G

Georgia's Own Credit Union

Credit union offering savings and loans

Vice President – Product & Marketing

Full-Time
No salary listed
Expert
Bachelor's, Master's, MBA
Atlanta, GA, USA
HybridHybrid work arrangement; employees work both in-office and remotely.
Growth & MarketingGrowth Marketing, Marketing Generalist & Management

About the job

Requirements
  • A bachelor's degree in Business Administration, Marketing, Finance, Economics, Analytics, or a related field is required.
  • At least 10 years of progressively responsible experience in product management, marketing, growth, strategy, or related disciplines, including significant leadership experience.
  • Strong understanding of consumer deposits, checking, payments and cards, and lending products.
  • Demonstrated success developing and executing product and marketing strategies that produce measurable acquisition, adoption, retention, balance growth, and financial results.
  • Experience creating and managing dashboards, performance reporting, forecasts, financial models, and business cases, and using them to make and evaluate operating and investment decisions.
  • Experience developing pricing strategies and assessing product economics, profitability, and return on investment, including evaluating how product and marketing decisions affect funding costs, deposit and loan mix, and balance sheet performance.
  • Experience with marketing attribution, campaign measurement, segmentation, experimentation, and customer or member analytics, including evaluation of incremental business outcomes.
  • Experience partnering with Finance and enterprise reporting and analytics teams to define analytical requirements, validate assumptions, resolve data issues, and implement business recommendations.
  • Proficiency with spreadsheet modeling, business intelligence and visualization tools, and marketing analytics platforms, and ability to work directly with data and models and evaluate analytical methods, assumptions, and limitations.
  • Experience leading organizational change, building capabilities, developing high-performing teams, and delivering results across functional boundaries.
  • Ability to connect enterprise objectives to product, pricing, marketing, and investment decisions; frame business questions, interpret complex data, test assumptions, and make evidence-based recommendations.
  • Ability to move between strategic planning and detailed execution, make timely decisions, and follow through on results.
  • Strong command of product strategy and lifecycle management, member research, product economics, prioritization, and performance management.
  • Strong understanding of brand strategy, creative development, digital and lifecycle marketing, personalization, attribution, and campaign optimization.
  • Ability to balance member value with sustainable financial performance and explain tradeoffs among growth, profitability, funding needs, and risk.
  • Ability to challenge established approaches constructively, lead change, and build productive partnerships across business, analytical, financial, and control functions.
  • Ability to communicate complex analysis clearly, influence decisions, and establish accountability.
  • Commitment to data accuracy, disciplined measurement, continuous improvement, and enterprise governance standards.
  • Ability to perform the essential job duties, communicate face to face or through technology, and perform office duties including sitting, standing, and lifting or pushing up to 10 pounds, with or without reasonable accommodation.
  • For positions with lending responsibilities, comply with SAFE Act requirements and Credit Union policies and procedures, keep NMLS registration current, and notify the Credit Union within 30 days of changes to the NMLS registry.
Responsibilities
  • Develop and execute an enterprise product and marketing strategy aligned with financial objectives, member needs, and growth priorities, with clear measures of success and accountability for results.
  • Partner with Enterprise Reporting & Analytics and Finance to identify business questions, prioritize analytical work, develop shared insights, and translate findings into product, pricing, marketing, and balance sheet decisions.
  • Translate balance sheet objectives into coordinated deposit, lending, and marketing strategies, evaluating effects on funding mix, cost of funds, liquidity, net interest margin, and product and relationship profitability.
  • Lead development, evaluation, implementation, and ongoing review of product pricing and promotional recommendations within established approval authority, considering competitive positioning, member value, funding costs, expected credit losses, operating costs, and financial return.
  • Model pricing alternatives and member responses, including rate sensitivity, deposit retention and runoff, internal balance migration, and loan demand; distinguish new money and incremental growth from transfers among existing products and evaluate promotional offers' full cost.
  • Develop and maintain product economics models, growth forecasts, business cases, and scenario and sensitivity analyses with Finance and Enterprise Reporting & Analytics; document assumptions and evaluate expected balances, revenue, expenses, profitability, and return on investment.
  • Compare actual results with forecasts and business cases, investigate variances, update assumptions and recommendations, and adjust pricing, product design, campaigns, and resource allocation based on findings.
