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M&T Bank

Full-service banking with mortgage, deposits, loans

Engineering Director: Servicing - Collection and Call Centers Technology

Full-TimePosted on 10/21/2026
$201.2k - $335.3k/yr
Expert
Master's
Buffalo, NY, USA
Hybrid
Engineering ManagementEngineering Leadership

About the job

Requirements
  • A combined minimum of 15 years of higher education and/or work experience, including at least 4 years of engineering and/or architecture experience and 11 years of large technology management or program leadership experience, including people management.
  • Proficiency with pertinent project management, word processing, and spreadsheet applications.
  • Ability to work on multiple complex projects.
  • Experience with large system enhancements, conversions, and production problem resolution.
  • Complete understanding of the system development life cycle.
  • Problem-solving skills to assist in issue resolution.
  • Familiarity with application development software and hardware platforms.
  • Understanding of the supported businesses and their terminology.
  • Verbal and written communication skills.
  • Analytical skills.
  • Decision-making skills.
  • Prior experience encouraging teamwork and serving as a role model when leading and directing others.
  • Understanding of technical, business, and operational impacts of a project or problem.
  • Confidence leading more than 100 employees on multiple teams, often in different geographic locations and time zones.
  • Expertise presenting to senior management.
Responsibilities
  • Build technology divisional strategy across departments with peers and Technology senior management, and work with senior management outside Technology to build positive client relationships that support delivery of complex technology projects and activities.
  • Manage multiple Technology departments and their financial, compliance, human resources, and risk operations; monitor technology direction and vendor applications for supported areas and businesses; manage research and initiate changes when needed to implement appropriate technologies; and manage vendor and product analyses and recommendations to deliver the most appropriate end product within available resources and budget.
  • Manage strategic relationships with vendors and professional organizations to remain current on industry trends and best practices for supported systems and businesses.
  • Oversee systems development activities of assigned teams, including assigning staff to projects and ensuring timely completion within budget.
  • Oversee implementation of technology consistent with Division standards and long-range plans, seek opportunities to leverage these across other teams, and ensure adherence to Department and Technology standards, procedures, and documentation requirements.
  • Exercise manager authority concerning staffing, performance appraisals, promotions, salary recommendations, performance management, and terminations.
  • Understand and adhere to Company risk and regulatory standards, policies, and controls in accordance with the Company's Risk Appetite; design, implement, maintain, and enhance internal controls; and identify risk-related issues requiring escalation.
  • Promote an environment that supports belonging and reflects the M&T Bank brand.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points and applicable issues raised by external regulators.
  • Complete other related duties as assigned.
  • Oversee Servicing and Collections technology for Direct and Indirect lending products and Call Center Technology, serving as the point person to Operations from the Retail Technology division.
Desired Qualifications
  • Master's degree.
  • At least 14 years of technology management or large program leadership experience.
  • Extensive application and product knowledge, including skills, applications, and functions of the technology area being led.
  • Subject Matter Expert understanding of supported applications and advanced knowledge of interfacing and integrated applications.
  • Understanding of multiple business areas' functions.
  • Proven mentoring and leadership capabilities from a project management perspective.
  • Experience with skills, applications, and functions of the technology area.
  • Excellent understanding of the Bank's application framework.

About the company

M&T Bank is a full-service financial institution that offers a wide range of banking solutions for individuals, small businesses, and larger enterprises. Its products include personal and business checking accounts, mortgage assistance programs, loans, deposits, investment products, and mobile banking. The bank serves mainly customers in the Northeastern and Mid-Atlantic United States and emphasizes community engagement and customer-focused service. It generates revenue from interest income, fees, and service charges tied to loans, deposits, and other financial products. The company’s recent merger with United Bank, N.A. expands its footprint and enhances its service offerings. The goal is to provide accessible financial services to communities while growing its market presence and deepening local connections.

Company Size

10,001+

Company Stage

IPO

Headquarters

Buffalo, New York

Founded

1993

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Simplify's Take

What believers are saying

  • On July 15, 2026, M&T reported record quarterly EPS of $5.32.
  • Average loans rose $3.0 billion in Q2 2026, led by commercial lending and CRE.
  • M&T repurchased $465 million of stock in Q2 2026 while CET1 stayed 10.19%.

