Job Description

As the payments and banking commercial counsel, you will help provide commercial legal support to our Afterpay, Cash App, Square, and Tidal teams. You will review, draft, and negotiate complex agreements with different payments and banking partners including, payment networks, financial institutions, and payment aggregators. Additionally, you will collaborate with team members to ensure compliance with our commercial and regulatory obligations. We are specifically seeking someone with transactional experience in issuing, acquiring, or with payment networks. This is an individual contributor role and will report to the Head of Payments and Banking Commercial Counsel.

You will:

• Draft and negotiate complex payments, banking, and other commercial agreements.

• Partner with Regulatory and Product Counsels to ensure compliance with our commercial obligations. 

• Provide concise legal advice with a focus on a principled risk approach.

• Resolve issues that arise in existing commercial relationships.

• Collaborate with cross-functional teams to assess legal risks and develop strategies to mitigate risks while supporting business growth and new ideas.

• Stay abreast of regulatory developments and industry trends affecting payments and banking, and advise relevant stakeholders on compliance requirements and best practices.

• Help maintain commercial payments templates, playbooks, and processes.

Qualifications

You Have:

• at least 10 years of relevant experience, with a focus on commercial transactions in payments, banking, or financial services.

• Prior experience working with payment networks, issuers, acquirers, or payment facilitators.

• Knowledge of financial services and payments compliance requirements, including issuing, acquiring, networks, partnerships, data security, and privacy within the payments industry.

• Experience drafting and negotiating complex contracts.

• Demonstrated background in communication and coordination of complex issues and projects with diverse levels of management and employees.

• A passion for the payments industry.

• Team-oriented and collaborative approach, leaving ego at the door.

• A J.D. with an active membership in at least one state bar.

Even Better:

• In-house experience at a Fintech or financial services company.

• Familiarity with the electronic financial services sector, including knowledge of merchant processing arrangements, buy-now-pay-later models, networks, payment association rules, banking and credit laws, and financial privacy regulations.