Capital Markets Lead @ Affirm

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

We’re looking for an outstanding team member to join Affirm’s Capital Markets team! Affirm Capital is responsible for structuring, negotiating, and executing a critical part of Affirm’s revenue strategy. As a Capital Markets Lead, you will build and own a significant portion of the platform’s funding strategy which drives Affirm’s ability to scale its consumer point-of-sale lending business globally - this is a complex role essential to the functioning of a consumer finance and payments platform. The ideal team member will have strong technical and interpersonal skills and the desire to work closely with both internal and external stakeholders.

What You’ll Do

Play a meaningful role in developing and executing on Capital Markets strategy to enable the company’s rapid growth
Own deal processes from start to finish, including structuring, negotiation, documentation, and execution
Take charge of communication with Engineering, Product, Commercial, and Credit/Risk teams to drive scale for Affirm’s capital platform and funding strategy
Build and manage relationships with existing and potential investors
Develop a strong understanding of Affirm’s business from a unique perspective and learn how Capital Markets fits into broader corporate initiatives

What We Look For

5+ years in structured finance, fixed-income investing, trading, private equity, consulting, or product/strategy roles
Ability to reason through first principles of value and structure, and think outside of the box
Exceptional communication skills and ability to convey the firm’s strategy to sophisticated counterparties
High level of humility and ability to own mistakes, and a strong desire to learn and grow
Experience with SQL or Python is a plus, but not required
Excellent analytical skills and attention to detail
Clear alignment with Affirm’s core values

Base Pay Grade - J

Equity Grade - 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

For Capital roles, the range provided is the role’s On Target Earnings ("OTE") range, which includes the annual base pay and the incentive target.

USA On Target Earnings (CA, WA, NY, NJ, CT) per year: $195,000 - $255,000

USA On Target Earnings (all other U.S. states) per year: $172,500 - $232,500

Please note that visa sponsorship is not available for this position.

#LI-Remote

Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include:

Health care coverage - Affirm covers all premiums for all levels of coverage for you and your dependents
Flexible Spending Wallets - generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
Time off - competitive vacation and holiday schedules allowing you to take time off to rest and recharge
ESPP - An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking "Submit Application," you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.

6 month growth

1 year growth

2 year growth

Benefits