What critics are saying

  • Average deposits fell $0.7 billion in Q2 2026, tightening funding and forcing pricier borrowings.
  • Commercial real estate balances reached $24.5 billion; 2027 refinancing stress hits credit costs and earnings.
  • A severe CRE downturn forces reserve spikes, buyback cuts, and capital-trapping regulation through 2027.

What makes M&T Bank unique

  • M&T Bank’s Q2 2026 balance sheet paired $168.9 billion deposits with $141.4 billion loans.
  • Ninety percent of C&I businesses grew quarter-over-quarter in Q2 2026, proving deep relationship banking.
  • The People’s United merger expanded M&T’s Northeast-Atlantic branch and deposit footprint after 2022.

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Benefits

  • 401(k) Company Match
  • 401(k) Retirement Plan
  • Flexible Work Hours
  • Hybrid Work Options
  • Paid Vacation
  • Paid Holidays
  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Life Insurance
  • Disability Insurance
  • Health Savings Account/Flexible Spending Account

Growth & Insights and Company News

6 month growth

0%

1 year growth

11%

2 year growth

11%
Yahoo Finance
Oct 18th, 2026
M&T Bank Q3 net income falls to $732M as costs rise and margin slips to 3.65%

M&T Bank reported third-quarter 2026 net income of $732 million, down from $754 million a year earlier. Its shares slipped about 1.5% on the first trading day after the release. Revenue edged up to $2,401 million from $2,388 million. Basic earnings per share rose to $5.08 from $4.85, while net interest margin narrowed to 3.65% from 3.68%. Costs weighed on results. Noninterest expense rose to $1.39 billion, deposit costs climbed to 2.05%, and the cost-to-income ratio reached 54.4%. Capital stayed solid. The bank's CET1 ratio was 10.16% after $323 million of buybacks, and operating return on tangible common equity was 17.3%.

Yahoo Finance
Oct 16th, 2026
M&T Bank hits record SBA 7(a) lending, ranks fifth nationally as market softens; $5B buyback approved

M&T Bank reported record SBA 7(a) loan volume and dollar amounts in its history. It ranked first in fiscal year 2026 by number of loans across its communities and rose to fifth nationally among SBA 7(a) lenders. The result comes as national SBA 7(a) activity pulled back. It marks 18 consecutive years as a leading SBA lender for the bank. On March 30, the board authorised share repurchases of up to $5,000 million. Management intends to run a CET1 ratio toward the lower end of the 10% to 10.5% range. Risks remain, including funding costs, deposit mix, and high noninterest expenses.

MarketScreener
Oct 2nd, 2026
NETSTREIT Corp. Announces $550.0 Million in Additional Financing Commitments and Amendments to Existing Credit Facilities

NETSTREIT Corp. announced the closing of $550.0 million in additional financing commitments and amendments to its existing credit facilities agented by PNC Bank, National Association , Wells Fargo...

TipRanks
Sep 18th, 2026
Constellation Brands secures $300M delayed draw term loan for corporate flexibility

Constellation Brands has entered into a new term loan credit agreement worth up to $300 million with Manufacturers and Traders Trust Company and other lenders. The delayed draw facility, established on 18 September 2026, will be used for general corporate purposes, including potential debt repayment. The two-year term loans carry interest linked to Term SOFR or a base rate with rating-based margins. Unused commitments will incur a ticking fee beginning 30 days after closing. The agreement includes covenants that mirror the company's existing revolving credit facility. These impose limits on subsidiary indebtedness, liens, mergers, affiliate transactions, and sale-leasebacks, whilst requiring minimum interest coverage and maximum net leverage ratios. The structure is designed to reinforce Constellation Brands' financial flexibility and balance-sheet management.

Yahoo Finance
Sep 15th, 2026
M&T Bank gains 18% YTD, outpacing Nasdaq amid strong loan growth and rising net interest income

M&T Bank Corporation has outperformed the Nasdaq Composite over recent periods, with shares gaining 18% year-to-date and 19.6% over the past 52 weeks, compared to the Nasdaq's 12.7% and 18.3% returns respectively. Over the past three months, the Buffalo-based bank's shares rose 2.6% against the Nasdaq's 1.2% gain. The outperformance follows strong second-quarter results reported in July, with record earnings per share of $5.32, up 25.5% year-on-year. Taxable-equivalent net interest income increased 4.8% to $1.80 billion, whilst total average loan balances grew 4.4%. Nonaccrual loans fell 23.2% to $1.2 billion, indicating improved asset quality. M&T Bank has a market capitalisation of approximately $34.6 billion.