Analyst – KYC - Corporate
About the job
- At least 2 years of experience in compliance and/or KYC, with expertise in the financial services or payment industry.
- Knowledge of payments-related regulations in Singapore is a plus.
- Demonstrated ability to solve complex business problems using analytical thinking, with attention to detail.
- Understanding of travellers' psychology, particularly overseas spending behaviour and associated risks.
- Ability to suggest and implement initiatives and work hands-on to meet tight timelines.
- Manage the end-to-end KYC onboarding process, analyzing customer profiles to assess authenticity and identify potential risks using data and screening tools.
- Document and resolve customer profile assessments, including name screening, background checks, and news searches; contact customers and internal teams for further investigation.
- Collaborate with Compliance and other business functions to ensure smooth internal processes, customer satisfaction, and protection of the company’s and users’ interests.
- Participate in regulatory engagements or consultations and license or exemption applications, and ensure the business and management are informed and prepared for material reforms and developments.
- Relevant knowledge of payments-related regulations in Singapore.
About the company
YouTrip offers a multi-currency mobile wallet with a Mastercard (physical and virtual) for payments, focusing on travelers and SMEs who deal with multiple currencies. Users load funds, exchange currencies in-app at wholesale rates, and pay with the card in 150+ countries or transfer money internationally to 40+ countries. The service is transparent about fees, charges no foreign exchange fees, and uses wholesale rates rather than retail; it also provides YouBiz, a corporate card with unlimited 1% cashback for all spending. Its goal is to make cross-border spending cheaper and simpler for individuals and small to medium-sized businesses by providing affordable multi-currency wallets, flexible payments, and straightforward corporate expense tooling.
Company Size
201-500
Company Stage
Series B
Total Funding
$105.5M
Headquarters
Singapore, Singapore
Founded
2016
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Simplify's Take
What believers are saying
- On May 28, 2026, YouTrip said it already secured licenses for two more markets.
- On August 19, 2026, YouTrip launched its 8th birthday campaign with 3% cashback.
- YouTrip's Singapore site updated August 26, 2026, advertising zero ATM fees from June 15.
What critics are saying
- On February 24, 2026, transaction declines and delayed charges hit users, damaging trust.
- Australia expansion and two planned markets intensify direct competition with Wise and Revolut.
- YouTrip funds are not SDIC-insured; a safeguarding failure triggers a fatal run.
What makes YouTrip unique
- YouTrip Family launched May 28, 2026, giving parents up to 10 child accounts.
- YouTrip entered Australia on January 6, 2026, its third active market.
- YouBiz gives Singapore SMEs S$0 monthly fees, unlimited 1% cashback, and 0% FX fees.
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Growth & Insights and Company News
6 month growth
-3%1 year growth
-2%2 year growth
1%In the financial year that concluded in March 2022, YouTrip reported a 49% year-on-year increase in revenue, reaching $2.6 million.
MULTI-CURRENCY payments platform YouTrip has raised a US$50 million Series B round, as the startup rides the wave of recovery in tourism. Read more at The Business Times.
YouTrip, a Singapore-based fintech that offers multi-currency wallet for consumers and business accounts with corporate cards for SMEs, has its eyes on growth throughout Southeast Asia after landing a Series B led by Lightspeed. The round was $50 million, and brings YouTrip’s total raised to $100 million since it launched in 2018.The new funding will be used to develop YouTrip’s product technology and hire more than 100 new positions for its regional team as it launches in new Southeast Asian markets, including Indonesia, Malaysia, the Philippines and Vietnam. The company is a Major Payment Institution licensed by the Monetary Authority of Singapore, and its services include payments, foreign exchange, remittances and cards.Since its inception five years ago, YouTrip has processed close to $10 billion USD in annualized transaction volume and its e-commerce payment volume has grown 238% in annualized transaction volume since its Series A in 2021.TechCrunch last covered YouTrip in November 2021, when it raised a $30 million Series A led by prominent family offices in Asia who wanted to be unnamed, but were returning investors. Chu tells TechCrunch that YouTrip’s backing by family offices gave it an advantage, because those relationships tend to be very long-term. This time YouTrip made the decision to work with a venture backed company.At the time of our last conversation with Chu two years ago, YouTrip was recovering from the pandemic as travel resumed in Southeast Asia, especially Singapore. It was also preparing for the launch of YouBiz, its corporate card, as more SMBs adopted digital financial services
YouTrip, a digital financial services platform and aspiring neobank, has raised US$ 30 million in Series A funding, according to a company statement.