Arthur J. Gallagher & Co.

Global insurance brokerage, risk management, consulting

Property Middle Market & E&S Underwriter

UnderwritingPosted on Nov 5

Full-timeNo salary listed

About the Job

Requirements

A Bachelor's degree or an equivalent combination of education and industry experience is preferred.
At least 3 years of commercial Property underwriting experience is required.
The candidate must be able to analyze risk exposures, evaluate coverage needs, and make sound underwriting decisions.
The candidate must have strong communication, negotiation, and relationship-building skills.
The candidate must be able to manage multiple priorities in a fast-paced, production-driven environment.
The candidate should be self-motivated and entrepreneurial, with an interest in business development and market-facing activities.

Responsibilities

Use independent judgment and initiative to support departmental production, retention, and profitability goals.
Review, analyze, and underwrite new and renewal business within established underwriting authority and company guidelines.
Evaluate account exposures, coverage requests, loss experience, and financial information to determine risk acceptability and appropriate pricing.
Analyze coverage and limit requests and develop underwriting terms and conditions consistent with company objectives.
Price business in accordance with underwriting guidelines, authority levels, and profitability objectives.
Maintain responsibility for service, retention, and growth of an assigned renewal book of business and agency relationships.
Review premium and loss information as part of renewal, endorsement, and mid-term underwriting activities.
Assess risk quality and compliance with underwriting guidelines and recommend appropriate risk management or loss prevention actions.
Develop and maintain business relationships with retail agents, brokers, carrier partners, and internal stakeholders to attract and retain profitable business.
Participate in marketing and business development activities designed to increase submission flow and strengthen agency relationships.
Maintain complete and accurate underwriting documentation in accordance with company standards and regulatory requirements.
Provide customer service to internal and external business partners.
Collaborate with underwriting, brokerage, claims, and service teams to deliver competitive solutions and client experiences.

Desired Qualifications

Experience underwriting Middle Market and/or Excess & Surplus (E&S) Property business.
Established broker and agency relationships throughout the Western United States.
Strong business development and relationship management skills.
A proven ability to market, generate, and develop new business opportunities.
An ability to build and maintain a healthy pipeline of submissions and contribute to regional growth initiatives.
Strong technical underwriting, coverage analysis, and risk assessment capabilities.

Introduction

At RPS, we don’t just embrace bold ideas, we make them happen. We’re a team of entrepreneurs, big-picture thinkers, and passionate experts who thrive on possibility. Every day, we collaborate across teams, challenge convention, and push boundaries to design innovative solutions for our clients. With access to top-rated carriers and a dynamic marketplace, we bring strategy and creativity together to deliver what others might call impossible. Here, every voice counts, every perspective matters, and every challenge is an opportunity to grow. You’ll be supported by a culture that celebrates ownership, curiosity, and high performance, where you’re trusted to do your best work and encouraged to keep learning along the way.

Overview

Property | Middle Market & E&S

Responsible for supporting the growth and profitability of a Property portfolio through underwriting, marketing, and relationship management activities. Reviews, evaluates, and underwrites new and renewal business within delegated authority while developing strong agency and broker relationships. Contributes to retention, growth, and service objectives through sound underwriting practices and proactive business development efforts.

How you'll make an impact

Uses independent judgment and initiative to support departmental production, retention, and profitability goals.
Reviews, analyzes, and underwrites new and renewal business within established underwriting authority and company guidelines.
Evaluates account exposures, coverage requests, loss experience, and financial information to determine risk acceptability and appropriate pricing.
Analyzes coverage and limit requests and develops underwriting terms and conditions consistent with company objectives.
Prices business in accordance with underwriting guidelines, authority levels, and profitability objectives.
Maintains responsibility for service, retention, and growth of an assigned renewal book of business and agency relationships.
Reviews premium and loss information as part of renewal, endorsement, and mid-term underwriting activities.
Assesses risk quality and compliance with underwriting guidelines and recommends appropriate risk management or loss prevention actions.
Develops and maintains effective business relationships with retail agents, brokers, carrier partners, and internal stakeholders to attract and retain profitable business.
Participates in marketing and business development activities designed to increase submission flow and strengthen agency relationships.
Maintains complete and accurate underwriting documentation in accordance with company standards and regulatory requirements.
Provides a high level of customer service to both internal and external business partners.
Collaborates with underwriting, brokerage, claims, and service teams to deliver competitive solutions and exceptional client experiences.

Key Details

Territory: Western United States
Work Arrangement: Hybrid
Travel: Moderate travel for agency visits, broker meetings, industry events, and business development activities as needed

About You

Bachelor's degree preferred or equivalent combination of education and industry experience.
3+ years of commercial Property underwriting experience.
Experience underwriting Middle Market and/or Excess & Surplus (E&S) Property business preferred.
Demonstrated ability to analyze risk exposures, evaluate coverage needs, and make sound underwriting decisions.
Strong communication, negotiation, and relationship-building skills.
Ability to manage multiple priorities in a fast-paced, production-driven environment.
Self-motivated and entrepreneurial with a strong interest in business development and market-facing activities.

Preferred Experience

Property underwriting experience with a focus on Middle Market and/or E&S business.
Established broker and agency relationships throughout the Western United States.
Strong business development and relationship management skills.
Proven ability to market, generate, and develop new business opportunities.
Ability to build and maintain a healthy pipeline of submissions and contribute to regional growth initiatives.
Strong technical underwriting, coverage analysis, and risk assessment capabilities.

Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

Competitive compensation
Comprehensive benefits programs designed to support your well-being
Career development opportunities and ongoing learning
A collaborative, people-first culture with accessible leadership
The opportunity to do meaningful work with global reach and local impact

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)

About the Company

Arthur J. Gallagher & Co.

Global insurance brokerage, risk management, consulting

Arthur J. Gallagher & Co. is a global insurance brokerage and risk management firm. It helps businesses, public entities, and individuals manage risk and obtain insurance through three segments: brokerage, risk management, and corporate. The brokerage unit offers a full range of retail and wholesale insurance brokerage and consulting services to match clients with coverage. The risk management unit handles contract claim settlements, claim administration, loss control consulting, and risk management information services to reduce exposures. The corporate unit oversees the company’s clean energy and other investments. The firm differentiates itself by providing end-to-end risk solutions across insurance placement, claims handling, risk counseling, and investment activities, rather than focusing on a single service. Its goal is to help clients manage risk effectively, protect assets, and pursue value through diverse investments, including clean energy.

Company size: 10,001+
Company stage: IPO
Headquarters: Itasca, IL
Founded: 1927

Recently Posted Jobs

Explore more opportunities at Arthur J. Gallagher & Co.

See more jobs