A

Aflac

Supplemental health and life insurance provider

Voc Rehab Consultant

Full-TimeUpdated on 10/15/2026
$75k - $95k+ Annual bonuses + Company stock purchase opportunity
Mid, Senior
Bachelor's, Master's
Windsor, CT, USA
RemoteMust work from home within the continental United States; occasional office visits may be requested. Travel up to 25%.
Social & Community ServicesCase Management & Advocacy

About the job

Requirements
  • Experience as a long-term disability claims analyst.
  • Proficiency with Windows and vocational software.
  • Strong communication skills.
  • Organizational and time-management skills.
  • Bachelor's degree in healthcare or a related field.
  • Master's degree in vocational rehabilitation and Certified Rehabilitation Counselor (CRC) qualification.
  • Three to five years of vocational rehabilitation work experience.
Responsibilities
  • Assess claimants' education, training, and work experience; identify vocational assets, alternative occupations, and worksite or duty modifications to prevent or minimize disability claims; develop and implement reemployment or vocational rehabilitation plans; collaborate with employers to retain employees or return them to work; and initiate claim prevention, intervention, and return-to-work programs for employers.
  • Develop, document, and implement cost-effective return-to-work or retraining plans addressing medical, vocational, and psychosocial factors; communicate with claimants, employers, medical treatment providers, outside rehabilitation counselors, and other carriers to support return-to-work goals; and motivate claimants and employers to participate in light-duty or rehabilitation programs.
  • Manage a nationwide network of vocational rehabilitation providers and ensure cost containment and effective utilization of outside vendors and accommodation expenses.
  • Conduct vocational assessments and communicate with case managers, providers, clinicians, and employers to facilitate transitional work releases or accommodations.
  • Evaluate physical and/or mental restrictions and limitations, functional abilities, and vocational data to assess alternative work options and employability; support an ergonomic stay-at-work program; and advise on vocational rehabilitation cases for long-term disability claims and, when applicable under account service agreements, short-term disability claims.
  • Partner with short-term and long-term disability claim managers and clinicians to co-manage disabled employees' return-to-work opportunities.
  • Serve as a subject matter expert to claims staff on Americans with Disabilities Act Amendments Act accommodations.
  • Perform other related duties as required.
Desired Qualifications
  • At least two years of long-term or short-term disability experience as a rehabilitation consultant.
  • Certification in ergonomic assessment.
  • Certification as a Certified Disability Management Specialist (CDMS), Certified Case Manager (CCM), or Certified Vocational Evaluator (CVE) Specialist.

About the company

Aflac provides supplemental health and life insurance products to individuals and families, operating mainly in two regions: Aflac Japan and Aflac U.S. Its policies are designed to cover out-of-pocket costs from health events and income loss, including cancer, critical illness, accidents, hospital stays, and life events. These benefits are paid directly to policyholders to help manage medical expenses not fully covered by primary insurance. The products are distributed through a network of independent agents, brokers, and financial advisors, enabling a high-volume, low-premium model that supports a large, stable customer base and ongoing revenue. Japan is its largest market, and the company uses this broad distribution and scale to differentiate itself from competitors. The goal is to provide straightforward financial protection against unexpected health-related costs while expanding its presence in the U.S. and Japanese markets.

Company Size

10,001+

Company Stage

IPO

Headquarters

Columbus, Georgia

Founded

1955

Get referred to Aflac

See people who can refer or advise you

Simplify Jobs

Simplify's Take

What believers are saying

  • Japan first-half 2026 sales rose 7%; refreshed Tsumitasu and Anshin Palette drove growth.
  • U.S. group voluntary, dental, and vision products lifted sales 2.6% in Q2 2026.
  • Aflac repositioned $4.8 billion of portfolio assets, targeting $50 million annual investment income.

What critics are saying

  • A 9.3% weaker yen cut Q2 adjusted EPS by $0.05 and masks Japan profit.
  • Japan sales fell 5.6% in Q2 2026, showing Miraito comparisons and lapse pressure.
  • Japan Post now holds over 50 million shares, creating governance pressure during any 2026-2027 slowdown.

What makes Aflac unique

  • Aflac dominates Japan supplemental cancer insurance, anchored by Miraito, Tsumitasu, and Anshin Palette.
  • Its independent-agent distribution and iconic duck brand create cheap, persistent customer acquisition.
  • Forty-three consecutive dividend raises signal disciplined underwriting and shareholder-first capital allocation.

Help us improve and share your feedback! Did you find this helpful?

