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Century Communities

Builds homes for first-time and move-up buyers

Loan Officer

Retail & Commercial BankingUpdated on Nov 6
Full-timeNo salary listed

About the Job

Requirements

  • Thorough knowledge of Conventional, FHA, and VA loan types.
  • Proficiency with loan origination systems; Encompass experience is a plus.
  • Proficiency with automated underwriting systems (LP and DU).
  • A Florida Real Estate License is required.
  • Must be NMLS licensed in the state of residence.
  • At least 3 years of experience originating loans is required; builder experience is preferred.
  • A Bachelor's degree is preferred, or an equivalent combination of education and experience is required.
  • Must be available for inter-state travel when needed.
  • Ability to handle a heavy workload with minimal supervision.
  • Ability to build and maintain strong professional business relationships.
  • Exceptional customer service skills.

Responsibilities

  • Continually identify, develop, and maintain customer financing objectives; advise customers on product and pricing policies and guidelines while gathering additional required information.
  • Maintain thorough knowledge of lending programs, policies, procedures, and regulatory requirements to deliver customer service.
  • Collect and analyze each customer's financial information and assess whether the individual qualifies for a specific loan product in accordance with company policies, procedures, and applicable law.
  • Advise potential borrowers about the risks and benefits of loan alternatives, including available options and variables.
  • Discuss available loan products to identify options that best meet each individual's needs and circumstances.
  • Determine and obtain all pertinent documentation needed to ensure loan approval.
  • Communicate with customers, sales associates, processing, underwriting, closing, title companies, and builders.
  • Lock the loan rate.
  • Manage personal production and ensure closings are handled appropriately and on time.
  • Meet or exceed company standards.
  • Provide professional customer service to all customers.
  • Perform other duties as needed or assigned.

Desired Qualifications

  • High-production builder experience.
  • First-time homebuyer experience.
  • Encompass experience.
  • Builder experience originating loans.
  • Bilingual Spanish.

About the Company

Century Communities

Builds homes for first-time and move-up buyers

Century Communities develops, builds and sells homes for first-time buyers and households moving to larger or different homes across the United States. It operates under the Century Communities and Century Complete brands, with housing ranging from detached houses to townhomes and condominiums. The business buys and develops land, coordinates construction with trade contractors and sells completed or to-be-built homes to customers. Buyers choose a community and floor plan, arrange financing and complete a contract and closing process, while home sales generate most of the company's revenue. Founded in 2002, Century Communities is headquartered in Greenwood Village, Colorado.

Company size
1,001-5,000
Company stage
IPO
Headquarters
Greenwood Village, CO
Founded
2002

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