  • Own the creation, implementation, maintenance, and continuous improvement of Product and Marketing dashboards, scorecards, and recurring and ad hoc reporting; define requirements, cadence, and accountable owners, and build scalable reporting with Enterprise Reporting & Analytics.
  • Establish consistent metric definitions, trusted data sources, and reconciliation and quality controls with Enterprise Reporting & Analytics and Finance; ensure reporting and models meet enterprise standards for data governance, access, documentation, and appropriate use.
  • Establish product and marketing measures for acquisition, activation, utilization, retention, relationship depth, balance growth, profitability, and member experience; analyze performance by product, member segment, channel, campaign, and acquisition cohort.
  • Lead performance reviews that explain results, identify opportunities or underperformance, assign corrective actions, present recommendations to leadership, and track decisions through implementation and measured outcomes.
  • Develop and manage marketing attribution with Enterprise Reporting & Analytics, Finance, and channel partners; connect campaigns and spend to applications, funded accounts and loans, retained balances, revenue, and profitability across digital and assisted channels, documenting assumptions and limitations.
  • Establish controlled testing of offers, pricing, targeting, and creative; measure incremental lift, acquisition cost, member lifetime value, and return on marketing investment to guide spending and campaign optimization.
  • Lead the strategy, development, management, and lifecycle of the consumer product portfolio, including deposits, checking, payments and cards, lending, and other assigned products and services; recommend enhancements, redesign, consolidation, or retirement based on member value, economics, and performance.
  • Maintain a prioritized product roadmap informed by member research, competitive intelligence, market trends, financial models, and enterprise strategy; identify and evaluate products, features, partnerships, and capabilities that address member needs and support sustainable growth.
  • Establish competitive intelligence and member research capabilities, combining market and financial data, behavioral analysis, member feedback, and qualitative research to inform product design, pricing, positioning, and segmentation.
  • Establish product development and launch processes that define member need, target audience, business case, operational and technology requirements, implementation plan, and success measures; assign accountability for adoption and financial performance after launch.
  • Lead marketing and brand strategy to strengthen the Credit Union's value proposition and drive measurable member acquisition, engagement, deposit and loan growth, and relationship expansion; ensure creative, content, and communications are compelling, consistent, and relevant to intended audiences.
  • Develop segmentation, targeting, personalization, and lifecycle marketing strategies using member behavior and relationship data; improve onboarding, activation, product adoption, cross-sell, retention, and reengagement through coordinated campaigns and ongoing testing.
  • Lead integrated go-to-market planning for products, enhancements, campaigns, and strategic initiatives; align Product, Marketing, Digital, frontline teams, and other partners on positioning, offers, employee readiness, member communications, and performance expectations.
  • Partner with Digital, Technology, Retail, Lending, and Operations to improve acquisition and product adoption across channels; use funnel and journey analysis to identify friction from initial interest through application, funding, activation, and ongoing use, and drive improvements in conversion and experience.
  • Develop and manage Product and Marketing budgets, vendor relationships, and technology investments; allocate and reallocate resources based on priorities, expected financial contribution, measured results, and execution capacity.
  • Lead, develop, and manage Product and Marketing teams with clear roles, goals, and accountability; build analytical and financial fluency and assess the talent, technology, data, and processes needed to improve performance.
  • Create a culture of curiosity, experimentation, urgency, and accountability; challenge legacy assumptions, make timely evidence-based decisions, and lead teams and business partners through change while maintaining execution discipline.
  • Work with Executive Management and business leaders on enterprise priorities, growth opportunities, and competitive developments; communicate complex analysis, explain tradeoffs, and recommend evidence-supported actions.
  • Maintain understanding of financial services trends, emerging technologies, changing member expectations, and regulatory considerations; ensure Product and Marketing activities comply with applicable laws, regulations, Credit Union policies, brand standards, and risk management expectations.
  • Participate in or lead special projects and Credit Union initiatives and perform other assigned duties.
Desired Qualifications
  • A Master of Business Administration or another relevant advanced degree is preferred.
  • Experience in financial services, banking, credit unions, fintech, payments, or another complex consumer financial services environment is strongly preferred.

