Portfolio Manager

About Wayflyer

Our mission is to give the world access to the best products by empowering great brands to reach their growth potential.

Today's consumer brands need a capital provider that keeps pace with their growth ambitions. Traditional financing options are slow, cumbersome and often out of reach. That's why we built Wayflyer.

Our unique technology allows us to assess businesses in minutes, generate financing offers that reflect their growth potential and send funds in as little as 24 hours.

Since launching in April 2020, we've deployed over $4.5bn to thousands of brands worldwide, backed by Tier 1 banks like J.P. Morgan. We've become a trusted financing partner for some amazing brands, like True Classic, Little Words Project and Kekoa Foods.

Teams at Wayflyer are truly cross-functional. You'll be collaborating with ambitious colleagues from around the world - all striving to deliver on a huge opportunity. Check out this video to hear directly from them.

What you’ll do

• Grow the Wayflyer book in a sustainable way by limiting credit losses. You’ll manage the relationship and ongoing credit performance of the firm’s largest and most complex clients.

• Engage directly with founders and their teams to understand their business models, assess risk profiles, and tailor financing solutions.

• Evaluate large, strategic credit opportunities, structuring and presenting recommendations to the Credit Committee, and lead the assessment, structuring, and approval of new loan opportunities, collaborating closely with sales and operations teams to onboard new clients and nurture long-term relationships

• Oversee the management of the existing loan portfolio, collaborate closely with senior management to design and implement advanced portfolio management strategies, financing products and proactively identify potential high-risk scenarios

• Shape and execute product and pricing strategies that align with business objectives and market conditions

• Manage delinquent loans and collections, navigating revised payment structures and/or legal strategies

Knowledge, skills and experience:

• Essential:

  • 7+ years relevant work experience, with a significant portion focused on making large debt investment decisions

  • Experience structuring and executing debt investments to fast-scaling, pre-break even companies - ideally asset light E-Commerce/SaaS

  • A confident communicator who can interact with founders/CFO’s and gain a deep understanding of their business

  • Commercial in nature, quantitatively inclined and can juggle risk mitigation with growth

  • Ability to analyse and understand financial reporting/business data presented by companies

  • First-principle thinker skilled at simplifying complex organisational issues

  • Previous experience collaborating with cross-functional teams across an organisation

  • You’re articulate, organised, a self-starter, and a detail oriented, go-getter

• Preferred, but not essential

  • Background with venture debt

  • Strong knowledge on metrics such as CAC, LTV, customer retention rates, etc.

What is important to point out is that you fit most or all of the above-mentioned criteria and can point to your real experience doing these things. You’ve probably done it at companies of different shapes, sizes and industries. Given what we do, experience in financial services, fintech and business-to-business organisations is particularly interesting to us.

On top of that, you’re amazing at prioritisation. You make sure you’re not spread too thin while also giving teams the support they need. You spend your time on the things that make a positive difference. People get why you’ve chosen to say ‘yes’, ‘no’, or ‘not yet’, and are ok with it. What you’re like as a person and how you treat people is a big deal for us. People love working with you. You’re helpful and generous with your time and knowledge. People love helping you back. People know where they stand with you.

You’re always looking to learn and grow, on a personal and professional level. And you’re always looking to help others learn and grow by sharing your own knowledge and experience. You know why diversity, equality, inclusion and belonging matters, and speak up when we can do better.

What happens next

We’ll review and respond to every application we receive. If we’re interested in taking your application further, we will be in touch to find out more about you and what you’re looking for.

What perks and benefits do we offer?

• The chance to work at a fast-paced start-up

• An opportunity to learn quickly and make a real and measurable contribution to the team

• Equity scheme - so you can share in our collective success!

• Work remotely abroad for up to 60 days a year

• Flexible working arrangements that value work-life integration

• Employee assistance programme

• Private healthcare, life and critical illness cover

• Support for Continuous Professional Development (CPD)

• Generous parental and adoptive leave policies