Actuary – Commercial Lines

Crum & Forster Company Overview

Crum & Forster (C&F), with a proud history dating to 1822, provides specialty and standard commercial lines insurance products through our admitted and surplus lines insurance companies. C&F enjoys a financial strength rating of "A+" (Superior) by AM Best and is proud of our superior customer service platform. Our claims and risk engineering services are recognized as among the best in the industry.

Our most valuable asset is our people: more than 2000 employees in locations throughout the United States. The company is increasingly winning recognition as a great place to work, earning several workplace and wellness awards, including the 2025 Great Place to Work® Award for our employee-first focus and our steadfast commitment to diversity, equity and Inclusion.

C&F is part of Fairfax Financial Holdings, a global, billion dollar organization.  For more information about Crum & Forster, please visit our website: www.cfins.com.

C&F’s Commercial Lines division delivers specialized insurance solutions for mid-sized and large businesses across a broad range of commercial exposures, management liabilities, and industry segments. Our portfolio includes tailored coverage solutions for General Liability, Commercial Auto, Workers’ Compensation, Property, and Excess Liability, as well as Financial Lines products such as Management Liability, Professional Liability, Cyber, Crime, and Fidelity.

With more than 700 employees across the United States, Commercial Lines combines deep underwriting expertise, disciplined risk selection, and the strength of C&F’s national platform. We work closely with our customers and distribution partners to provide responsive service, thoughtful risk solutions, and the confidence to navigate complex business challenges.

Job Description

The Commercial Lines Division is seeking an actuary with strong pricing expertise, particularly in large-account, loss-sensitive Commercial Lines business. This role reports to the AVP leading Risk Management and Construction and offers the opportunity to make a meaningful impact in an entrepreneurial environment.

At C&F, you’ll have the best of both worlds: the agility and collaboration of a nimble organization, combined with the strength, stability, and long-term opportunity of Fairfax’s global presence.

This position will focus primarily on partnering closely with underwriters to evaluate and price complex new and renewal business, applying sound actuarial judgement to support timely and informed pricing decisions.  The role will also contribute to enhancing our loss rating tools and leveraging emerging technology and AI-driven capabilities to advance pricing sophistication, analytics & efficiency. The primary lines of business focus include Workers Compensation, Commercial Auto, General Liability, and Umbrella.

You will also be part of the broader Commercial and Financial Lines actuarial pricing team, a collaborative group of approximately 10 actuaries, providing strong opportunities for partnership, mentorship, and knowledge sharing.

What You Will Do

• Partner closely with underwriters to independently evaluate and price complex, large-account casualty risks, applying sound actuarial judgement to develop pricing recommendations
• Develop, maintain, and enhance loss rating models and analytical tools
• Maintain monitoring of overall book pricing levels for accounts not referred to actuarial
• Help drive innovation by incorporating new technologies, data capabilities, and AI-enabled approaches into pricing tools and processes
• Collaborate effectively with the broader actuarial team to support shared objectives and continuous improvement

What You Will Bring to C&F

• ACAS or FCAS designation
• Bachelor’s degree or equivalent experience and 8+ years of Commercial P&C actuarial pricing experience
• Experience pricing large-account, loss-sensitive casualty programs, preferably including large deductible business across Workers Compensation, General Liability and Commercial Auto
• Strong actuarial judgment with the ability to evaluate competing methodologies, navigate uncertainty and develop practical, well-supported recommendations
• Strong analytical and problem-solving skills, intellectual curiosity, and adaptability
• Ability to work effectively both independently and collaboratively in a fast paced, business-facing environment
• Excellent verbal and written communication skills, including the ability to communicate technical concepts to nontechnical audiences
• Strong organizational skills, with the ability to manage competing priorities and consistently meet deadlines
• Proficiency in Microsoft Office products and SQL
• Commitment to compliance with all C&F policies and procedures

What C&F will bring to you

• Competitive compensation package
• Generous 401K employer match
• Employee Stock Purchase plan with employer matching
• Generous Paid Time Off
• Excellent benefits that go beyond health, dental & vision. Our programs are focused on your whole family’s wellness, including your physical, mental and financial wellbeing
• A core C&F tenet is owning your career development, so we provide a wealth of ways for you to keep learning, including tuition reimbursement, industry-related certifications and professional training to keep you progressing on your chosen path
• A dynamic, ambitious, fun and exciting work environment
• We believe you do well by doing good and want to encourage a spirit of social and community responsibility, matching donation program, volunteer opportunities, and an employee-driven corporate giving program that lets you participate and support your community

At C&F you will BELONG

If you require special accommodations, please let us know. We are committed to equal employment opportunity and welcome everyone regardless of race, color, ancestry, religion, sex, national origin, sexual orientation, age, citizenship, marital status, disability, gender identity, or Veteran status. If you require special accommodations, please let us know. Belonging at C&F, is a mindset. It’s about fostering a culture of inclusion and connection, where everyone feels valued, heard, and empowered to thrive and where our social impact efforts help strengthen the communities where we live and work.

For California Residents Only:  Information collected and processed as part of your career profile and any job applications you choose to submit are subject to our privacy notices and policies, visit https://www.cfins.com/onlineprivacypolicy/ca/noticeatcollection/ for more information.

Crum & Forster is committed to ensuring a workplace free from discriminatory pay disparities and complying with applicable pay equity laws.  Salary ranges are available for all positions at this location, taking into account roles with a comparable level of responsibility and impact in the relevant labor market and these salary ranges are regularly reviewed and adjusted in accordance with prevailing market conditions. The annualized base pay for the advertised position, located in the specified area, ranges from a minimum of $95,600.00 to a maximum of $179,600.00. The actual compensation is determined by various factors, including but not limited to the market pay for the jobs at each level, the responsibilities and skills required for each job, and the employee’s contribution (performance) in that role. To be considered within market range, a salary is at or above the minimum of the range. You may also have the opportunity to participate in discretionary equity (stock) based compensation and/or performance-based variable pay programs.

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