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Synchrony Financial

Provides consumer credit cards and financing

Vice President – Intelligent Servicing Product

Full-TimeUpdated on 10/14/2026Deadline 10/24/26
$130k - $210k/yr+ Annual performance-based bonus
Expert
Bachelor's
Chicago, IL, USA+3 moreMore locations: Charlotte, NC, USA | New York, NY, USA | Atlanta, GA, USA
HybridWork from home near a hub or from an office, with required in-person engagement activities at the nearest hub.
ProductProduct Management
No H1B Sponsorship

About the job

Requirements
  • A bachelor's degree and 8+ years of relevant experience in product management, platform strategy, servicing technology, customer operations technology, or equivalent, or 12+ years of equivalent relevant experience in lieu of a degree.
  • At least 8 years leading cross-functional initiatives across business and technology teams with measurable outcomes.
  • At least 5 years of Agile delivery experience, including backlog management, release planning, and dependency management.
  • Experience driving AI, automation, or workflow-oriented product strategy in an enterprise environment.
  • Ability to translate business goals into product requirements, experiments, roadmaps, and iterative releases.
  • Ability to partner with engineering, architecture, and data science teams on integrations, technical tradeoffs, and solution design.
  • Analytical fluency to pull, interpret, and act on data to inform prioritization, experimentation, and product decisions.
  • Ability to communicate in writing and verbally with technical and non-technical stakeholders at all levels.
  • Ability to work Eastern Time hours while partnering with distributed stakeholders.
  • Ability and flexibility to travel for business as required.
  • Must be at least 18 years old and have a high school diploma or equivalent.
  • Must be willing to take a drug test, submit to a background investigation, and submit fingerprints as part of onboarding.
  • Must be able to satisfy the requirements of Section 19 of the Federal Deposit Insurance Act.
  • Legal authorization to work in the United States is required.
Responsibilities
  • Define and maintain a multi-quarter vision and roadmap for agentic AI, intelligent orchestration, and frontline automation.
  • Identify and prioritize high-value opportunities where AI can improve customer outcomes, agent productivity, and operational effectiveness.
  • Shape use cases across human-in-the-loop experiences, next best action, intelligent guidance, automated summaries, knowledge experiences, and emerging orchestration patterns.
  • Make build-versus-integrate-versus-partner decisions across company capabilities, external platforms, and workflow orchestration approaches.
  • Define future-state agentic frameworks connecting people, systems, data, and decisioning securely and with governance.
  • Lead end-to-end product definition and delivery for assigned capabilities, including scope, dependencies, testing, releases, and post-launch optimization.
  • Partner with Contact Center Operations, Technology, Architecture, Data Science, Risk, Compliance, Legal, and Experience Design to create scalable and responsible solutions.
  • Drive product decisions on prioritization, sequencing, and solution design.
  • Communicate strategy, risks, tradeoffs, progress, and outcomes to executives.
  • Partner with data science and analytics teams to define test plans, measurement approaches, and learning agendas.
  • Design experimentation frameworks to validate opportunity assumptions, compare solution patterns, and inform roadmap decisions.
  • Establish ongoing feedback loops to assess performance, usefulness, trust, and business impact.
  • Use performance data, customer feedback, and operational insights to tune capabilities and guide scaling decisions.
  • Build trust and empathy with operations stakeholders and frontline leaders by co-designing practical, usable solutions that are adopted.
  • Work with communication, training, and change management teams to drive adoption and support rollout planning.
  • Design responsible, human-led systems that enhance agent decision-making rather than over-automating the experience.
  • Capture operational feedback and integrate it into roadmap priorities and product improvements.
  • Ensure solutions are operationally ready, aligned to frontline workflows, and built with strong user trust.
  • Ensure capabilities meet company standards for privacy, permissions, security, compliance, and model risk management.
  • Partner with governance and technology control teams to embed controls, monitoring, and auditability into the product lifecycle.
  • Define escalation paths, exception handling, and oversight mechanisms for AI-generated outputs and automated actions.
  • Perform other duties and/or special projects as assigned.
Desired Qualifications
  • Deep experience with agentic AI, intelligent orchestration, or workflow automation strategy and execution.
  • Experience defining where to build, integrate, and partner across AI-enabled enterprise capabilities.
  • Familiarity with AI evaluation approaches, including feedback loops, human review, model quality measurement, and reinforcement learning from human feedback or other human-in-the-loop tuning methods.
  • Experience with customer servicing, contact center workflows, or frontline productivity tools.
  • Product judgment to identify the right problems to solve and simplify complex workflows.
  • Technical curiosity and design sensibility to create simple, intuitive, human-centered experiences.
  • Ability to elevate product thinking and operating rigor within a complex enterprise environment.
  • Resourceful, entrepreneurial mindset with a bias toward action, learning through experimentation, and execution in a highly matrixed organization.
  • Comfort operating in ambiguity and building from first principles, starting with core user and business needs.
  • Empathy for operational stakeholders and ability to drive buy-in through collaboration and trust.
  • Experience partnering closely with communications, training, and change management teams to drive adoption.
  • Experience working in regulated environments with collaboration across risk, compliance, security, and governance functions.

