Z

ZILO

Fintech subscription services for asset management

Product Analyst

Full-TimePosted on 10/22/2026
No salary listed
Mid
London, UK
HybridHybrid role; expected to attend the Canary Wharf office 2–3 times per week.
ProductProduct Management

About the job

Requirements
  • Have 2–4 years of experience in a product, business, operations, or data analyst role in financial services or fintech.
  • Have hands-on experience in fund operations or a digital asset business, plus evidence of learning the other side through a course, certification, project, or role change.
  • Have a strong grounding in either traditional funds or digital assets and a working understanding of the other.
  • Be able to break down processes and write clear, structured requirements.
  • Write effectively for technical and non-technical readers.
  • Demonstrate care for detail and accuracy in a regulated, compliance-driven setting.
  • Have working knowledge of agile delivery and the software development lifecycle.
  • Be comfortable using Jira and Confluence, or similar tools.
  • Be self-directed and comfortable working where answers are not settled.
  • Be collaborative and ask good questions.
Responsibilities
  • Map subscriptions, redemptions, transfers, switches, distributions, and register maintenance across traditional and tokenised fund models, showing differences, overlaps, and connections.
  • Translate business needs, client feedback, and regulatory requirements into clear epics and product specifications that work for both models.
  • Produce process maps using BPMN or similar methods and supporting documentation for engineering, delivery, and client teams.
  • Track regulation, market developments, and competitor offerings in fund servicing and tokenisation, and summarize their product implications.
  • Help senior Product Managers keep the backlog current and prepare materials for delivery teams.
  • Work with Business Analysts to break epics into user stories with clear acceptance criteria.
  • Participate in cross-functional workshops, in-sprint reviews, and testing, and feed learnings back into requirements.
  • Keep work consistent with the company's product development framework.
Desired Qualifications
  • Experience with a platform implementation, migration, or tokenisation pilot.
  • Hands-on use of a BPMN tool.
  • An industry qualification, such as IOC or IMC, or a recognised digital assets course.

About the company

Zilo provides subscription-based fintech tools and bespoke services for asset management firms to improve portfolio optimization, investment strategies, and operational efficiency with a focus on sustainability. It delivers digital tools and tailored solutions through a subscription model and customized service agreements, supported by a clean-technology and design-driven, people-first approach and a global remote team. Zilo differentiates itself with an emphasis on sustainable value, practical design, and user-focused delivery, offering a flexible mix of subscription and bespoke services rather than a one-size-fits-all product. Its goal is to generate sustainable value for asset managers and their clients by improving efficiency, performance, and responsible investing while expanding across markets.

Company Size

51-200

Company Stage

Series A

Total Funding

$71.7M

Headquarters

London, United Kingdom

Founded

2020

Get referred to ZILO

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Ripple's August 2026 investment expands ZILO's distribution across XRP Ledger capital-markets rails.
  • ZILO's March 2025 State Street launch shows incumbents will pay for replacement infrastructure.
  • The 2024 Series A and 2025 Series A2 funded US expansion and AI product buildup.

What critics are saying

  • Revenue remains thin versus losses; 2024 turnover was £4.9 million against £13.6 million losses.
  • ZILO's growth depends on a few institutions like State Street and Ripple partnerships.
  • If tokenization adoption stalls before 2027, ZILO's capital-heavy platform risks running out of runway.

What makes ZILO unique

  • ZILO owns transfer-agency software, not generic asset-management tooling, reducing workflow fragmentation.
  • Ripple invested August 3, 2026, validating ZILO's regulated tokenization and record-keeping infrastructure.
  • State Street onboarded River Global in March 2025, proving enterprise-grade traction with tier-one institutions.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance
  • Life Insurance
  • Flexible Work Hours
  • Remote Work Options
  • Paid Vacation
  • Paid Holidays
  • Professional Development Budget

Growth & Insights and Company News

6 month growth

0%

1 year growth

2%

2 year growth

4%
CryptoNews.com.au
Aug 4th, 2026
Ripple invests in UK firms ZILO and Licuido to boost tokenisation on XRP Ledger

Ripple has invested in UK fintech firms ZILO and Licuido to integrate regulated fund record-keeping and collateral trading onto the XRP Ledger. The investment amounts and stake sizes were not disclosed. ZILO, founded in 2020, provides digital transfer agency software for asset managers and custodians. The company raised $33.7 million in a 2024 Series A and $26.2 million in a Series A2, with State Street among its clients. Licuido operates a tokenisation platform handling issuance and trading, enabling tokens to act as collateral through onchain settlement. The firm supplied technology for Aviva Investors' tokenised share class, which launched on XRP Ledger on 29 July. Ripple will use its RLUSD stablecoin for settlement on these trades. The company previously helped tokenise abrdn's $5.1 billion money market fund in November 2024.

Financial IT
Aug 3rd, 2026
ZILO(TM) launches fully integrated Digital assets and Transfer Agency platform; announces new strategic partnership with Ripple.

