Full-Time
Updated on 9/3/2026
White-label payment gateway for partners
£90k - £130k/yr
Bristol, UK
Hybrid
Primarily remote, with occasional in-person responsibilities at the Bristol office and colocation facilities.
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NMI provides white-labeled payment gateway technology for ISOs, VARs, ISVs, and payment facilitators. Its platform enables partners to offer their own branded payment gateway services to merchants, while handling secure, real-time omnichannel payments (in-store, online, mobile, unattended). Partners access a merchant portal for transaction management, reporting, and analytics. NMI earns revenue through partner fees such as transaction fees, monthly fees, and value-added services. The company differentiates itself by offering a white-label, omnichannel payment gateway with a robust set of tools that partners can rebrand as their own, allowing them to maintain their brand identity while leveraging NMI’s infrastructure. The goal is to empower partner networks to deliver seamless payment services under their own brands at scale.
Company Size
501-1,000
Company Stage
Private
Total Funding
$620M
Headquarters
Schaumburg, Illinois
Founded
2000
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Unlimited Paid Time Off
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NMI and INIT collaboration enhances San Diego Transit System with seamless 'tap-on/tap-off' contactless payments. NMI - The Ticketing Payment Gateway Published: 4 Sep 2026 Germany-based INIT integrates NMI's advanced embedded payment technology into its transit ticketing system, prioritising convenience and security for passengers NMI(R) a global leader in embedded payments, has partnered with INIT, a leading supplier of public transit ticketing solutions, to implement a cutting-edge payment processing solution for the San Diego Metropolitan Transit System (MTS). This collaboration showcases a new "Tap-on/Tap-off" model that enhances both convenience and security for daily commuters on MTS buses and trolleys. The new system has revolutionized how San Diego residents and visitors experience public transit. Passengers can now easily tap their credit or debit card, or use Apple Pay or Google Pay on their mobile devices, at the start and end of their journey, removing the need for traditional tickets or stored-value cards. The fare is automatically calculated to ensure passengers receive the lowest fare possible based on their travel. With 94% of riders expecting public transit to offer contactless payment, transport operators across the U.S. are upgrading to open-loop ticketing systems, where a payment card or mobile device is used in place of a ticket, to streamline the payment process and provide a more seamless passenger experience. INIT used NMI's straightforward API to embed the NMI Gateway into its transport ticketing solution to establish a secure and efficient 'open loop' system. When a passenger 'taps on', the NMI Gateway processes initial authorization and card tokenization, as well as subsequent authorization and settlement at 'tap-off.' The NMI Gateway also handles deferred authorization for any transactions that fail or are declined. All card reader terminals involved in this process are installed and operated under NMI's end-to-end encryption solution, enhancing both physical and transaction security and ensuring compliance with the Payment Card Industry Data Security Standard (PCI DSS). With this partnership passengers benefit from enhanced convenience and safety, as it allows them to pay using their preferred contactless methods while improving security and ease of use. MTS also benefits from advanced fraud prevention measures and protection against stolen card usage as the system is fully PCI DSS compliant. Pete Alcock, Head of Marketing at NMI, said: Partnering with INIT and MTS to bring this innovative payment solution to San Diego's transit system marks a significant step in enhancing transit experiences for passengers through payment innovation and technology. By embedding NMI's card payment technology into INIT's software, a2b Global Media Ltd is streamlining the ticketing and transaction processes for passengers and operators, as well as providing the highest level of security and fraud protection. Its technology not only offers ease of use and enhanced security but also showcases its commitment to advancing public transit systems globally. Andy Singh, Chief Operations Officer, East at INIT, said: Its collaboration with NMI is integral to delivering a system that not only meets the current demands of passengers but also highlights its commitment to advanced ticketing processes through cashless and contactless payments. The partnership between NMI and INIT underscores a shared vision for enhancing public transportation with modern, secure, and convenient payment solutions. As transit operators across the U.S. continue to adopt open-loop systems, this project serves as a model for others aiming to improve passenger experiences and operational efficiency. About NMI. NMI is a global leader in embedded payments, powering more than $203 billion in payment volumes every year. From its industry-leading payment gateway technology to its seamless merchant underwriting, acquiring, onboarding and management platform, a2b Global Media Ltd enable its partners across the entire payments ecosystem. a2b Global Media Ltd help its partners deliver frictionless payment solutions to their customers, offering modularity, flexibility and choice, wherever and however consumers want to pay - online, in-store, in-app, mobile and unattended. And a2b Global Media Ltd is constantly innovating, empowering ISOs, software vendors and payment professionals as they embrace the future of fintech.
NMI, a global embedded payments infrastructure provider, has launched AXIUM SmartPOS, its first all-in-one card-present terminal line for independent sales organisations, independent software vendors, SaaS platforms and their merchants. Built on Ingenico's AXIUM Android platform and integrated with NMI's payment acceptance platform, the solution targets retail, hospitality, food service and field services sectors. The terminal supports chip, swipe, tap and mobile wallet payments, with offline-first architecture allowing transactions during connectivity issues. NMI processes close to $700 billion annually and serves over 6,000 technology partners supporting more than 1.2 million merchants across various payment environments. The solution will support Ingenico's full range of AXIUM devices, with initial models PCI PTS v6 certified through 2032.