About the company

Synchrony Financial provides consumer financing solutions in the United States, mainly through credit cards and other lending options. Consumers receive credit lines or cards issued by Synchrony to purchase goods and services and pay over time, with the company earning interest and related fees. The business differentiates itself with a large network of merchants across multiple sectors, including health and wellness, allowing financing at many points of sale and offering tailored terms to both shoppers and partner businesses. Its goal is to make financing easy and accessible for everyday purchases while helping partner businesses grow by expanding payment options.

Company Size

10,001+

Company Stage

IPO

Headquarters

Stamford, Connecticut

Founded

1932

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Simplify's Take

What believers are saying

  • Q2 2026 purchase volume rose 8% to $49.8 billion, signaling merchant demand.
  • Management raised 2026 EPS guidance to $9.25-$9.50 after stronger-than-expected credit results.
  • August 2026 OpenAI and Chief AI Officer moves accelerate product development and distribution.

What critics are saying

  • Q2 2026 net earnings fell 8% while loan receivables grew only 2%.
  • CareCredit’s CFPB order and private lawsuits keep promotional-financing practices under attack through 2026.
  • AI shopping platforms can route around store cards, permanently weakening Synchrony’s partner economics.

What makes Synchrony Financial unique

  • Store-card partnerships with Amazon, Walmart, and Lowe's anchor Synchrony’s distribution moat.
  • CareCredit gives Synchrony a specialized healthcare financing lane competitors lack.
  • September 2026 OpenAI collaboration positions Synchrony inside AI-native shopping and checkout.

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Benefits

  • Flexible Work Hours
  • Remote Work Options
  • Performance Bonus

Growth & Insights and Company News

Headcount

6 month growth

14%

1 year growth

14%

2 year growth

14%
Indian Conventions
Oct 6th, 2026
Apparna Madireddi Appointed Vice President Human Resources at Synchrony.

Apparna Madireddi Appointed Vice President Human Resources at Synchrony. The short version. Apparna Madireddi has been appointed Vice President Human Resources at Synchrony, taking on a senior HR leadership mandate in Hyderabad. Madireddi joins Synchrony with more than 20 years of experience across human resources, talent management, staffing, employee experience and HR business partnering. Listen Apparna Madireddi Appointed Vice President Human Resources Apparna Madireddi has been appointed Vice President Human Resources at Synchrony, taking on a senior HR leadership mandate in Hyderabad. Madireddi joins Synchrony with more than 20 years of experience across human resources, talent management, staffing, employee experience and HR business partnering. Most recently, she served as Senior Human Resources Business Partner & Site HR Leader at Principal Global Services, where she worked on aligning people strategy with business growth while strengthening talent practices and initiatives around organisational culture, change management and employer branding. Prior to Principal Global Services, Madireddi spent nearly five years at Providence India, where she played a key role in establishing and shaping the HR function from its inception. Her responsibilities included partnering with executive leadership on people strategy, performance management, diversity and inclusion, and employee experience. Her earlier career includes nearly three years at Deloitte India as HR Business Advisor. In that role, she supported technology consulting businesses with more than 3,000 employees and advised six Managing Directors on culture, engagement and retention. Madireddi also spent more than eight years at Cognizant across HR business partnering and staffing roles in India and the Netherlands. Her experience included supporting employee populations of more than 1,500 and 1,000 respectively. She began her career with Randstad, working across recruitment and stakeholder management. At Synchrony, her background across strategic HR, organisational transformation, talent and employee engagement adds to her experience of partnering with senior business leaders on organisational effectiveness and workforce priorities. Was this story useful? 47 eyeballs Found this useful? Rate it.

Indian Conventions
Oct 1st, 2026
Kripa Krishnamoorthy Appointed Head - HR, INSA Market at Visa.