ZILO(TM) launches fully integrated Digital assets and Transfer Agency platform; announces new strategic partnership with Ripple. * Blockchain * 03.08.2026 09:29 am ZILO(TM), the UK-based, AI-driven technology company specialising in global asset and wealth management software, announces the launch of its fully integrated Digital Transfer Agency platform - the first to unify traditional mutual fund administration with digital asset capabilities including digitally native issuance, all within a single platform. Alongside this, ZILO announces a strategic partnership with Ripple, a leader in enterprise blockchain-based financial infrastructure. ZILO provides institutional clients with a single integrated platform approach that eliminates the need for separate technology stacks for digital and traditional assets, reducing operational complexity and cost for asset managers and fund administrators. The platform enables clients to: - Mint and tokenise traditional fund units (digital twin) on distributed ledger infrastructure - Issue digitally native securities and atomically settle on-chain - Facilitate on-chain compliance and collateral mobility - Manage both traditional and digital assets through a unified operational framework - Leverage ZILO's existing enterprise-grade Transfer Agency capabilities: settlement, reconciliation, payments, corporate actions, and regulatory reporting, across both asset types. ZILO continues to grow its client base including systemically important global financial institutions. As part of this announcement, Ripple joins ZILO as a strategic investor. The partnership brings together ZILO's institutional fund administration expertise with Ripple's digital capital markets infrastructure built on the XRP Ledger (XRPL). ZILO is providing Ripple with a Digital Transfer Agency (DTA) solution, extending ZILO's platform capabilities to serve Ripple's growing institutional client base in digital capital markets. The partnership positions both companies at the forefront of the convergence between traditional finance and digital assets. At the centre of the platform is a configuration-led approach to asset design. Fund structures, share classes, and jurisdictional rules are set through an intuitive interface, which the platform then translates into logic ready for on-chain deployment, removing the need for institutions to write code or rely on developer resources to bring an asset to market or adapt it as regulatory requirements evolve. The platform tracks legal ownership in real time as assets change hands, enabling institutions to extend the use of digital assets into collateral, margin, repo, and treasury workflows with full lifecycle visibility and full confidence in who owns what at any given moment. "The future of fund administration is not a choice between traditional and digital; it is the seamless integration of both. ZILO has built the only platform that treats transfer agency as a single capability regardless of whether the underlying asset is a traditional mutual fund or a tokenised product. Our partnership with Ripple reinforces this vision and accelerates our ability to deliver transformative infrastructure to the world's largest financial institutions," comments Phil Goffin, Founder & CEO, ZILO.

PortalCripto
Aug 3rd, 2026
Ripple invests in ZILO and Licuido to expand tokenization.

Ripple invests in ZILO and Licuido to expand tokenization. Article last updated 03/08/2026 PortalCripto https://portalcripto.com.br/ Ripple announced this Monday strategic investments in ZILO and Licuido, companies that operate in infrastructure for capital markets. The operation expands resources focused on tokenization within the XRP Ledger. According to the company, the new partnerships add tools for asset transfer, issuance and use of collateral. The proposal is to connect traditional financial services to operations carried out on blockchain. ZILO develops solutions for fund administrators, asset managers, custodians and transfer agents. Among its resources is support for fund holdings digitally represented on blockchain. Licuido, in turn, works with the issuance and distribution of traditional financial assets. Its infrastructure makes it possible to transform these instruments into digital collateral used in on-chain settlement processes. Nigel Khakoo, Ripple's senior vice president of trading and markets, said that the new agreements complement previous initiatives with institutions such as Aviva Investors, Franklin Templeton and DBS. According to him, these relationships "demonstrate how asset managers are focused on implementing tokenized fund structures at scale". "ZILO and Licuido provide essential functionalities to further expand this change: regulated digital transfer agency infrastructure and liquidity for collateral issuance and mobility," Khakoo said in the statement. Ripple also highlighted difficulties present in traditional markets, including underused collateral and lengthy settlement processes. The company says its infrastructure seeks to integrate issuance, custody, collateral and settlement on blockchain. In February, the company had announced a partnership with Aviva Investors to study the tokenization of traditional funds on the XRP Ledger, expanding its presence in the digital financial assets segment.

The Agent Times Inc.
Aug 3rd, 2026
Ripple invests in ZILO and Licuido to expand XRPL capital markets infrastructure

Ripple announced on 3 August 2026 it is investing in ZILO and Licuido to expand regulated transfer agency, issuance, and collateral mobility capabilities on the XRP Ledger. The announcement, made via Ripple's X account, follows a tokenised fund launch involving asset manager Aviva Investors on the same ledger the prior week. Deal terms, stake sizes, and closing dates for the investments have not been disclosed or independently verified. No formal press release, regulatory filing, or independent confirmation of the investment terms has been identified. Ripple's stated goal is to build infrastructure supporting regulated issuance, transfer agency functions, and collateral mobility on XRPL. The announced investments signal an intent to vertically integrate these services on XRPL, potentially reducing reliance on third-party infrastructure providers.

breakingtech
Nov 6th, 2025
Zilo Secures $27M for Tech Growth

Wealthtech Zilo has announced a €27 million funding round to support product development, commercial growth, and technological enhancement. This is part of a broader strategy to strengthen offerings and expand geographically, focusing on operational efficiency, service quality, and compliance. Technologically, the initiative emphasizes cloud-native components, open APIs, and process automation, prioritizing resilience, scalability, and data protection. Further updates on the roadmap and service availability will follow.