5,000
Company stage
IPO
Headquarters
Palo Alto, CA
Founded
2015

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