Analyst, Risk Management

The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders. 

The France CRO function is part of the Int’l CRO team, within Global Risk and Compliance (GRC). It is responsible for identifying and overseeing risk across all processes. 

How will you make an impact in this role?

The Analyst, Financial Risk Management France, within the GRC organization, is responsible for establishing the second line of defense framework for the areas under its responsibility for the French market.  We are seeking an experienced risk professional to be a part of this exciting journey.  The incumbent will identify, assess, measure, manage and report risk and strengthen the governance structure for our French businesses.

Minimum Qualifications

• 3-5 years of leadership experience in risk management or a similar role;
• Strong business acumen with a risk-reward control perspective;
• Experience in interacting with regulators and familiarity with UK’s regulatory landscape and requirements;
• Demonstrated ability to successfully manage multiple priorities under pressure;
• Fluency in French & English (verbal and written);
• Advanced degree in business, economics, engineering, or a related field is preferred.

Leadership Skills:

• Excellent relationship and influencing skills with the ability to build productive relationships across teams and levels of seniority; including senior leaders, board of directors, regulators, and stakeholders;
• Self-confident with a strong sense of integrity and the ability and willingness to challenge and be challenged;
• Proactive in identifying issues, delivering and escalating key findings, and advising on recommended solutions to correct issues or mitigate risks;
• Ability to communicate oversight findings to colleagues, business partners, and senior leaders;
• Strong verbal and written communication skills.

Considerations for sponsorship:  

Depending on factors such as business unit requirements, the nature of the position, cost and applicable laws, American Express may provide visa sponsorship for certain positions. 

• Participate in Risk Appetite Framework (RAF) refresh process and seek to align International Legal Entities (ILE) Financial Risk metrics with Enterprise (as far as possible)

• Provide Financial Risk credible challenge to Legal Entity (LE) projects, strategies and in the Change Advisory Forums. 

• Understand and speak to the Financial Risk profile of the LE based on aggregation of data and reporting

• Support the Sr Manager on Financial Risk for LE regulator, Audit and ILE Leadership, and requests for Financial Risk program/results requests

• Support ILE Financial Risk policies and frameworks, where required

• Contribute to influence Enterprise Financial Risk and Framework/Policies/Programs to ensure fit for purpose for ILE, and support ILE deployment of Enterprise Financial Risk programs 

• Support business on applicability and effective execution of Financial Risk frameworks 

• Contribute to coordinate with enterprise Risk Lead on 2nd Line testing, and/or support ILE Financial Risk testing & provide output of ILE testing to Enterprise for awareness and risk aggregation

• Contribute to an appropriate communication of risks between ILE and Enterprise 

• Support the ILE Chief Risk Officer (CRO) in their oversight duties aligned to the Risk Governance Framework and applicable polices

• Reviewing Issues and findings related to risk type impacting ILE, and overseeing effective remediation 

• 2nd Line of Defense ILE oversight contributor for Regulatory Change Managements relating to Risk Type. 

• Work with Enterprise team to develop LE metrics dashboard, including RAF metrics, aligned with applicable regs

• Support the review, approval and challenge applicable models impacting the ILE