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Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Ops Eng Associate I - Tarjetas

Business OperationsUpdated on Nov 5
Full-timeSan Isidro, PeruNo salary listedHybrid

About the Job

Requirements

  • At least 3 years of experience in the banking sector, including direct experience in card processing.
  • Strong knowledge of authorization processes and Visa and Mastercard card payment processing.
  • Strong analytical ability to identify optimization opportunities.
  • Experience using SQL, Tableau, Data Studio, and Python for automation.
  • In-depth knowledge of the payment ecosystem and processing networks.

Responsibilities

  • Analyze, propose, and implement automation for manual processes, new business-requested processes, and improvements within the unit.
  • Participate in meetings about changes or improvements to authorization and clearing processes.
  • Analyze application incidents, including accounting-related incidents, for card systems and propose system improvements.
  • Hold and participate in recurring working sessions with payment ecosystem stakeholders, including Visa, Mastercard, Niubiz, and Izipay, to propose and implement improvements to authorization processing and card purchase clearing.
  • Coordinate with Visa and Mastercard to resolve operational problems after verifying transactions, and analyze cases using Visa Online and Mastercard Connect.
  • Evaluate and document service-level improvements for card transaction authorizations.
  • Analyze authorization dashboard information, report trends and incidents, and propose strategic improvements that positively affect acceptance.
  • Design and document new authorization rules based on identified improvement opportunities.
  • Address and analyze audit requests focused on improving payment-services processes.
  • Address and analyze operational inquiries and incidents from the branch network and head office.
  • Control, regularize, and follow up on incidents recorded in the MP76 payment-services incident module.
  • Control and supervise operational processes for card issuance and the payment-services loyalty program.
  • Continuously improve card operational services.
  • Perform other duties assigned by the immediate supervisor.

Desired Qualifications

  • Knowledge of artificial intelligence applied to automation and continuous improvement.

About the Company

Banco Bilbao Vizcaya Argentaria

Global banking and financial services

Banco Bilbao Vizcaya Argentaria, commonly known as BBVA, is a multinational financial services group offering retail, commercial and corporate banking. It provides accounts, payments, lending, mortgages, investment products and financial guidance for individuals and businesses, alongside services for institutional clients. BBVA combines physical banking networks with digital channels and operates across multiple international markets. Its business spans everyday financial needs, business financing, wealth management and transaction services within the regulated banking industry. Its workforce combines specialist delivery, customer support and business operations.

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