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Genki

Genki

Worldwide health insurance via subscription platform

Mid-Level Backend Developer

Full-Time
€5k/mo

+ Employee equity participation

Mid
Remote in Germany
Remote

Fully remote from anywhere in the world, with a few hours of daily overlap around German business hours.

About the job

Requirements
  • Experience working on larger backend systems in production and understanding their complexity.
  • Experience working in complex product domains and ramping up quickly on non-obvious business logic.
  • Comfort with event sourcing, event-driven architecture, or similar patterns.
  • Commitment to readable code, meaningful tests, and clean APIs.
  • Some hands-on experience with AI-agentic development tools such as Claude Code, Codex, or similar tools.
  • Ability to work effectively in a startup or scaleup environment with pace and ambiguity.
  • Ability to work in a fully remote, async-first team and communicate clearly without relying on meetings.
  • Availability for a few hours of daily overlap around German business hours.
Responsibilities
  • Build and evolve the core backend system powering the company's products and operations.
  • Build new features, improve testability and reliability, and help evolve the architecture over time.
  • Develop a deep understanding of complex product domains and make decisions with incomplete information.
  • Use and deepen experience with AI-agentic development tools.

About the company

Genki offers worldwide health insurance for digital nomads, expatriates, and long-term travelers through two plans: Genki Traveler for short- to mid-term trips with worldwide coverage and no deductible (USA/Canada can be excluded to lower price), and Genki Native for long-term international coverage that can replace national plans and includes preventive care, dental, vision, mental health, and maternity. It acts as an insurance intermediary, partnering with underwriters such as Allianz, DR-WALTER, and Barmenia, while handling signup, management, and claims online. Plans are subscription-based with monthly payments and can be canceled anytime, with coverage that can be customized by destination. Genki targets the globally mobile population by offering a fully online, easy-to-use experience and reliable international coverage, aiming to simplify healthcare abroad for travelers and expatriates.

Company Size

11-50

Company Stage

N/A

Total Funding

$1M

Headquarters

Cologne, Germany

Founded

2021

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Simplify's Take

What believers are saying

  • Genki covered 75,000 travelers across 196 countries by July 2026, proving demand.
  • Wave Claims integration shortens claim submission and cuts manual processing costs.
  • Genki Native premium coverage for preventive, dental, mental health, and maternity broadens lifetime value.

What critics are saying

  • Allianz, DR-WALTER, and Barmenia underwriting dependencies limit Genki’s control over pricing and coverage.
  • German health-insurance regulation can trap product launches, commissions, and claims workflows in slow approvals.
  • A claims spike or fraud scandal would crush unit economics and damage trust fast.

What makes Genki unique

  • Genki’s July 2026 Wave Claims acquisition internalized AI claims processing and fraud detection.
  • Genki Traveler and Genki Native target nomads, expats, and long-term travelers worldwide.
  • Genki’s Cologne-registered, fully remote team sells insurance online with monthly cancellable plans.

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Benefits

Remote Work Options

Flexible Work Hours

Paid Vacation

Company Social Events

Company Equity

Growth & Insights and Company News

Headcount

6 month growth

↑ 0%

1 year growth

↓ -2%

2 year growth

↓ -2%
PR Newswire
Jul 19th, 2026
Genki acquires AI insurtech Wave Claims to automate health insurance processing

Genki, an international health insurance provider for digital nomads and long-term travellers, has acquired Cologne-based insurtech startup Wave Claims and its Claim OS software. This marks Genki's first acquisition. The deal brings AI and claims expertise in-house for Genki. Claim OS automates health insurance claims processing by reading invoices and medical documents, structuring data, coding diagnoses to international ICD standards, and flagging potential fraud. Human reviewers remain involved where judgment is needed. Genki will use the technology to improve claim submission, enabling members to know exactly which documents their claim requires at the point of filing. Since launching in 2021, Genki has covered more than 75,000 travellers from 196 countries.

PR Newswire
Jan 31st, 2023
Genki Launches Genki World Resident: International Health Insurance Fo

COLOGNE, Germany (PRWEB). January 31, 2023. Genki, the health and insurtech startup focused on digital nomads, is proud to announce Genki World Resident, an innovative international health insurance plan designed specifically for long-term digital nomads and nomad families