Full-Time
Vice President
POM Product Owner, POM Product Management
Posted on 10/7/2025
The Bank of New York Mellon
10,001+ employees
Global financial services with asset management
No salary listed
Pune, Maharashtra, India
In Person
 Product (2) |
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- Bachelor a0s degree or work experience equivalent
- 10+ years of experience in transaction banking, with at least 5-7 years in a Product Owner, Product Manager, or Business Analyst role
- Proven experience working on payment processing with focus on channels and messaging
- Understanding of end-to-end payment lifecycle
- Strong knowledge of payment rails: wires, ACH, instant payments, and emerging networks
- Strong understanding of payment infrastructures and market utilities (e.g., SWIFT, CHIPS, Fedwire, SEPA, RTP, CHAPS, TARGET2, EPN, FED ACH, etc.)
- Strong understanding of payment message formats and standards such as ISO 20022, SWIFT MT, NACHA, and proprietary bank formats
- Strong understanding of message transformation and distribution processes, including handling structured/unstructured data and ensuring message integrity across systems
- Strong understanding of regulatory and compliance considerations in payments messaging
- Ability to partner with internal Lines of Business (LoBs), external clients, and technology teams to deliver seamless and resilient payment messaging solutions
- Strong stakeholder management and communication skills
- Understanding of API integrations
- Experience as a Product Owner in Agile/Scrum environments, with a solid grasp of Agile principles, ceremonies and backlog prioritization/management
- Ability to write clear and actionable user stories, define acceptance criteria, and manage a product backlog
- Strong stakeholder management skills capable of balancing the needs of operations, compliance, IT, and clients
- Experience collaborating with development teams, testers, and business SMEs to deliver high-quality solutions
- Strong analytical and problem-solving skills, with ability to work cross-functionally across business and technical teams
- Ability to analyze trends and use data to inform product decisions and drive operational efficiency
- Proficiency with tools like JIRA, Confluence, Excel, and data visualization tools
- Strong communication and documentation skills able to translate complex payment processes into business and technical requirements
- High attention to detail, especially in compliance- and risk-sensitive environments
- Strong problem-solving mindset and ability to work independently in a fast-paced, high-pressure setting
- Comfortable working in a global, cross-functional team and across different time zones
- Own and manage the product backlog for the pod, ensuring alignment with platform OKRs and strategic priorities
- Collaborate with stakeholders across various Business, Operations, Technology, Compliance, and Client Services to define and refine business problems and expected outcomes
- Translate complex business needs into clear, actionable user stories and acceptance criteria
- Prioritize backlog items to balance new feature delivery, technical debt, and platform resiliency
- Lead sprint planning, reviews, and retrospectives in partnership with the Scrum Leads and development team
- Ensure solution designs align with long-term architecture and platform vision
- Monitor and measure pod s performance, using data to inform decisions and continuous improvement
- Ensure timely and accurate delivery of payment related information to internal LoBs, external clients, 3rd party providers and market infrastructures enabling smooth operations, maintaining client trust, and supporting compliance
BNY Mellon combines traditional asset management, custody, and investment services with digital capabilities. It is building a multi-asset digital platform that links cryptocurrencies and tokenized securities with conventional financial systems, serving individuals, corporations, and institutional clients. Pershing X expands digital capabilities to improve client experiences; the firm earns fees, commissions, and interest income. By integrating ESG factors and partnering with Citi and Verizon, it aims to connect digital innovation with secure, scalable financial services.
Company Size
10,001+
Company Stage
IPO
Headquarters
Town of East Hampton, New York
Founded
1784
Simplify's Take
What believers are saying
- Q1 2026 revenue surged 13% to $5.41B with 42% EPS growth to $2.24.
- Over 200 AI solutions deployed boost productivity on $4B tech budget.
- Digital custody expands to UAE and Singapore Gulf Bank for crypto clients.
What critics are saying
- Deposit normalization compresses net interest income 15-25% within 12-24 months.
- CET1 ratio at 11% limits buybacks as risk-weighted assets rise.
- AI ROI delays strand $400M-$800M annually, compressing margins 200-400bps.
What makes The Bank of New York Mellon unique
- BNY Mellon launched industry's first multi-asset digital custody platform in 2022.
- BNY integrates bitcoin, ether custody with $59T traditional assets as G-SIB.
- BNY partners Goldman Sachs for tokenized MMF ownership on blockchain since 2025.
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Benefits
Health Insurance
Paid Vacation
Paid Sick Leave
Paid Holidays
Flexible Work Hours
Remote Work Options
Company News
The Bank of New York Mellon has acquired an additional 101,810 shares of Strategy for approximately $18.7 million, bringing its total holdings to one million shares valued at around $187.2 million at current market prices. The institution, which manages approximately $2.1 trillion in assets, joins a growing number of large organisations establishing significant positions in Strategy as a means of gaining Bitcoin exposure.
The Bank of New York Mellon is expected to report quarterly earnings of $1.93 per share, up 22.2% year-over-year, with revenues forecast at $5.15 billion, a 7.5% increase. The consensus EPS estimate has been revised down 0.5% over the past 30 days. Analysts project total interest-earning assets at $390.81 billion, compared to $354.69 billion last year. Book value per share is expected to reach $58.50, up from $52.82 previously. The Tier 1 capital ratio is forecast at 15.4%, versus 14.7% a year ago. Net interest revenue is projected at $1.32 billion, compared to $1.16 billion in the prior-year quarter. Nonperforming assets are expected to decline to $191.31 million from $213 million last year.
Bank of New York Mellon has partnered with Singapore Gulf Bank, adding the firm to its correspondent banking network and providing access to its Fixed Income Brokerage platform. The deal enables SGB's crypto-native clients to access 24/7 US dollar clearing, money market funds and Treasury bills, bridging digital assets with traditional fixed income. The partnership highlights BNY's growing role in tokenised finance infrastructure, following the bank's recent Digital Asset Summit appearance where its CEO outlined positioning around tokenisation and digital custody. However, analysts view the development as incremental rather than a major near-term catalyst. BNY's narrative projects $23.2 billion revenue and $6.4 billion earnings by 2029, requiring 5% annual revenue growth. Fair value estimates range from $118.67 to $133.83 per share.
Strategy has purchased approximately $330 million worth of Bitcoin between 1 April and 5 April, the company disclosed, even as it reported a $14.5 billion unrealised loss in the first quarter due to Bitcoin's price decline. Bank of New York Mellon has been designated by the US Department of the Treasury as a financial agent for the Trump Accounts programme for newborns. BNY Mellon has partnered with Robinhood, which will serve as brokerage and initial trustee for the accounts. US stocks climbed on Monday as oil prices dropped amid cautious optimism for de-escalation in Middle East hostilities. Iran and the US have reportedly received a Pakistan-prepared plan for ending attacks, according to Reuters.
The US Department of the Treasury has named BNY Mellon as the official financial agent for its Trump Accounts programme, with Robinhood joining as a key partner. BNY Mellon will manage initial accounts and help develop a dedicated mobile application for families to access funds. Robinhood will provide brokerage services and act as initial trustee for the accounts. The secure, white-label platform will remain under full government control whilst emphasising usability and security for first-time users. The initiative aims to expand access to structured savings and investment accounts for younger Americans as part of broader financial inclusion efforts. The Treasury will maintain strict oversight, including performance standards and regulatory compliance. Details on eligibility and funding mechanisms are still emerging.