NMI debuts its smart POS terminal; MagTek pairs with Star Micronics on access tokens. Payments provider NMI has added to its point-of-sale terminal lineup the Axium SmartPOS, which works across merchant types. In related news, MagTek Inc. says it will provide digital access tokens, which replace keys and passwords, for Star Micronics devices. Schaumburg, Ill.-based NMI says the new terminal uses POS equipment maker Ingenico's technology. Ingenico provides the Android-based platform the terminals use while NMI adds its gateway, software development kit, remote management services, compliance protocols, and deployment abilities, NMI says. NMI says the Axium SmartPOS device is for merchants that need a single card-present terminal that can work in a variety of situations and is suited to retail, hospitality, food-service, and field-based payments. NMI markets a portable version for retail payments, a version for countertop and semi-attended kiosk environments, and a series designed for mobile and field payments. The new devices accept chip, swipe, contactless, and mobile-wallet payments. Ingenico introduced the Axium POS terminal line in 2018, and has updated it multiple times since. In related news, Seal Beach, Calif.-based MagTek says it will provide its digital-token technology to POS hardware maker Star Micronics. The technology can be used in lieu of passwords to access payments devices. MagTek says its Qwantum multi-factor authentication tokens can be incorporated into software applications. These tokens can then be used to authorize specific actions, such as initiating payments, opening cash drawers, or providing manager overrides. MagTek says this can reduce complexity by removing the need for physical keys, passwords, and shared credentials. This benefit is possible because the Qwantum framework replaces physical credentials with time-bound, dynamic, and context-aware tokens, MagTek says. "This enables ISVs and merchants to move beyond device-centric integration and build more flexible, scalable, and economical operations," Tim Guella, Star Micronics information technology director, says in a statement.
LTVX.ai x NMI: expanding the payment infrastructure available to merchants. LTVX is pleased to share that LTVX.ai is now working with NMI, giving merchants access to one of the industry's most established payment infrastructure platforms. As merchants expand into new markets and payment channels, managing payments has become far more complex than simply processing transactions. Today's businesses need payment infrastructure that can support growth while balancing security, compliance, fraud prevention, and customer experience. That's where NMI comes in. A modern platform for the entire payments lifecycle. NMI's embedded payment acceptance platform helps businesses manage payments from end to end. Rather than focusing on a single part of the payment journey, it provides the infrastructure merchants and payment providers need to accept, manage, secure, and optimize payments at scale. Today, NMI supports nearly $700 billion in annual payment volume through a global ecosystem of 6,000+ technology partners, making it one of the leading payment enablement platforms in the market. Its integrated payments ecosystem helps businesses: * Accept payments across ecommerce, in-person, mobile, and self-service channels. * Manage merchant onboarding, underwriting, and lifecycle operations. * Automate risk assessments with more than 100 fraud, compliance, and business verification checks. * Detect and prevent fraud through real-time monitoring and intelligent fraud defense tools. * Power flexible payment acceptance through modular gateway infrastructure. * Offer embedded financing and merchant monetization solutions. * Simplify merchant management, residual reporting, and marketing automation. * And much more. Stronger infrastructure, greater opportunities. At LTVX.ai, LTVX is focused on helping merchants recover revenue that would otherwise be lost due to declined payments. While payment acceptance, fraud prevention, and compliance are essential components of every payment stack, many businesses continue to lose a significant share of revenue to recoverable declines - transactions that fail despite legitimate customer intent. By working alongside trusted payment infrastructure providers like NMI, LTVX is expanding the ecosystem of technologies available to merchants, helping them build payment operations that are not only secure and scalable, but also optimized for revenue recovery. Together, LTVX is helping merchants strengthen the foundations of their payment stack while unlocking new opportunities to improve authorization performance and maximize every legitimate transaction. Looking ahead. LTVX is excited to add NMI's capabilities to the technologies available through the LTVX.ai ecosystem and look forward to exploring new ways LTVX can help merchants improve payment performance. This is another step toward its mission of helping businesses build smarter, more resilient payment operations - and recover more of the revenue they've already earned.
NMI, a global embedded payments infrastructure provider, has acquired Fee Navigator, an AI-powered pricing intelligence specialist for payments companies. Financial terms were not disclosed. Fee Navigator's technology analyses merchant statements and recommends optimised pricing based on partner-defined goals and risk tolerance. The platform helps ISOs, ISVs and payments partners win merchants, optimise margins and improve portfolio performance. The acquisition follows NMI's recent purchase of Dwolla, which expanded its platform into account-to-account payments and payouts. NMI processes nearly $700 billion annually and serves over 1.2 million merchants through 6,000 technology partners. Fee Navigator's AI technology is built on a proprietary database of over 100,000 merchant statements, enabling faster pricing decisions in a market where US merchants paid a record $198 billion in processing fees in 2025.