About the company

G

Georgia's Own Credit Union

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Georgia's Own Credit Union is a member-owned financial cooperative offering savings, checking, CDs, IRAs, auto and personal loans, mortgages, credit cards, and online/mobile banking. Members open accounts and use services through branches, shared branches, and digital platforms; loans and mortgages are funded for members with favorable terms, and online/mobile tools let users view balances, transfer funds, pay bills, and apply for loans. It differentiates itself with over $4 billion in assets, a field of membership spanning 430 sponsor companies, broad geographic reach across Georgia, and extensive shared branching, all supported by a not-for-profit, people-helping-people model. Its goal is to provide competitive financial products, high-quality service, and convenient access to tools that help members reach their financial goals and support their communities.

Company Size

201-500

Company Stage

N/A

Total Funding

N/A

Headquarters

Atlanta, Georgia

Founded

N/A

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Simplify's Take

What believers are saying

  • Equifax said Georgia's Own adopted VantageScore 4.0 in April 2026, cutting score costs roughly 50%.
  • Provision IAM supports over 50 institutions, giving Georgia's Own operational compliance leverage in 2026.
  • Georgia's Own continues member acquisition with January 2026 checking bonuses up to $200.

What critics are saying

  • July 1, 2026 service adjustments hit Americus, Augusta Main, Blackshear, East Albany, Eastman, Evans, Folkston, Kingsland, and Waycross.
  • Zelle arrived in July 2026, signaling Georgia's Own lagged peers on basic member payments.
  • Branch rationalization and a self-service Engagement Center increase churn risk in rural Georgia.

What makes Georgia's Own Credit Union unique

  • Georgia's Own added Zelle in 2026, closing a major digital-payments gap.
  • Georgia's Own bought Provision IAM exposure through a $1 million 2026 strategic investment.
  • Georgia's Own retains a broad Georgia branch network across Atlanta, Augusta, Savannah, and rural markets.

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Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Company Match
  • Remote Work Options
  • Hybrid Work Options

Company News

FinancialContent
Jun 8th, 2026
Reset raises $6M seed funding from credit union customers to expand earned wage access platform

Reset, an earned wage access platform for credit unions and community banks, has raised $6 million in seed funding, bringing total capital raised to over $8 million. More than two-thirds of the round came from credit union customers, including Georgia's Own Credit Union, InTouch Credit Union, Chartway Credit Union, VyStar Credit Union and One Washington Financial. The platform embeds into financial institutions' technology stacks, allowing members to access earned wages daily through a credit union-issued card. Reset cardholders show a 27% increase in deposits, maintain checking balances 36% higher than previous levels and generate 20% more credit interchange revenue for their institutions. The company will use the funding to expand sales capacity, deepen product development and accelerate deployments. Reset was recently named to Filene Research Institute's FiLab programme and is piloting with six credit unions representing 1.2 million members.

PR Newswire
May 20th, 2026
Georgia's Own and InTouch credit unions invest $1.25M in Provision IAM's identity management platform

Provision IAM, a provider of identity and access management platforms for credit unions and community financial institutions, has secured strategic investments from two credit unions. Georgia's Own Holdings invested $1 million, whilst InTouch Credit Union invested $250,000. Representatives from both credit unions will join Provision IAM's newly established Customer Advisory Board, with Georgia's Own also participating at board level. The investments reflect growing industry focus on identity governance, audit readiness and compliance automation as operational priorities. Georgia's Own Credit Union was already using Provision IAM's platform before investing. The company's SaaS-based platform automates policy management, audit reporting and access reviews for financial institutions. Provision IAM currently supports over 50 financial institutions nationwide and is engaging with additional credit unions for its advisory board.

American Red Cross
Mar 25th, 2024
Support disaster relief when #HelpCantWait on Red Cross Giving Day, March 27

The Red Cross of Georgia has partnered with Georgia's Own Credit Union to mark Giving Day.

WTOC
Oct 9th, 2023
Feed the Hungry hosts Community Day food giveaway

Feed the Hungry partnered up with Georgia's Own Credit Union to giveaway more than 600 meal kits.

PYMNTS
Jun 20th, 2023
Jack Henry Adds Ai-Based Fraud Detection To Digital Payments Platform

Jack Henry has launched a real-time, artificial intelligence (AI)-based fraud mitigation feature. The new Payrailz Fraud Monitor, which joins the FinTech company’s Payrailz Digital Payments Platform, supports multiple payment types and detects fraud when payment transactions are initiated, Jack Henry said in a Tuesday (June 20) press release. “We’re excited to offer Fraud Monitor to our clients and empower them with a sophisticated, AI-driven feature that scores 100% of P2P [person-to-person], A2A [account-to-account] and bill payments in real time,” Jack Henry President of Payment Solutions Tede Forman said in the release. “The ability to leverage transaction attributes, user profiles and atypical behavior patterns uniquely balances the ability to immediately detect and prevent fraudulent transactions with a frictionless payments experience.”