Underwriter - Security Guard Program

What You'll Do

Underwriting & Risk Analysis

• Review new business, renewals, and endorsements for security guard and patrol service risks.
• Analyze exposures, loss history, operations, financial information, and risk characteristics.
• Determine pricing, terms, conditions, and coverage structures in accordance with underwriting guidelines.
• Exercise sound underwriting judgment to balance growth and profitability objectives.
• Issue quotations, bind coverage, and manage policy transactions within delegated authority.

Portfolio Management

• Manage and grow a profitable book of business.
• Monitor retention, rate adequacy, loss performance, and portfolio trends.
• Identify opportunities to expand accounts through additional coverages and product offerings.
• Participate in renewal strategy discussions and underwriting audits.

Agency & Broker Partnership

• Develop and maintain strong relationships with retail agents and brokerage partners.
• Serve as a trusted advisor on security guard industry risks and insurance solutions.
• Respond promptly to submissions, coverage questions, and underwriting inquiries.
• Support marketing initiatives, agency visits, and industry events as needed.

Collaboration

• Partner with leadership, carrier partners, and business development teams to achieve growth objectives.
• Work closely with underwriting assistants, operations, and service teams to ensure a seamless customer experience.
• Assist in refining underwriting guidelines, processes, and program strategies.

Target Classes You'll Evaluate

The Security Guard Program focuses on risks including:

• Armed and unarmed security guard companies
• Patrol service providers
• Construction site security
• Office and commercial building security
• Banks and financial institutions
• Industrial facilities
• Educational and healthcare institutions
• Residential communities and housing developments
• Government and public sector contracts

What We're Looking For

Required Qualifications

• 3+ years of commercial insurance underwriting experience.
• Experience underwriting casualty, package, workers' compensation, professional liability, or specialty insurance products.
• Strong analytical and risk assessment skills.
• Ability to evaluate complex submissions and make sound underwriting decisions.
• Exceptional communication and relationship-building abilities.
• Strong organizational skills and attention to detail.
• Ability to manage multiple priorities in a fast-paced environment.

Preferred Qualifications

• Experience within E&S, MGA/MGU, program business, or specialty insurance markets.
• Knowledge of contractor, security services, staffing, government service contractor, or service-industry risks.
• Experience working with delegated underwriting authority.
• Professional designations such as CPCU, AU, ARM, or CRIS.
• Prior broker-facing or agency-facing experience.

What Makes This Opportunity Unique

• Join a nationally recognized specialty insurance platform.
• Become a subject matter expert in a niche and highly specialized industry.
• Manage a book with meaningful underwriting authority and influence.
• Gain exposure to complex casualty, professional liability, and specialty insurance placements.
• Work alongside experienced program leaders focused on innovation, growth, and underwriting excellence.