Full-Time

Staff Product Analyst

Card

Confirmed live in the last 24 hours

EarnIn

EarnIn

201-500 employees

Provides early wage access without fees

Fintech

Compensation Overview

$200.7k - $245.3kAnnually

+ Equity + Benefits

Senior, Expert

Palo Alto, CA, USA

Requires 2 in-office days per week.

Category
Product Analytics
Product
Required Skills
Python
Data Science
R
SQL
Tableau
Databricks
Requirements
  • Strong interpersonal skills and can work cross-functionally in team environments
  • 6+ years experience in product analytics/data science
  • Expert experience with SQL and experience with Python or R
  • Ability to think creatively and thrive in a fast-paced, dynamic, often ambiguous work environment
  • Experience designing, interpreting, and iterating on A/B tests. Practical knowledge of experimentation methodologies and frameworks
  • Experience with Periscope, Tableau, Databricks, A
Responsibilities
  • Work closely with the product and engineering team to define key metrics and answer important questions
  • Conduct analysis and opportunity sizing to find opportunities for improvement and turn the hypothesis into actionable and well-designed experiments(A/B Testing)
  • Identify KPIs and develop dashboards to monitor the metrics and show where we are now, whether we have achieved our goals, and why
  • Communicate results and influence stakeholders, be the trusted thought partner for the product, engineering and leadership team

Earnin provides a platform that allows individuals to access their earned wages before their official payday. Users can cash out a portion of their earnings without incurring any fees or interest, making it a convenient option for those needing quick funds for emergencies or daily expenses. The app features a 'Balance Shield' that helps users maintain their bank account balance by automatically depositing money if it falls below a certain level. Unlike traditional financial institutions, Earnin operates on a unique model where users voluntarily contribute what they feel is fair for the service, fostering a community-driven approach to financial support. This model encourages users to help each other, creating a more equitable financial system. Earnin also includes a 'Tip Jar' feature for users to set savings goals, all while ensuring data security through encryption.

Company Stage

Series C

Total Funding

$184.9M

Headquarters

Palo Alto, California

Founded

2012

Growth & Insights
Headcount

6 month growth

1%

1 year growth

3%

2 year growth

0%
Simplify Jobs

Simplify's Take

What believers are saying

  • Earnin has facilitated over $15 billion in earnings access since 2013.
  • Recognition as Best Payments App highlights Earnin's fintech innovation.
  • Partnerships with gig platforms could expand Earnin's user base.

What critics are saying

  • Legal challenges from deceptive lending allegations could harm Earnin's reputation.
  • Increased competition in early wage access may impact Earnin's market share.
  • Reliance on voluntary contributions may not sustain long-term revenue.

What makes EarnIn unique

  • Earnin offers fee-free early wage access, unlike traditional payday loans.
  • Users choose their payment amount, fostering a community-driven financial model.
  • Balance Shield feature provides automatic deposits to prevent overdrafts.

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Benefits

Life in balance - Ten company holidays and flexible time off so you can rest and recharge when you need it most. With pay, no catch.

Family matters - When your family grows, we want your focus on them. Our generous parental leave policy and wellness funds make it easy to put yourself and loved ones first.

Learn & grow - A commitment to career development that includes regular training for team members and managers alike, 360 feedback, and an annual stipend for growth opportunities.

Company culture - Employee Resource Groups provide growth opportunities and allow you to create the company *you* want to work at (more on that below).

Health & wellness - Flexible healthcare options across medical, dental, and vision—and a free Employee Assistance program offering mental health resources and legal advice.

Save & support - Includes Earnin’s 401(K) and FSA plans with tax advantages for retirement, healthcare, and dependent care expenses.