Full-Time

Senior Credit Analyst

Easy Street Capital

Easy Street Capital

51-200 employees

Fast real estate investment financing

No salary listed

Austin, TX, USA

In Person

Relocation to Austin, Texas required.

Category
Accounting (1)
Required Skills
Financial analysis
Word/Pages/Docs
Excel/Numbers/Sheets

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Requirements
  • Recent Graduates or 1-2 years of experience with related education or experience in areas of real estate; business analyst, financial analyst or credit analyst roles or experience in consulting, advisory or public accounting roles all pluses, but not required
  • 2-3 years experience and a solid track record in any of the prior eligible for a Senior Credit Analyst role with commensurate compensation and similar role and responsibilities with quicker path towards growth and promotion
  • Location in or relocation to Austin, Texas required
  • Very strong communicator
  • Very strong organization skills
  • Detail oriented
  • Positive Attitude / Ability to Take Feedback
  • Ability to handle multiple tasks and duties simultaneously
  • Comfortable with on-the-job training and very fast-paced and non-repetitive environment
  • Basic Microsoft Excel, Outlook, Word
  • Education/experience in real estate, finance or business preferred but not necessary
Responsibilities
  • Work with investors and mortgage brokers to perform loan origination due diligence including collecting documents, solving problems and providing status updates
  • Perform due diligence and processing of mortgage loans, including property cash flows, rent roll analysis, reviewing leases or short-term rental operating histories, reviewing insurance and doing full credit and background reviews
  • Write up loan summaries in Asset Summary Reports, providing analysis and commentary on mortgage loans, properties and markets and investor background
  • Work with and develop relationships with key vendors including appraisal management companies and appraisers, appraisal reviewers, insurance agents and title companies
  • Manage a pipeline of 25-30 deals by keeping deal checklists, statuses and files organized and up to date, and providing professional and frequent communication to all stakeholders
  • Build relationships with loan originators and investor clients and assist with deal sourcing and new business for the firm
  • Attend local networking and skill-development events to build network and knowledge base; potentially attend and assist with conferences and other industry events
Desired Qualifications
  • 2-3 years experience and a solid track record in any of the prior eligible for a Senior Credit Analyst role with commensurate compensation and similar role and responsibilities with quicker path towards growth and promotion
  • Education/experience in real estate, finance or business preferred but not necessary

Easy Street Capital provides fast and reliable financing to real estate investors across the United States, focusing on fix-and-flip, short-term rental (STR), and wholesale strategies. Its loan products, including the EasyBuild construction loan, help investors fund purchases, renovations, and project completion, with revenue coming from loan interest and referral fees. The company differentiates itself with a strong STR lending focus, a real estate agent referral program, and active community engagement, while maintaining compliance through licenses from state regulators. Its goal is to help investors grow their portfolios and support community development by offering clear, accessible financing options and supportive resources.

Company Size

51-200

Company Stage

N/A

Total Funding

$175M

Headquarters

Austin, Texas

Founded

2016

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Simplify Jobs

Simplify's Take

What believers are saying

  • Record $1.2B loan origination in 2024 (20% YoY growth) signals market dominance.
  • Second $175M RTL securitization at record pricing reflects strong institutional investor demand.
  • DSCR leadership with $1.1B funded across 3,400 deals establishes rental financing moat.

What critics are saying

  • RTL delinquencies spike to 8% from 2024 loans, triggering securitization margin calls.
  • CFPB July 2026 rule doubles capital reserves, forcing rate hikes that repel borrowers.
  • STR regulations in California and Texas slash cash flows underpinning DSCR underwriting.

What makes Easy Street Capital unique

  • Securitization access enables rate reductions unavailable to non-securitized competitors.
  • 14–21 day closings with flexible 0.75 DSCR underwriting attract credit-challenged investors.
  • RTL limits expanded to $5M+ per unit, supporting larger fix-and-flip projects.

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Benefits

Health Insurance

401(k) Retirement Plan

401(k) Company Match

Paid Vacation

Paid Sick Leave

Growth & Insights and Company News

Headcount

6 month growth

0%

1 year growth

1%

2 year growth

5%
Benzinga
Jun 4th, 2025
Easy Street Capital Closes First $175 Million Securitization

AUSTIN, Texas, June 04, 2025 (GLOBE NEWSWIRE) -- Easy Street Capital, a leading private real estate lender, has successfully closed its first $175 million Residential Transition Loan (RTL) securitization. As the third unrated issuer to debut an RTL securitization in 2025, the company expands its financing capacity for real estate investors in a rebounding real estate market.Securitization bundles loans into securities sold to institutional investors. As a result of the securitization, Easy Street Capital is reducing rates and offering more affordable financing options for investors seeking to renovate homes, build new properties, or expand rental portfolios."This securitization wouldn't be possible without our borrowers who have placed their trust and faith in us over the years," said Casey Denton, Partner of Easy Street Capital. "Lower rates will better support investors pursuing various real estate projects such as urban fix-and-flips, ground-up construction projects, or single-family rentals, and we're excited to help them achieve their goals."This milestone follows a remarkable year for Easy Street Capital, which originated a record $1.2 billion in loan volume in 2024, a 20% increase from 2023. Such growth marks the company's expanding role in real estate lending, even amidst a challenging housing market.As a top lender to real estate investors, Easy Street Capital combines a client-first mindset with deep market expertise to provide financing that's quick, flexible, and reliable. From hard money loans to BRRRR strategies, the company's diverse product suite empowers investors to capitalize on new opportunities in high-growth markets across the country.To learn more about Easy Street Capital's securitization or to apply for financing, visit www.easystreetcap.com or email [email protected] Easy Street CapitalHeadquartered in Austin, Texas, Easy Street Capital is a private lending company providing fast, flexible financing solutions tailored for real estate investors

GlobeNewswire
Jun 4th, 2025
Easy Street Capital Closes First $175 Million Securitization

Easy Street Capital makes history as third unrated issuer with $175M RTL securitization in 2025....