Kripa Krishnamoorthy Appointed Head - HR, INSA Market at Visa. The short version. Visa has appointed Kripa Krishnamoorthy as Head - HR, INSA Market. She brings more than two decades of experience across human resources, talent management, organisation design, leadership development and business HR. In her new position, Kripa will contribute to HR leadership and people initiatives across the INSA market. Listen Kripa Krishnamoorthy Appointed Head HR INSA Market Visa has appointed Kripa Krishnamoorthy as Head - HR, INSA Market. She brings more than two decades of experience across human resources, talent management, organisation design, leadership development and business HR. In her new position, Kripa will contribute to HR leadership and people initiatives across the INSA market. Her background spans several key areas of the HR function, combining experience in talent and organisational development with a focus on employee engagement and business HR. Before taking up her role at Visa, Kripa was associated with Synchrony, where she served as SVP, Asia Talent Strategy. Her career also includes experience at Citi, RBS, ABN AMRO Bank N.V., Firestar Diamond Group and Marico Limited. Throughout her professional journey, she has worked across talent acquisition, learning and employee engagement, alongside organisation design and leadership development. These areas form a significant part of her experience across the organisations she has worked with. Kripa's appointment brings her broad HR experience to Visa's INSA market operations, where she will contribute to people-related initiatives and HR leadership. Her previous role in Asia talent strategy at Synchrony adds to a career that spans multiple organisations and a range of human resources disciplines. As she takes on this position, her experience across talent strategy, organisational effectiveness and business HR will inform her contribution to the company's people initiatives across the market. Was this story useful? 63 eyeballs Found this useful? Rate it.

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Sep 25th, 2026
Is it time to replace your AC? How Tucson homeowners can plan ahead before next summer.

Is it time to replace your AC? How Tucson homeowners can plan ahead before next summer. September 25, 2026 If your air conditioner limped through this past summer, fall is the moment to do something about it. The temperatures have finally backed off, your system isn't under as much pressure, and you have months of breathing room before Tucson heat tests it again. Planning an AC replacement in Tucson now, while the weather is mild and schedules are open, puts you in control of the decision instead of making it under pressure with a failed unit. How to know when your AC has reached the end of its life. Most residential air conditioners are built to last 12 to 15 years with proper maintenance, and Tucson's climate tends to shorten that window since units run longer and harder here than in milder regions. A few signs point toward replacement rather than another repair: * Your system is past the 12 to 15 year mark and repairs are becoming more frequent. * Your energy bills have climbed steadily even though your usage hasn't changed. * Your technician has mentioned R-22 or R-410A refrigerant, which are or are being phased out and getting harder to source. * The unit struggles to keep up on the hottest days, even after a tune-up. Why fall is the best time for replacement. Every AC company in town gets slammed when temperatures climb, and installation timelines stretch out right when you need cooling the most. Scheduling your AC replacement in Tucson during the fall means its technicians can take the time to size your system correctly, walk you through your options, and complete the installation without the pressure of a heat emergency. You also get to test the new system, adjust settings, and resolve any questions long before it has to work at full capacity. What does a new HVAC system in Arizona cost? Pricing depends on your home's square footage, the efficiency rating you choose, ductwork condition, and the type of system that fits your space, so new HVAC system in Arizona costs can vary significantly from one household to the next. What B & J Refrigeration can tell you is that a properly sized, higher-efficiency system typically pays part of itself back through lower monthly energy bills, and it does so while running more quietly and more consistently than an aging unit nearing failure. During your estimate, B & J Refrigeration will measure your space, inspect your ductwork, and give you a straightforward number. Financing can make replacement easier to plan. Replacing a home comfort system is an investment, and cost shouldn't be the reason a homeowner waits until their AC fails completely. B & J Refrigeration has partnered with Wells Fargo and Synchrony to offer financing options for qualifying customers, including promotional offers and manageable monthly payments. Applications take just a few minutes online, and approved customers can often move forward with installation right away. Plan your AC replacement with B & J Refrigeration. B & J Refrigeration has installed and serviced home systems throughout Tucson since 1970, and B & J Refrigeration know this climate asks more of an air conditioner than almost anywhere else in the country. Fall gives you room to plan instead of react, and its team is ready to walk you through sizing, efficiency options, and financing so you're set before next summer. Call B & J Refrigeration today to schedule your estimate.

Seeking Alpha
Sep 24th, 2026
Synchrony: EPS growth without net income growth.

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