Salary Range: 85000 to 125000 (Currency: USD) (Pay period: per-year-salary)

IGNITE – Junior Loan Officer Training Program (Sales)

***Paid Training, Testing & Licensing***

Schedule: Open availability Monday–Friday, 8:00 AM–5:00 PM (No nights or weekends)

💰 First-Year Earnings Expectation: $85K–$125K and 2nd year earnings as Executive LO $200k+

📥 Unlimited inbound warm leads provided daily

About Independence Home Loans: Independence Home Loans is a rapidly expanding residential mortgage lender with branches across multiple states. Known for high volume, elite sales training, strong leadership, and a culture built on competition and growth, our Loan Officers consistently rank among the top producers nationwide.

The IGNITE Program is the launchpad for our next wave of high performers—designed to take driven individuals with zero mortgage experience and train them into fully licensed, high-producing Loan Officers.

This is not an internship or shadowing role. This is the start of a high six-figure career.

✅ What You’ll Do

·Train directly under top-producing Mortgage Bankers and leadership

·Apply real sales tactics through hands-on coaching

·Make and receive calls from warm, inbound leads

·Learn our CRM and loan origination technology

·Deliver high-quality customer service to clients and referral partners

·Participate in sales meetings, contests, and performance incentives

·Thrive in a fast-paced, competitive, results-driven environment

✅ Who We’re Looking For

·No mortgage experience needed—paid training provided

·Bachelor’s degree OR experience in sales, military, or commission-based roles

·Outgoing, competitive, and naturally strong with people

·Excellent communication skills (phone, written, and in-person)

·Highly motivated by income, growth, and performance

·Thrives under high expectations and fast-paced environments

·Self-starter with strong organization and problem-solving skills

·Someone who wants to win, not just work

✅ What You Get (Compensation & Perks)

·Base Salary + uncapped commissions

·First-Year Earnings Expectation: $85K–$125K; 2nd year earnings as Executive LO $200k+

·Company-paid licensing, testing and training.

·Time Off: 2 weeks PTO, 1-week sick time and 6 holidays per year.

·Champions Club eligibility (all-expense paid trip)

·Clear path to Senior Mortgage Banker (high six-figure potential)

·Medical, Dental, and Vision insurance

·401(k)

·Coaching, mentorship, and leadership development

·Fun, competitive, team-oriented culture

·Company events, incentives, and recognition programs

✅ The IGNITE Career Path - This program is built for people ready to:

·Earn while you train and make commissions too (3-month training program)

·Launch a long-term career in finance

·Become licensed quickly with paid education

·Grow into a top-producing Loan Officer with no earnings ceiling

✅ Location

Scottsdale, AZ 85251 - 100% onsite role (required)

If you’re someone who hustles, competes, learns fast, and wants to build a lucrative career—not just take a job—IGNITE was built for you.

About the company

Independent Home Loans is a residential mortgage broker that provides home loan options across purchase, refinance, and reverse mortgages. It works through wholesale lending channels to access lender rates and offers products including Conventional, FHA, USDA, VA, QM and Non-QM. The company emphasizes direct access to underwriters and processors and uses technology to streamline the loan process for faster, easier closings. Unlike retail banks, it aims for lower rates and greater transparency by avoiding hidden fees and backend points, with a pricing model and service designed to be straightforward and fully disclosed. Its goal is to deliver affordable loans with clear terms and responsive service, backed by licenses to operate in multiple states including UT, CA, TX, WA, CO and FL.

Company Size

11-50

Company Stage

N/A

Total Funding

N/A

Headquarters

Australia

Founded

2020

Get referred to Independence Home Loans

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Simplify's Take

What believers are saying

August 2026 lease expansion at The Galleria doubled Scottsdale office footprint.
Michelle Hedger leads enterprise technology and AI, supporting underwriting and origination efficiency.
Wide state licensing enables rapid market entry whenever mortgage volumes recover.

What critics are saying

BBB logged 123 complaints in three years, signaling persistent servicing or sales friction.
Federal Savings Bank sued Independence Home Loans in 2023, keeping litigation risk alive.
StopIHLCalls alleges illegal telemarketing; repeated call-abuse claims can trigger regulator scrutiny.

What makes Independence Home Loans unique

Scottsdale-based lender with nationwide licensing across 40-plus states, including California and Texas.
Eric Katz’s leadership team includes compliance, technology, and military-veteran operators.
March 2026 Irvine hiring and 253 LinkedIn employees show multi-market distribution reach.

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Benefits

Flexible Work Hours

Independence Home Loans

Junior Loan Officer Trainee

About the job