Benefits

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • 401(k) Retirement Plan
  • 401(k) Company Match
  • Unlimited Paid Time Off
  • Paid Holidays
  • Hybrid Work Options
  • Remote Work Options

Growth & Insights and Company News

Headcount

6 month growth

-1%

1 year growth

-1%

2 year growth

-1%
PR Newswire
Oct 6th, 2026
bswift launches AI-powered carrier configuration tools with Aflac to simplify benefit plan setup and updates

bswift, a benefits technology and administration company, has launched AI-powered carrier configuration tools in partnership with Aflac. The tools help Channel Partners and clients add, switch, and update benefit plans more quickly and accurately. The technology uses bswift's Emma Intelligence to automatically configure plans, rates, and rules from uploaded carrier-specific plan documents, reducing manual work and errors. The system is tailored to each carrier's unique plan structures and documentation. The announcement builds on AI-native capabilities bswift introduced in July for setting up new small and midsize groups. The new tools address changes within existing sites on the bswift platform, particularly for complex products like voluntary benefits. bswift plans to expand the technology to additional carriers over time.

Yahoo Finance
Sep 19th, 2026
Aflac's net earnings jump 37.7% to $825M, but adjusted earnings fall 7.7% on yen weakness

Aflac reported divergent second-quarter results on 6 August. Net earnings rose 37.7% to $825 million, aided by reduced investment losses. However, adjusted earnings fell 7.7% to $883 million. Currency fluctuations masked underlying performance. The yen weakened 9.3% against the dollar, costing $0.05 per share. Excluding currency effects, first-half adjusted earnings per share rose 4.1% to $3.57. Japan's pretax adjusted margin widened to 34.3% from 32.0% as claims declined, though net earned premiums fell 3.7%. US net earned premiums increased 2.3% to $1.5 billion, but the pretax adjusted margin narrowed to 20.9% from 22.5%. Aflac returned $1.3 billion to shareholders during the quarter, including $983 million in buybacks. The company declared a $0.61 third-quarter dividend payable 1 September.

Yahoo Finance
Sep 17th, 2026
Jim Cramer calls Aflac 'not great, not bad' as insurer posts $825M earnings amid FX headwinds

On September 11, during Mad Money's lightning round, Jim Cramer described Aflac Incorporated as "not great, not bad," noting the stock isn't expensive but lacks significant growth potential. He said the company has limited downside risk at current levels. Aflac reported second-quarter net earnings of $825 million, up from $599 million the previous year. The company returned $1.3 billion to shareholders through $983 million in share repurchases and $309 million in dividends. However, total revenues declined to $4.1 billion, pressured by foreign exchange headwinds. Aflac Japan's adjusted revenues dropped 12.6% in dollar terms to $2.2 billion due to a weaker yen. According to Insider Monkey's database, 39 hedge funds held stakes in Aflac during the second quarter.

AktienSensor
Sep 16th, 2026
Japan Post Holdings acquires 63% stake in AFLAC for $5.8B

Japan Post Holdings has acquired approximately 63% of AFLAC Inc., purchasing around 50.6 million shares in a transaction valued at an estimated $5.8 billion. The Japanese entity is acting as trustee of a trust holding the stake. The acquisition gives Japan Post Holdings significant influence over AFLAC's corporate governance, including board appointments and strategic direction. AFLAC's share price rose modestly by 0.8% following the disclosure, closing at $117.50. The transaction was disclosed via Form 4 filing as of 10 September 2026. With AFLAC's market capitalisation standing at approximately $9.3 billion, the stake positions Japan Post Holdings amongst the insurer's largest shareholders. The cross-border ownership structure may attract regulatory scrutiny from both US and Japanese authorities. Institutional investors are advised to monitor the trust's proxy voting behaviour and governance decisions.

Yahoo Finance
Sep 8th, 2026
Aflac shares lag insurance sector ETF despite $61.7B market cap and Japan cancer insurance leadership

Aflac shares have underperformed the broader insurance sector, rising just 1.7% over the past three months compared to a 12.4% gain for the iShares U.S. Insurance ETF. The Columbus, Georgia-based supplemental insurance provider, valued at $61.7 billion, trades 10% below its July 52-week high of $130.22. The company's recent second-quarter results disappointed investors, with adjusted earnings of $1.75 missing expectations and revenue falling 1% year-over-year to $4.1 billion. Higher benefits and claims pressured profitability at Aflac U.S., whilst operations in Japan showed signs of slowing. Analysts have grown cautious about Aflac's growth prospects, questioning whether its core businesses can deliver sufficient expansion beyond share buybacks. The stock has dipped below its 50-day moving average, suggesting weakened near-term momentum despite holding above its 200-day average for most of the past year.